KEIKO
ActiveKEIKO has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-19k) and a net result of €1k. Equity is shrinking by ~49.7% per year across the filed fiscal years. Its solvency ranks better than 9% of 31642 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▲+69
Solvency16▲+16
Growth58=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.43 against 0.34 in 2024; short-term debt: 69.2% and cash: 15.1% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-8.8%
Return on assets
0.5%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 9% of 31642 sector peers (2025).
NBB · sector comparisonPosition among 31642 sector peers
Solvency
better than 9%
← weakest
strongest →
neutral · A punctual record breaks
This company filed 7 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-08-2026, 13 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
13 d late
2024
21 d early
2023
26 d early
2022
25 d early
2021
27 d early
2020
26 d early
2019
39 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-19k▲ 5.3%
2024 · €-20k
2018: €108k
2019: €100k
2020: €27k
2021: €94k
2022: €53k
2023: €9k
2024: €-20k
2018 → 2025
Total assets
€217k▲ 821%
2024 · €24k
2018: €123k
2019: €122k
2020: €189k
2021: €120k
2022: €170k
2023: €63k
2024: €24k
2018 → 2025
Net result
€1k
2024 · €-29k
2018: €-74k
2019: €-8k
2020: €87k
2021: €67k
2022: €41k
2023: €-45k
2024: €-29k
2018 → 2025
Working capital
€-86k▼ 198%
2024 · €-29k
2018: €76k
2019: €99k
2020: €26k
2021: €90k
2022: €39k
2023: €-1k
2024: €-29k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€94k-€53k▼ 43.2%€9k▼ 84.0%€-20k€-19k▲ 5.3%
Operating result€81k-€60k▼ 25.9%€-44k€-28k▲ 36.3%€6k
Net result€67k-€41k▼ 39.2%€-45k€-29k▲ 35.5%€1k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €6k after a loss of €28k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €217k
Fixed assets
€153k▲ 1,688%
Current assets
€65k▲ 329%
Key figures and ratios
EBITDA
€40k▲
2024 · €-24k
Cash flow
€35k▲
2024 · €-25k
Solvency
-8.8%▲
2024 · -86.0%
Current ratio
0.43▲
2024 · 0.34
Quick ratio
0.43▲
2024 · 0.34
Debt / equity
-12.31▼
2024 · -2.16
ROA
0.5%▲
2024 · -122.1%
Interest coverage
8.65▲
2024 · -107.14
Debt
€236k▲
2024 · €44k
Debt ≤ 1 year
€150k▲
2024 · €44k
Debt > 1 year
€86k
Income taxes
€582▲
2024 · €506
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€24k€217k▲
Fixed assets21/28€9k€153k▲
Tangible fixed assets22/27€8k€152k▲
Plant, machinery and equipment23€4k€3k▼
Furniture and vehicles24€3k€118k▲
Leasing and similar rights25-€26k
Other tangible fixed assets26€1k€6k▲
Financial fixed assets28€567€567=
Current assets29/58€15k€65k▲
Amounts receivable within one year40/41€13k€24k▲
Trade receivables40€13k€23k▲
Other amounts receivable41€0€880▲
Cash at bank and in hand54/58€42€33k▲
Deferred charges and accrued income490/1€2k€8k▲
Equity and liabilities
Total equity and liabilities10/49€24k€217k▲
Equity10/15€-20k€-19k▲
Contributions10/11€19k€19k=
Reserves13€35k€35k=
Distributable reserves133€35k€35k=
Profit (loss) carried forward14€-74k€-72k▲
Amounts payable17/49€44k€236k▲
Amounts payable after more than one year17-€86k
Financial debts170/4-€86k
Amounts payable within one year42/48€44k€150k▲
Current portion of amounts payable after more than one year42-€29k
Financial debts43€4k€0▼
Credit institutions430/8€4k€0▼
Trade debts44€4k€9k▲
Suppliers440/4€4k€9k▲
Taxes, remuneration and social security45€2k€7k▲
Taxes450/3€2k€7k▲
Other amounts payable47/48€34k€105k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€34k▲
Other operating charges640/8€0€1k▲
Gross operating margin9900€-24k€42k▲
Operating profit (loss)9901€-28k€6k▲
Financial income75/76B€80€0▼
Recurring financial income75€80€0▼
Financial charges65/66B€225€5k▲
Recurring financial charges65€225€5k▲
Profit (loss) for the period before taxes9903€-28k€2k▲
Income taxes67/77€506€582▲
Profit (loss) for the period9904€-29k€1k▲
Profit (loss) for the period to be appropriated9905€-29k€1k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-74k€-72k▲
Profit (loss) brought forward from the previous period14P€-45k€-74k▼
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 13 days late
2025
31-12
Financial
Back to profitnet €1k
Net result €1k after 2 loss-making years.
10-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
06-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
04-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity quadruplescurrent ratio 4.49
Current ratio from 1.16 to 4.49; short-term debt falls from €162k to €26k.
05-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €87k
Net result €87k after 2 loss-making years.
22-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
08-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
25-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 56 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kneuterweg 73001 LeuvenGround area
725 m²
Building footprint
137 m²
Volume, LiDAR
979 m³
Parcel 24432G0078/00H002, Flanders · tallest building 11.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Vilvoordse baan 19, 3020 Herent
since 20032.123.248.836
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24432G0078/00H002 | Flanders | 725 m² | 1 · 137 m² | 11.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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NK ASSOCIATES
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,574. 21,151 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-01-2003
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.