wallopoly
ActiveSummary
wallopoly has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €56k and a net result of €5k. Equity is growing by ~11.3% per year across the filed fiscal years. Its solvency ranks better than 9% of 463 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▼-1
Solvency33▼-1
Growth52=
Track record100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity tight (current ratio 1.47 against 1.09 in 2024; short-term debt: 67.6% and cash: 27% of total assets), and 92.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 88
Relative position
BE, all sectors
reference
Sector 88
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
7.9%
Return on assets
0.7%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 9% of 463 sector peers (2025).
NBB · sector comparisonPosition among 463 sector peers
Solvency
better than 9%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
29 d early
2024
36 d early
2023
30 d early
2022
53 d early
2021
17 d early
2020
54 d late
2019
52 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€5k▼ 44.7%
2024 · €9k
2018: €22k
2019: €14k
2020: €-8k
2021: €3k
2022: €-11k
2023: €19k
2024: €9k
2018 → 2025
Working capital
€226k▲ 385%
2024 · €47k
2018: €65k
2019: €56k
2020: €126k
2021: €173k
2022: €141k
2023: €116k
2024: €47k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€33k-€22k▼ 33.6%€41k▲ 87.5%€51k▲ 22.4%€56k▲ 10.1%
Operating result€3k-€-11k€19k€11k▼ 44.5%€5k▼ 51.3%
Net result€3k-€-11k€19k€9k▼ 52.0%€5k▼ 44.7%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 51% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €708k
Fixed assets
€4k ▼ 11.5%
Current assets
€705k ▲ 20.6%
Equity and liabilities €708k
Equity
€56k ▲ 10.1%
Debt
€653k ▲ 21.4%
Debt's share of the balance-sheet total rises from 91.4% to 92.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€7k▼
2024 · €14k
Cash flow
€7k▼
2024 · €13k
Current ratio
1.47▲
2024 · 1.09
Debt to equity
11.69▲
2024 · 10.61
ROE
9.2%▼
2024 · 18.3%
ROA
0.7%▼
2024 · 1.6%
Interest coverage
6.23▼
2024 · 9.12
Debt ≤ 1 year
€479k▼
2024 · €538k
Staff costs
€1.34M▲
2024 · €1.19M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 36 lines
Balance sheet
Code20242025
Assets
Total assets20/58€588k€708k▲
Fixed assets21/28€4k€4k▼
Tangible fixed assets22/27€4k€4k▼
Plant, machinery and equipment23€826€1k▲
Other tangible fixed assets26€3k€2k▼
Current assets29/58€584k€705k▲
Amounts receivable within one year40/41€195k€104k▼
Trade receivables40€14k€22k▲
Other amounts receivable41€181k€82k▼
Current investments50/53€304k€410k▲
Cash at bank and in hand54/58€85k€191k▲
Equity and liabilities
Total equity and liabilities10/49€588k€708k▲
Equity10/15€51k€56k▲
Profit (loss) carried forward14€51k€56k▲
Amounts payable17/49€538k€653k▲
Amounts payable within one year42/48€538k€479k▼
Trade debts44€19k€14k▼
Suppliers440/4€19k€14k▼
Taxes, remuneration and social security45€108k€107k▼
Remuneration and social security454/9€108k€107k▼
Accrued charges and deferred income492/3-€174k
Income statement
Code20242025
Remuneration, social security and pensions62€1.19M€1.34M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€2k▼
Other operating charges640/8€405k-
Gross operating margin9900€1.61M€1.35M▼
Operating profit (loss)9901€11k€5k▼
Financial income75/76B€164€1k▲
Recurring financial income75€164€1k▲
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€9k€5k▼
Profit (loss) for the period9904€9k€5k▼
Profit (loss) for the period to be appropriated9905€9k€5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€51k€56k▲
Profit (loss) brought forward from the previous period14P€41k€51k▲
Social balance
Average headcount (FTE)908720.223.5▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
State Gazette act
Reappointment: BAERT Etienne (director)2 facts ▸
State Gazette act
Reappointment: BAERT Etienne (director)
2 facts ▸
- General meeting, 18/05/2026
- Director reappointment, BAERT Etienne (director)
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Back to profitnet €19k
Net result €19k after one loss-making year.
08-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Weakest financial yearnet €-11k ▼544%
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
14-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
23-09
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 54 days late
2020
21-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 52 days late
2019
14-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 14 days late
2018
24-10
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 85 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de l'Aurore(JB) 985100 NamurGround area
1,855 m²
Building footprint
224 m²
Volume, LiDAR
1,492 m³
Parcel 92067A0374/00_000, Wallonia · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
wallopoly
since 20092.177.689.590
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92067A0374/00_000indicative | Wallonia | 1,855 m² | 1 · 224 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ARTICLE XXIII
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SOLI-DONS
BE 0696.995.379
Genappe · Eq €56,152
Maison de Quartier Saint-Antoine
BE 0462.792.047
Vorst · Eq €55,422
DEKIJNDT DIENSTEN
BE 0847.329.048
Maldegem · Eq €56,451
Sésame
BE 0424.365.892
Anderlecht · Eq €57,038
Of 2,203 companies in sector 88999 we hold annual accounts for 802. 494 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formNon-profit association
Founded16-01-2009
Fiscal year end31-12
Activities, NACEBEL 2025
88999Other social work without accommodation
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.