Sésame
ActiveSummary
Sésame has been active since 1982 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €57k and a net result of €7k. Equity remains stable across the filed fiscal years (±0.2% per year). Its solvency ranks better than 29% of 699 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2024
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability72▲+54
Solvency45▲+4
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity tight (current ratio 1.38 against 1.29 in 2023; short-term debt: 71.3% and cash: 69.8% of total assets), and 79.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 88
Relative position
BE, all sectors
reference
Sector 88
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
20.2%
Return on assets
2.5%
Age of the figures
21 mo
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €57k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 20-06-2025, 41 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
41 d early
2023
36 d early
2022
40 d early
2021
24 d early
2020
12 d early
2019
38 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€7k
2023 · €-2k
2018: €-14k
2019: €-4k
2020: €12k
2021: €-7k
2022: €-3k
2023: €-2k
2018 → 2024
Working capital
€77k▲ 7.2%
2023 · €72k
2018: €55k
2019: €111k
2020: €69k
2021: €74k
2022: €103k
2023: €72k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€62k-€55k▼ 11.3%€52k▼ 6.0%€50k▼ 3.0%€57k▲ 13.9%
Operating result€13k-€-7k€-3k▲ 54.7%€-1k▲ 58.9%€7k
Net result€12k-€-7k€-3k▲ 52.5%€-2k▲ 53.8%€7k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €7k after a loss of €1k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €282k
Fixed assets
€4k ▼ 5.0%
Current assets
€279k ▼ 12.6%
Equity and liabilities €282k
Equity
€57k ▲ 13.9%
Debt
€225k ▼ 17.4%
Debt's share of the balance-sheet total falls from 84.5% to 79.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€7k▲
2023 · €-1k
Cash flow
€7k▲
2023 · €-1k
Current ratio
1.38▲
2023 · 1.29
Debt to equity
3.95▼
2023 · 5.44
ROE
12.2%▲
2023 · -3.1%
ROA
2.5%▲
2023 · -0.5%
Interest coverage
24.19▲
2023 · -3.67
Debt ≤ 1 year
€201k▼
2023 · €247k
Staff costs
€572k▼
2023 · €593k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 36 lines
Balance sheet
Code20232024
Assets
Total assets20/58€323k€282k▼
Fixed assets21/28€4k€4k▼
Tangible fixed assets22/27€2k€1k▼
Plant, machinery and equipment23€2k€1k▼
Financial fixed assets28€2k€2k▲
Current assets29/58€319k€279k▼
Amounts receivable within one year40/41€57k€74k▲
Other amounts receivable41€57k€74k▲
Cash at bank and in hand54/58€253k€197k▼
Deferred charges and accrued income490/1€9k€7k▼
Equity and liabilities
Total equity and liabilities10/49€323k€282k▼
Equity10/15€50k€57k▲
Profit (loss) carried forward14€50k€57k▲
Amounts payable17/49€273k€225k▼
Amounts payable within one year42/48€247k€201k▼
Trade debts44€3k€3k▲
Suppliers440/4€3k€3k▲
Taxes, remuneration and social security45€89k€57k▼
Taxes450/3€20k€10k▼
Remuneration and social security454/9€69k€47k▼
Accrued charges and deferred income492/3€26k€24k▼
Income statement
Code20232024
Non-recurring operating income76A€325€136▼
Remuneration, social security and pensions62€593k€572k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€207€208▲
Non-recurring operating charges66A€611€61▼
Gross operating margin9900€593k€580k▼
Operating profit (loss)9901€-1k€7k▲
Financial income75/76B€5€109▲
Recurring financial income75€5€109▲
Financial charges65/66B€284€304▲
Recurring financial charges65€284€304▲
Profit (loss) for the period before taxes9903€-2k€7k▲
Profit (loss) for the period9904€-2k€7k▲
Profit (loss) for the period to be appropriated9905€-2k€7k▲
Appropriation of the result
Profit (loss) to be appropriated9906€50k€57k▲
Profit (loss) brought forward from the previous period14P€52k€50k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
20-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €7k
Net result €7k after 3 loss-making years.
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
21-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
07-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
19-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €12k
Net result €12k after 2 loss-making years.
23-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
26-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
24-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
28-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
30-06
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 1982
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sympathiestraat 1-31070 AnderlechtGround area
1,131 m²
Building footprint
242 m²
Volume, LiDAR
3,944 m³
Parcel 21306D0208/00W005, Brussels · tallest building 25.9 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Sésame
since 19822.165.271.810
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21306D0208/00W005indicative | Brussels | 1,131 m² | 1 · 242 m² | 25.9 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Wallonia-Brussels Federation
2021 to 2025 · 22 entries · 1,399,036 EUR in total| Year | Entries | paid |
|---|---|---|
| 2025 | 14 | 380,943 EUR |
| 2024 | 2 | 352,605 EUR |
| 2023 | 2 | 344,995 EUR |
| 2022 | 2 | 307,371 EUR |
| 2021 | 2 | 13,122 EUR |
Budget allocations
Subventions aux services d'actions en milieu ouvert
Subventions aux services d’actions en milieu ouvert
Fonds budgétaire destiné à subventionner des actions et des mesures d'aide à la jeunesse et de protection de la jeunesse
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Of 2,203 companies in sector 88999 we hold annual accounts for 802. 500 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formNon-profit association
Founded15-10-1982
Fiscal year end31-12
Activities, NACEBEL 2025
88999Other social work without accommodation
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.