W&P
ActiveSummary
W&P has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €235k and a net result of €-31k. Equity is growing by ~8.9% per year across the filed fiscal years. Its solvency ranks better than 47% of 27786 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
51
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability11▼-2
Solvency70▼-2
Growth52=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 1.72 against 1.78 in 2024; short-term debt: 55.4% and cash: 13.5% of total assets), but 55.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-31k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
24 d early
2024
8 d early
2023
29 d early
2022
89 d early
2021
45 d early
2020
26 d early
2019
38 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€235k▼ 11.8%
2024 · €266k
2018: €128k
2019: €161k
2020: €191k
2021: €257k
2022: €325k
2023: €292k
2024: €266k
2018 → 2025
Total assets
€526k▼ 7.8%
2024 · €570k
2018: €229k
2019: €585k
2020: €1.45M
2021: €1.59M
2022: €1.24M
2023: €725k
2024: €570k
2018 → 2025
Net result
€-31k▼ 19.2%
2024 · €-26k
2018: €46k
2019: €33k
2020: €17k
2021: €66k
2022: €68k
2023: €-32k
2024: €-26k
2018 → 2025
Working capital
€211k▼ 11.5%
2024 · €238k
2018: €57k
2019: €-237k
2020: €-202k
2021: €140k
2022: €317k
2023: €279k
2024: €238k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€257k-€325k▲ 26.5%€292k▼ 10.0%€266k▼ 9.0%€235k▼ 11.8%
Operating result€115k-€110k▼ 4.2%€-13k€-18k▼ 40.4%€-25k▼ 37.7%
Net result€66k-€68k▲ 3.4%€-32k€-26k▲ 18.8%€-31k▼ 19.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €25k in 2025 against €18k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €526k
Fixed assets
€24k ▼ 13.8%
Current assets
€502k ▼ 7.4%
Equity and liabilities €526k
Equity
€235k ▼ 11.8%
Debt
€291k ▼ 4.2%
Debt's share of the balance-sheet total rises from 53.3% to 55.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-21k▼
2024 · €-12k
Cash flow
€-28k▼
2024 · €-20k
Current ratio
1.72▼
2024 · 1.78
Quick ratio
0.75▼
2024 · 0.84
Debt to equity
1.24▲
2024 · 1.14
ROE
-13.4%▼
2024 · -9.9%
ROA
-6.0%▼
2024 · -4.6%
Interest coverage
-3.37▼
2024 · -1.52
Debt ≤ 1 year
€291k▼
2024 · €304k
Staff costs
€16▼
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€570k€526k▼
Fixed assets21/28€28k€24k▼
Tangible fixed assets22/27€28k€24k▼
Plant, machinery and equipment23€4k€1k▼
Furniture and vehicles24€24k€23k▼
Current assets29/58€542k€502k▼
Stocks and contracts in progress3€286k€284k▼
Stocks30/36€286k€284k▼
Amounts receivable within one year40/41€24k€144k▲
Trade receivables40€19k€142k▲
Other amounts receivable41€5k€2k▼
Cash at bank and in hand54/58€231k€71k▼
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€570k€526k▼
Equity10/15€266k€235k▼
Contributions10/11€19k€19k=
Reserves13€100k€100k=
Distributable reserves133€100k€100k=
Profit (loss) carried forward14€148k€116k▼
Amounts payable17/49€304k€291k▼
Amounts payable within one year42/48€304k€291k▼
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€165k€33▼
Suppliers440/4€165k€33▼
Taxes, remuneration and social security45-€104
Remuneration and social security454/9-€104
Other amounts payable47/48€139k€291k▲
Income statement
Code20242025
Remuneration, social security and pensions62€5k€16▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€4k▼
Other operating charges640/8€2k€871▼
Gross operating margin9900€-5k€-20k▼
Operating profit (loss)9901€-18k€-25k▼
Financial income75/76B€0€217▲
Recurring financial income75€0€217▲
Financial charges65/66B€8k€6k▼
Recurring financial charges65€8k€6k▼
Profit (loss) for the period before taxes9903€-26k€-31k▼
Profit (loss) for the period9904€-26k€-31k▼
Profit (loss) for the period to be appropriated9905€-26k€-31k▼
Appropriation of the result
Profit (loss) to be appropriated9906€148k€116k▼
Profit (loss) brought forward from the previous period14P€174k€148k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
23-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Weakest financial yearnet €-32k ▼148%
Net result drops to €-32k, the lowest in the series; recovery starts the following year.
03-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Highest result since 2018net €68k ▲3.4%
Net result €68k, the highest in the series.
16-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Equity above €200kEq €257k ▲34.4%
4 profitable years in a row build equity to €257k.
05-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
23-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Equity above €150kEq €161k ▲26.1%
2 profitable years in a row build equity to €161k.
24-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
14-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oud-Turnhout · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Steenweg op Ravels 2902360 Oud-TurnhoutGround area
718 m²
Building footprint
200 m²
Volume, LiDAR
703 m³
Parcel 13031C0254/08D000, Flanders · tallest building 5.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
W&P
since 20092.182.639.461
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13031C0254/08D000 | Flanders | 718 m² | 1 · 200 m² | 5.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Nico Wolters
BE 0840.709.193
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MUCO PLAFONNAGE & CONSTRUCT
BE 0896.092.334
Frameries · Eq €233,894
REIJNDERS TOM
BE 0466.520.015
Maasmechelen · Eq €233,410
GEUDENS STEFAAN
BE 0866.366.386
Geel · Eq €236,365
MONDIAL CLOISONS
BE 0436.739.629
Boussu · Eq €236,926
Of 4,012 companies in sector 43310 we hold annual accounts for 1,745. 1,320 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-10-2009
Fiscal year end31-12
Activities, NACEBEL 2025
43310Plastering work
68122Development of non-residential building projects
43910Bricklaying and masonry work
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.