MONDIAL CLOISONS
ActiveMONDIAL CLOISONS has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €237k and a net result of €-23k. Equity is growing by ~4.8% per year across the filed fiscal years. Its solvency ranks better than 95% of 27711 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability7▼-33
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity ample (current ratio 14.38 against 9.19 in 2024; short-term debt: 6.8% and cash: 41.5% of total assets), and 6.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
30 d late
2024
54 d late
2023
28 d late
2022
23 d late
2021
24 d late
2020
26 d late
2019
56 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€237k▼ 8.9%
2024 · €260k
2018: €171k
2019: €191k
2020: €224k
2021: €252k
2022: €261k
2023: €258k
2024: €260k
2018 → 2025
Total assets
€254k▼ 12.5%
2024 · €290k
2018: €178k
2019: €225k
2020: €263k
2021: €305k
2022: €314k
2023: €322k
2024: €290k
2018 → 2025
Net result
€-23k
2024 · €3k
2018: €26k
2019: €19k
2020: €33k
2021: €28k
2022: €9k
2023: €-3k
2024: €3k
2018 → 2025
Working capital
€232k▼ 6.4%
2024 · €247k
2018: €171k
2019: €186k
2020: €219k
2021: €221k
2022: €232k
2023: €237k
2024: €247k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€252k-€261k▲ 3.4%€258k▼ 1.3%€260k▲ 1.0%€237k▼ 8.9%
Operating result€40k-€6k▼ 84.1%€-7k€-5k▲ 33.6%€-30k▼ 507%
Net result€28k-€9k▼ 69.9%€-3k€3k€-23k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €30k in 2025 against €5k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €254k
Fixed assets
€5k▼ 59.2%
Current assets
€249k▼ 10.3%
Equity and liabilities €254k
Equity
€237k▼ 8.9%
Debt
€17k▼ 42.7%
The debt ratio falls from 10.4% to 6.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-22k▼
2024 · €3k
Cash flow
€-16k▼
2024 · €10k
Solvency
93.2%▲
2024 · 89.6%
Current ratio
14.38▲
2024 · 9.19
Quick ratio
14.38▲
2024 · 9.19
Debt / equity
0.07▼
2024 · 0.12
ROE
-9.8%▼
2024 · 1.0%
ROA
-9.2%▼
2024 · 0.9%
Interest coverage
-36.90▼
2024 · 2.38
Debt
€17k▼
2024 · €30k
Debt ≤ 1 year
€17k▼
2024 · €30k
Income taxes
€132▼
2024 · €1k
Staff costs
€22k▲
2024 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€290k€254k▼
Fixed assets21/28€13k€5k▼
Tangible fixed assets22/27€13k€5k▼
Furniture and vehicles24€13k€5k▼
Financial fixed assets28€138€138=
Current assets29/58€278k€249k▼
Amounts receivable within one year40/41€163k€141k▼
Trade receivables40€33k€28k▼
Other amounts receivable41€130k€113k▼
Cash at bank and in hand54/58€113k€106k▼
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€290k€254k▼
Equity10/15€260k€237k▼
Contributions10/11€21k€21k=
Reserves13€239k€216k▼
Distributable reserves133€239k€216k▼
Profit (loss) carried forward14€46€9▼
Amounts payable17/49€30k€17k▼
Amounts payable within one year42/48€30k€17k▼
Financial debts43€3k-
Credit institutions430/8€3k-
Trade debts44€18k€13k▼
Suppliers440/4€18k€13k▼
Taxes, remuneration and social security45€9k€4k▼
Taxes450/3€1k€1k▼
Remuneration and social security454/9€8k€3k▼
Income statement
Code20242025
Remuneration, social security and pensions62€21k€22k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€8k=
Other operating charges640/8€1k€2k▲
Gross operating margin9900€24k€2k▼
Operating profit (loss)9901€-5k€-30k▼
Financial income75/76B€10k€7k▼
Recurring financial income75€10k€7k▼
Financial charges65/66B€1k€604▼
Recurring financial charges65€1k€604▼
Profit (loss) for the period before taxes9903€4k€-23k▼
Income taxes67/77€1k€132▼
Profit (loss) for the period9904€3k€-23k▼
Profit (loss) for the period to be appropriated9905€3k€-23k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-495€-23k▼
Profit (loss) brought forward from the previous period14P€-3k€46▲
Transfer from equity791/2€3k€23k▲
Transfer to equity691/2€3k-
To other reserves6921€3k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
31-12
Financial
Weakest financial yearnet €-23k ▼1010%
Net result drops to €-23k, the lowest in the series.
23-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 54 days late
2024
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
23-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 23 days late
2022
24-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 24 days late
2021
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
31-12
Financial
Highest result since 2018net €33k ▲72.2%
Net result €33k, the highest in the series.
31-12
Financial
Equity above €200kEq €224k ▲17.5%
3 profitable years in a row build equity to €224k.
25-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 56 days late
2019
08-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
11-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
19-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Boussu · 1 establishment unit since 1989
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Georges Cordier(B) 1087300 BoussuGround area
119 m²
Building footprint
100 m²
Volume, LiDAR
660 m³
Parcel 53014B0990/00Z113, Wallonia · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MONDIAL CLOISONS SC
since 19892.042.261.358
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53014B0990/00Z113 | Wallonia | 119 m² | 1 · 100 m² | 9.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
GEUDENS STEFAAN
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GEBROEDERS BELMANS
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RENODEX
BE 0534.711.510
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Erwin & Yves ROSSKAMP
BE 0841.808.263
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W&P
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Of 4,013 companies in sector 43310 we hold annual accounts for 1,745. 1,316 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-02-1989
Fiscal year end31-12
Activities, NACEBEL
43310Plastering work
Sources
Crossroads Bank for EnterprisesNational Bank · 37 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.