VIZIOPHONES
ActiveSummary
VIZIOPHONES has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €2.01M and a net result of €-58k. Equity is growing by ~26.8% per year across the filed fiscal years. Its solvency ranks better than 76% of 37956 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
66
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability26▼-14
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €130k at 30 days acceptable
Liquidity ample (current ratio 2.7 against 3.33 in 2023; short-term debt: 19.7% and cash: 0.4% of total assets), and 19.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
80.3%
Return on assets
-2.3%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
31 d early
2023
29 d early
2022
28 d early
2021
23 d early
2020
36 d early
2019
31 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€2.01M▼ 2.8%
2023 · €2.07M
2018: €581k
2019: €613k
2020: €642k
2021: €668k
2022: €2.07M
2023: €2.07M
2018 → 2024
Total assets
€2.50M▼ 0.5%
2023 · €2.52M
2018: €1.59M
2019: €1.53M
2020: €1.52M
2021: €3.04M
2022: €4.23M
2023: €2.52M
2018 → 2024
Net result
€-58k▼ 1,732%
2023 · €-3k
2018: €64k
2019: €32k
2020: €29k
2021: €26k
2022: €1.40M
2023: €-3k
2018 → 2024
Working capital
€838k▼ 6.5%
2023 · €896k
2018: €-662k
2019: €-813k
2020: €-725k
2021: €-638k
2022: €790k
2023: €896k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€642k-€668k▲ 4.1%€2.07M▲ 210%€2.07M▼ 0.2%€2.01M▼ 2.8%
Operating result€72k-€73k▲ 1.4%€2.06M▲ 2,714%€37k▼ 98.2%€-27k
Net result€29k-€26k▼ 10.3%€1.40M▲ 5,273%€-3k€-58k▼ 1,732%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €27k after €37k in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €2.50M
Fixed assets
€1.17M ▼ 5.0%
Current assets
€1.33M ▲ 3.9%
Equity and liabilities €2.50M
Equity
€2.01M ▼ 2.8%
Debt
€493k ▲ 10.2%
Debt's share of the balance-sheet total rises from 17.8% to 19.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€38k▼
2023 · €100k
Cash flow
€7k▼
2023 · €60k
Current ratio
2.70▼
2023 · 3.33
Quick ratio
0.08▼
2023 · 0.15
Debt to equity
0.24▲
2023 · 0.22
ROE
-2.9%▼
2023 · -0.2%
ROA
-2.3%▼
2023 · -0.1%
Interest coverage
1.24▼
2023 · 2.51
Debt ≤ 1 year
€493k▲
2023 · €385k
Debt > 1 year
€0▼
2023 · €62k
Income taxes
€201▼
2023 · €210
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 52 lines
Balance sheet
Code20232024
Assets
Total assets20/58€2.52M€2.50M▼
Fixed assets21/28€1.24M€1.17M▼
Tangible fixed assets22/27€1.24M€1.17M▼
Land and buildings22€1.19M€1.14M▼
Plant, machinery and equipment23€34k€29k▼
Furniture and vehicles24€7k€4k▼
Financial fixed assets28€500€500=
Current assets29/58€1.28M€1.33M▲
Stocks and contracts in progress3€1.22M€1.29M▲
Stocks30/36€1.22M€1.29M▲
Amounts receivable within one year40/41€38k€30k▼
Trade receivables40€33k€30k▼
Other amounts receivable41€5k€5▼
Cash at bank and in hand54/58€20k€11k▼
Equity and liabilities
Total equity and liabilities10/49€2.52M€2.50M▼
Equity10/15€2.07M€2.01M▼
Contributions10/11€19k€19k=
Reserves13€2.05M€1.99M▼
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€2.05M€1.99M▼
Amounts payable17/49€447k€493k▲
Amounts payable after more than one year17€62k€0▼
Financial debts170/4€62k€0▼
Amounts payable within one year42/48€385k€493k▲
Current portion of amounts payable after more than one year42€60k€62k▲
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€55k€87k▲
Suppliers440/4€55k€87k▲
Advances received on contracts in progress46€0-
Taxes, remuneration and social security45€210€201▼
Taxes450/3€210€201▼
Other amounts payable47/48€270k€343k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€63k€65k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€19€0▼
Other operating charges640/8€10k€10k▲
Gross operating margin9900€109k€48k▼
Operating profit (loss)9901€37k€-27k▼
Financial income75/76B€78€162▲
Recurring financial income75€78€162▲
Financial charges65/66B€40k€30k▼
Recurring financial charges65€40k€30k▼
Profit (loss) for the period before taxes9903€-3k€-57k▼
Income taxes67/77€210€201▼
Profit (loss) for the period9904€-3k€-58k▼
Profit (loss) for the period to be appropriated9905€-3k€-58k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-3k€-58k▼
Transfer from equity791/2€3k€58k▲
Transfer to equity691/2€0-
To other reserves6921€0-
Social balance
Average headcount (FTE)90870.0-
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-58k
Net result drops to €-58k, the lowest in the series.
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Liquidity doublescurrent ratio 3.33
Current ratio from 1.37 to 3.33; short-term debt falls from €2.16M to €385k.
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Highest result since 2018net €1.40M ▲5273%
Operating result €2.06M, net result €1.40M, both a record.
31-12
Financial
Equity above €2MEq €2.07M ▲210%
5 profitable years in a row build equity to €2.07M.
08-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
22-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
16-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 30 days late
2016
29-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lokeren · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Klipsenstraat 18A9160 LokerenGround area
2,594 m²
Building footprint
712 m²
Volume, LiDAR
4,511 m³
Parcel 46014A0224/00R000, Flanders · tallest building 7.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VIZIOPHONES
since 20102.189.154.990
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46014A0224/00R000 | Flanders | 2,594 m² | 1 · 712 m² | 7.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 828 EUR awarded · 828 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 828 EUR | 828 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 20,108 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-05-2010
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
68110Buying and selling of own real estate
70100Activities of head offices
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.