sn HELA
ActiveSummary
sn HELA has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.01M and a net result of €47k. Equity is growing by ~4.7% per year across the filed fiscal years. Its solvency ranks better than 95% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▼-1
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €160k at 30 days acceptable
short-term debt: 0.4% and cash: 1.1% of total assets, and 3.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
96.2%
Return on assets
2.3%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
52 d early
2024
19 d late
2023
27 d late
2022
3 d early
2021
2 d early
2020
26 d early
2019
4 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€2.01M▲ 2.4%
2024 · €1.96M
2018: €1.42M
2019: €1.44M
2020: €1.51M
2021: €1.83M
2022: €1.88M
2023: €1.90M
2024: €1.96M
2018 → 2025
Total assets
€2.09M▲ 1.6%
2024 · €2.06M
2018: €1.69M
2019: €1.69M
2020: €1.81M
2021: €1.91M
2022: €1.97M
2023: €2.00M
2024: €2.06M
2018 → 2025
Net result
€47k▼ 30.1%
2024 · €67k
2018: €31k
2019: €13k
2020: €119k
2021: €318k
2022: €54k
2023: €14k
2024: €67k
2018 → 2025
Working capital
€1.06M▲ 8.3%
2024 · €978k
2018: €1.22M
2019: €1.24M
2020: €1.33M
2021: €1.58M
2022: €1.55M
2023: €1.22M
2024: €978k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.83M-€1.88M▲ 3.0%€1.90M▲ 0.8%€1.96M▲ 3.5%€2.01M▲ 2.4%
Operating result€397k-€71k▼ 82.1%€-617€63k€33k▼ 47.0%
Net result€318k-€54k▼ 82.9%€14k▼ 73.7%€67k▲ 371%€47k▼ 30.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 47% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.09M
Fixed assets
€1.02M ▼ 3.7%
Current assets
€1.07M ▲ 7.3%
Equity and liabilities €2.09M
Equity
€2.01M ▲ 2.4%
Provisions
€69k ▼ 5.3%
Debt
€10k ▼ 50.1%
Debt's share of the balance-sheet total falls from 1.0% to 0.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€86k▼
2024 · €143k
Cash flow
€100k▼
2024 · €147k
Debt to equity
0.00▼
2024 · 0.01
ROE
2.3%▼
2024 · 3.4%
ROA
2.3%▼
2024 · 3.3%
Interest coverage
41.83▼
2024 · 66.34
Debt ≤ 1 year
€7k▼
2024 · €16k
Income taxes
€13k▼
2024 · €19k
A ratio outside any meaningful range has been withheld (balance sheet total €2.09M, equity €2.01M).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€2.06M€2.09M▲
Fixed assets21/28€1.06M€1.02M▼
Tangible fixed assets22/27€1.06M€1.02M▼
Land and buildings22€1.01M€991k▼
Furniture and vehicles24€49k€31k▼
Current assets29/58€994k€1.07M▲
Amounts receivable within one year40/41€27k€6k▼
Trade receivables40€20k€0▼
Other amounts receivable41€7k€6k▼
Current investments50/53€782k€1.04M▲
Cash at bank and in hand54/58€170k€22k▼
Deferred charges and accrued income490/1€15k€2k▼
Equity and liabilities
Total equity and liabilities10/49€2.06M€2.09M▲
Equity10/15€1.96M€2.01M▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€1.30M€1.28M▼
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Tax-exempt reserves132€293k€278k▼
Distributable reserves133€1.00M€1.00M=
Profit (loss) carried forward14€601k€664k▲
Provisions and deferred taxes16€73k€69k▼
Deferred taxes168€73k€69k▼
Amounts payable17/49€20k€10k▼
Amounts payable within one year42/48€16k€7k▼
Trade debts44€2k€990▼
Suppliers440/4€2k€990▼
Taxes, remuneration and social security45€11k€4k▼
Taxes450/3€11k€4k▼
Other amounts payable47/48€2k€3k▲
Accrued charges and deferred income492/3€4k€2k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€80k€53k▼
Other operating charges640/8€6k€8k▲
Gross operating margin9900€149k€94k▼
Operating profit (loss)9901€63k€33k▼
Financial income75/76B€23k€24k▲
Recurring financial income75€23k€24k▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€84k€56k▼
Transfer from deferred taxes780€3k€4k▲
Income taxes67/77€19k€13k▼
Profit (loss) for the period9904€67k€47k▼
Transfer from tax-exempt reserves789€11k€16k▲
Profit (loss) for the period to be appropriated9905€78k€63k▼
Appropriation of the result
Profit (loss) to be appropriated9906€601k€664k▲
Profit (loss) brought forward from the previous period14P€523k€601k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity doublescurrent ratio 143.61
Current ratio from 62.84 to 143.61; short-term debt falls from €16k to €7k.
31-12
Financial
Equity above €2MEq €2.01M ▲2.4%
8 profitable years in a row build equity to €2.01M.
19-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 19 days late
2024
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €318k ▲167%
Operating result €397k, net result €318k, both a record.
31-12
Financial
Liquidity times 7current ratio 211.89
Current ratio from 28.60 to 211.89; short-term debt falls from €48k to €7k.
05-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
27-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €13k ▼56.9%
Net result drops to €13k, the lowest in the series; recovery starts the following year.
Show earlier events
31-12
Financial
Liquidity quadruplescurrent ratio 364.43
Current ratio from 86.36 to 364.43; short-term debt falls from €14k to €3k.
11-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
21-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
17-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2015
16-04
State Gazette act
Incorporation · Demerger
Founding capital · Share issue
16-04
State Gazette act
General meeting · Demerger
Net-asset statement · Capital decrease
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Verschansingsstraat 329030 GentGround area
1,136 m²
Building footprint
134 m²
Volume, LiDAR
852 m³
Parcel 44038A0858/00N008, Flanders · tallest building 9.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
sn HELA
since 20032.134.038.996
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44038A0858/00N008 | Flanders | 1,136 m² | 1 · 133 m² | 9.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Ownership & control
2 board mandatesBoard mandates of this companythis company sits on their board2
12 locations
9 locations
Recognitions · licences · registrations
Legal Entity Identifier
984500393BE98B10B145
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 20,125 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded24-09-2003
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.