Vision + 0,785
ActiveVision + 0,785 has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €393k and a net result of €42k. Equity remains stable across the filed fiscal years (±1.7% per year). Its solvency ranks better than 94% of 11297 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▲+3
Solvency100=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 3.26 against 1.52 in 2024; short-term debt: 4.8% and cash: 8.3% of total assets), and 4.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
95.2%
Return on assets
10.2%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
14 d early
2024
22 d early
2023
8 d early
2022
21 d early
2021
14 d early
2020
26 d early
2019
23 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€0
EBIT margin
Not included in this filing
Net result
€42k▲ 16.0%
2024 · €36k
2018: €26k
2019: €2k
2020: €5k
2021: €9k
2022: €-8k
2023: €16k
2024: €36k
2018 → 2025
Working capital
€45k▲ 59.0%
2024 · €28k
2018: €69k
2019: €78k
2020: €80k
2021: €9k
2022: €-17k
2023: €-26k
2024: €28k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€0
Equity€461k-€453k▼ 1.8%€405k▼ 10.7%€417k▲ 3.0%€393k▼ 5.7%
Operating result€17k-€-6k€29k€58k▲ 100%€67k▲ 14.5%
Net result€9k-€-8k€16k€36k▲ 123%€42k▲ 16.0%
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 15% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €413k
Fixed assets
€349k▼ 10.4%
Current assets
€65k▼ 21.7%
Equity and liabilities €413k
Equity
€393k▼ 5.7%
Debt
€20k▼ 63.5%
The debt ratio falls from 11.6% to 4.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€107k▲
2024 · €104k
Cash flow
€82k▲
2024 · €82k
Solvency
95.2%▲
2024 · 88.4%
Current ratio
3.26▲
2024 · 1.52
Quick ratio
3.26▲
2024 · 1.52
Debt / equity
0.05▼
2024 · 0.13
ROE
10.7%▲
2024 · 8.7%
ROA
10.2%▲
2024 · 7.7%
Interest coverage
659.33▲
2024 · 545.29
Debt
€20k▼
2024 · €55k
Debt ≤ 1 year
€20k▼
2024 · €55k
Income taxes
€25k▲
2024 · €22k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€472k€413k▼
Fixed assets21/28€389k€349k▼
Tangible fixed assets22/27€389k€349k▼
Land and buildings22€344k€324k▼
Plant, machinery and equipment23€35k€23k▼
Furniture and vehicles24€10k€2k▼
Current assets29/58€83k€65k▼
Amounts receivable within one year40/41€6k€25k▲
Trade receivables40€3k€22k▲
Other amounts receivable41€3k€2k▼
Current investments50/53€50k€0▼
Cash at bank and in hand54/58€26k€34k▲
Deferred charges and accrued income490/1€640€6k▲
Equity and liabilities
Total equity and liabilities10/49€472k€413k▼
Equity10/15€417k€393k▼
Contributions10/11€340k€274k▼
Reserves13€76k€118k▲
Distributable reserves133€76k€118k▲
Profit (loss) carried forward14€651€751▲
Amounts payable17/49€55k€20k▼
Amounts payable within one year42/48€55k€20k▼
Current portion of amounts payable after more than one year42€0-
Trade debts44€2k€9k▲
Suppliers440/4€2k€9k▲
Taxes, remuneration and social security45€8k€10k▲
Taxes450/3€8k€10k▲
Other amounts payable47/48€44k€0▼
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Turnover70€0-
Goods, raw materials, services and sundry goods60/61€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€46k€40k▼
Other operating charges640/8€5k€6k▲
Gross operating margin9900€109k€113k▲
Operating profit (loss)9901€58k€67k▲
Financial income75/76B€722€498▼
Recurring financial income75€722€498▼
Financial charges65/66B€191€162▼
Recurring financial charges65€191€162▼
Profit (loss) for the period before taxes9903€59k€67k▲
Income taxes67/77€22k€25k▲
Profit (loss) for the period9904€36k€42k▲
Profit (loss) for the period to be appropriated9905€36k€42k▲
Appropriation of the result
Profit (loss) to be appropriated9906€37k€43k▲
Profit (loss) brought forward from the previous period14P€362€651▲
Transfer from equity791/2€24k-
Transfer to equity691/2€36k€42k▲
To other reserves6921€36k€42k▲
Profit to be distributed694/7€24k-
Return on contributions (dividend)694€24k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €42k ▲16%
Operating result €67k, net result €42k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 3.26
Current ratio from 1.52 to 3.26; short-term debt falls from €55k to €20k.
09-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 1.52
Current ratio from 0.68 to 1.52; short-term debt falls from €82k to €55k.
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €16k
Net result €16k after one loss-making year.
10-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-8k ▼189%
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
17-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
05-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
08-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
16-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
02-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
05-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Parc 634020 LiègeGround area
214 m²
Building footprint
140 m²
Volume, LiDAR
1,374 m³
2 parcels, Wallonia · tallest building 18.0 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
VISION + 0,785
since 20102.189.664.241
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62817C0145/00N000 | Wallonia | 190 m² | 1 · 20 m² | 18.0 m · 6 fl. |
| 62049B0281/00M003 | Wallonia | 24 m² | 1 · 120 m² | 10.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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UVOTec
BE 0473.338.224
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LINNEA
BE 0536.959.534
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JAVER
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Of 4,422 companies in sector 46180 we hold annual accounts for 1,886. 1,254 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-07-2010
Fiscal year end31-12
Activities, NACEBEL
46180Agents specialised in the wholesale of other particular products
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.