MBM CONSULT
ActiveSummary
MBM CONSULT has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €388k and a net result of €16k. Equity is growing by ~8.2% per year across the filed fiscal years. Its solvency ranks better than 95% of 11322 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. A confirmed filing finding caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▲+48
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €22k at 30 days only on tighter terms
short-term debt: 0.4% and cash: 19% of total assets, and 0.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
99.6%
Return on assets
4.2%
Age of the figures
15 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Filed more than 90 days late
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 09-09-2026, 221 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
221 d late
2024
22 d late
2023
2 d early
2022
36 d early
2021
32 d early
2020
41 d early
2019
62 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€388k▲ 4.4%
2024 · €372k
2019: €194k
2020: €251k
2021: €337k
2022: €370k
2023: €390k
2024: €372k
2019 → 2025
Total assets
€390k▲ 4.7%
2024 · €372k
2019: €213k
2020: €276k
2021: €353k
2022: €390k
2023: €390k
2024: €372k
2019 → 2025
Net result
€16k
2024 · €-18k
2019: €33k
2020: €57k
2021: €86k
2022: €33k
2023: €20k
2024: €-18k
2019 → 2025
Working capital
€383k▲ 4.0%
2022 · €369k
2019: €181k
2020: €245k
2021: €336k
2022: €369k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€337k-€370k▲ 9.8%€390k▲ 5.4%€372k▼ 4.6%€388k▲ 4.4%
Operating result€125k-€52k▼ 58.6%€30k▼ 41.2%€-19k€12k
Net result€86k-€33k▼ 61.6%€20k▼ 39.4%€-18k€16k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €12k after a loss of €19k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €390k
Fixed assets
€5k ▲ 231%
Current assets
€385k ▲ 3.8%
Equity and liabilities €390k
Equity
€388k
Debt
€1k
Debt finances 0.4% of the balance-sheet total.
Key figures and ratios
EBITDA
€13k
Cash flow
€17k
Debt to equity
0.00
ROE
4.2%▲
2024 · -4.8%
ROA
4.2%▲
2024 · -4.8%
Interest coverage
41.76
Debt ≤ 1 year
€1k
Income taxes
€-5k▼
2024 · €-2k
A ratio outside any meaningful range has been withheld (balance sheet total €390k, equity €388k).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€372k€390k▲
Fixed assets21/28€2k€5k▲
Tangible fixed assets22/27-€4k
Furniture and vehicles24-€4k
Financial fixed assets28€2k€2k=
Current assets29/58€371k€385k▲
Amounts receivable within one year40/41€78k€86k▲
Trade receivables40€23k€19k▼
Other amounts receivable41€55k€66k▲
Current investments50/53€225k€225k=
Cash at bank and in hand54/58€67k€74k▲
Deferred charges and accrued income490/1€730-
Equity and liabilities
Total equity and liabilities10/49€372k€390k▲
Equity10/15€372k€388k▲
Contributions10/11€6k€6k=
Reserves13€289k€305k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€287k€304k▲
Profit (loss) carried forward14€77k€77k=
Amounts payable17/49-€1k
Amounts payable within one year42/48-€1k
Trade debts44-€957
Suppliers440/4-€957
Taxes, remuneration and social security45-€494
Taxes450/3-€494
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€1k
Other operating charges640/8€825€643▼
Gross operating margin9900€-18k€14k▲
Operating profit (loss)9901€-19k€12k▲
Financial income75/76B€17-
Recurring financial income75€17-
Financial charges65/66B€356€310▼
Recurring financial charges65€356€310▼
Profit (loss) for the period before taxes9903€-20k€11k▲
Income taxes67/77€-2k€-5k▼
Profit (loss) for the period9904€-18k€16k▲
Profit (loss) for the period to be appropriated9905€-18k€16k▲
Appropriation of the result
Profit (loss) to be appropriated9906€77k€93k▲
Profit (loss) brought forward from the previous period14P€95k€77k▼
Transfer to equity691/2-€16k
To other reserves6921-€16k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 221 days late
2025
30-06
Financial
Back to profitnet €16k
Net result €16k after one loss-making year.
22-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 22 days late
2024
30-06
Financial
Weakest financial yearnet €-18k ▼189%
Net result drops to €-18k, the lowest in the series; recovery starts the following year.
29-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
26-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
30-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial
Highest result since 2019net €86k ▲49.7%
Operating result €125k, net result €86k, both a record.
2020
21-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
30-06
Financial
Equity above €200kEq €251k ▲29.5%
2 profitable years in a row build equity to €251k.
2019
30-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
06-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
28-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
23-10
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Recognitions · licences · registrations
Legal Entity Identifier
875500031GCKPI54LK76
Similar companies · same sector, comparable size
UVOTec
BE 0473.338.224
Antwerpen · Eq €387,584
LINNEA
BE 0536.959.534
Evere · Eq €387,336
JAVER
BE 0430.123.932
Zonnebeke · Eq €387,225
BUREAU TECHNIQUE BREUER
BE 0426.924.417
Baelen · Eq €386,953
DE BROUWER INVEST
BE 0449.452.072
Knokke-Heist · Eq €386,832
Of 4,420 companies in sector 46180 we hold annual accounts for 1,886. 1,257 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-09-2005
Fiscal year end30-06
Activities, NACEBEL 2025
46180Agents specialised in the wholesale of other particular products
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filings
Scores and ratios are computed by Checked and are not a credit decision.