Vicus
ActiveVicus has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €69k and a net result of €2k. Equity is growing by ~7.3% per year across the filed fiscal years. Its solvency ranks better than 64% of 1287 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▼-4
Solvency61▲+7
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 4.29 against 7.88 in 2024; short-term debt: 1.7% and cash: 5.1% of total assets), but 63.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
36.1%
Return on assets
1%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 55
Relative position
BE, all sectors
reference
Sector 55
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
24 d early
2024
35 d early
2023
34 d early
2022
7 d early
2021
32 d early
2020
4 d early
2019
58 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€69k▲ 2.9%
2024 · €67k
2019: €29k
2020: €54k
2021: €58k
2022: €55k
2023: €57k
2024: €67k
2019 → 2025
Total assets
€190k▼ 17.2%
2024 · €229k
2019: €120k
2020: €170k
2021: €199k
2022: €168k
2023: €223k
2024: €229k
2019 → 2025
Net result
€2k▼ 79.9%
2024 · €10k
2019: €4k
2020: €25k
2021: €4k
2022: €-2k
2023: €2k
2024: €10k
2019 → 2025
Working capital
€11k▼ 69.8%
2024 · €36k
2019: €-69k
2020: €-42k
2021: €78k
2022: €15k
2023: €18k
2024: €36k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€58k-€55k▼ 4.0%€57k▲ 2.7%€67k▲ 16.9%€69k▲ 2.9%
Operating result€4k-€-2k€1k€10k▲ 642%€2k▼ 81.0%
Net result€4k-€-2k€2k€10k▲ 534%€2k▼ 79.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 81% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €190k
Fixed assets
€176k▼ 6.7%
Current assets
€14k▼ 65.6%
Equity and liabilities €190k
Equity
€69k▲ 2.9%
Debt
€121k▼ 25.4%
The debt ratio falls from 71.0% to 63.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€33k▼
2024 · €43k
Cash flow
€33k▼
2024 · €42k
Solvency
36.1%▲
2024 · 29.0%
Current ratio
4.29▼
2024 · 7.88
Quick ratio
4.29▼
2024 · 7.88
Debt / equity
1.77▼
2024 · 2.44
ROE
2.8%▼
2024 · 14.5%
ROA
1.0%▼
2024 · 4.2%
Interest coverage
144.41▲
2024 · 74.03
Debt
€121k▼
2024 · €163k
Debt ≤ 1 year
€3k▼
2024 · €5k
Debt > 1 year
€102k▼
2024 · €140k
Income taxes
€281▲
2024 · €165
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€229k€190k▼
Fixed assets21/28€189k€176k▼
Tangible fixed assets22/27€189k€176k▼
Plant, machinery and equipment23€3k€3k▼
Furniture and vehicles24€15k€16k▲
Other tangible fixed assets26€170k€157k▼
Current assets29/58€41k€14k▼
Amounts receivable within one year40/41€11k€2k▼
Trade receivables40€11k€2k▼
Cash at bank and in hand54/58€28k€10k▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€229k€190k▼
Equity10/15€67k€69k▲
Contributions10/11€25k€25k=
Profit (loss) carried forward14€42k€44k▲
Amounts payable17/49€163k€121k▼
Amounts payable after more than one year17€140k€102k▼
Financial debts170/4€140k€102k▼
Amounts payable within one year42/48€5k€3k▼
Trade debts44€4k€3k▼
Suppliers440/4€4k€3k▼
Taxes, remuneration and social security45€1k€104▼
Taxes450/3€1k€104▼
Accrued charges and deferred income492/3€18k€16k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€32k€31k▼
Other operating charges640/8€2k€971▼
Gross operating margin9900€44k€34k▼
Operating profit (loss)9901€10k€2k▼
Financial income75/76B-€472
Recurring financial income75-€472
Financial charges65/66B€574€226▼
Recurring financial charges65€574€226▼
Profit (loss) for the period before taxes9903€10k€2k▼
Income taxes67/77€165€281▲
Profit (loss) for the period9904€10k€2k▼
Profit (loss) for the period to be appropriated9905€10k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€42k€44k▲
Profit (loss) brought forward from the previous period14P€32k€42k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-2k ▼155%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 9current ratio 65.94
Current ratio from 7.15 to 65.94; short-term debt falls from €13k to €229.
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity times 12current ratio 7.15
Current ratio from 0.61 to 7.15; short-term debt falls from €107k to €13k.
27-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2019net €25k ▲515%
Operating result €24k, net result €25k, both a record.
27-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 58 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bilzen-Hoeselt · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lethenstraat 53740 Bilzen-HoeseltGround area
4,380 m²
Building footprint
111 m²
Volume, LiDAR
570 m³
Parcel 73068A0229/00E000, Flanders · tallest building 7.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Sam-interieur/Geo-Design/de Boerderaaj/Biesiclette
since 20182.275.732.143
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73068A0229/00E000 | Flanders | 4,380 m² | 1 · 111 m² | 7.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Recognitions · licences · registrations
Food safety, FASFC
1 siteBilzen-Hoeselt2.275.732.143
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Of 2,395 companies in sector 55100 we hold annual accounts for 1,516. 978 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded03-05-2018
Fiscal year end31-12
Activities, NACEBEL
55100Hotels and similar accommodation
46130Agents in the wholesale of timber and building materials
56301Cafés and bars
71112Activities of interior architects
77210Renting and leasing of sports and recreation goods
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.