Ô MAL AIME
ActiveThe computed 12-month bankruptcy probability of Ô MAL AIME is 1.7% (moderate). The 2025 annual accounts show equity of €68k and a net result of €-7k. Equity is shrinking by ~7.4% per year across the filed fiscal years. Its solvency ranks better than 60% of 13091 sector peers (fiscal year 2025). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
57
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability55▼-18
Solvency68▲+1
Growth25=
Track record100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 1.63 against 1.93 in 2024; short-term debt: 24.3% and cash: 3.8% of total assets), but 57.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
42.6%
Return on assets
-4.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-05-2026, 65 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
65 d early
2024
31 d early
2023
34 d early
2022
33 d early
2021
11 d early
2020
32 d early
2019
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€162k▼ 2.7%
2024 · €167k
2018: €265k
2019: €204k
2020: €154k
2021: €207k
2022: €235k
2023: €156k
2024: €167k
2018 → 2025
EBIT margin
0.9%▼ 3.2pp
2024 · 4.1%
2018: 8.4%
2019: 1.6%
2020: -0.9%
2021: 19.5%
2022: -9.6%
2023: -25.5%
2024: 4.1%
2018 → 2025
Net result
€-7k
2024 · €468
2018: €19k
2019: €-2k
2020: €-5k
2021: €37k
2022: €-26k
2023: €-44k
2024: €468
2018 → 2025
Working capital
€24k▼ 51.7%
2024 · €50k
2018: €55k
2019: €61k
2020: €69k
2021: €99k
2022: €79k
2023: €45k
2024: €50k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€207k-€235k▲ 13.4%€156k▼ 33.7%€167k▲ 7.1%€162k▼ 2.7%
Equity€167k-€140k▼ 16.2%€95k▼ 32.3%€95k▲ 0.5%€68k▼ 28.5%
Operating result€40k-€-22k€-40k▼ 76.5%€7k€1k▼ 78.7%
Net result€37k-€-26k€-44k▼ 71.7%€468€-7k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 79% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €160k
Fixed assets
€97k▼ 19.1%
Current assets
€63k▼ 39.8%
Equity and liabilities €160k
Equity
€68k▼ 28.5%
Debt
€92k▼ 29.0%
The debt ratio falls from 57.5% to 57.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€26k▼
2024 · €32k
Cash flow
€18k▼
2024 · €26k
Solvency
42.6%▲
2024 · 42.5%
Current ratio
1.63▼
2024 · 1.93
Quick ratio
1.41▼
2024 · 1.77
Debt / equity
1.35▼
2024 · 1.36
ROE
-9.8%▼
2024 · 0.5%
ROA
-4.2%▼
2024 · 0.2%
Interest coverage
3.17▼
2024 · 4.95
Debt
€92k▼
2024 · €129k
Debt ≤ 1 year
€39k▼
2024 · €54k
Debt > 1 year
€53k▼
2024 · €75k
Staff costs
€24k▲
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€225k€160k▼
Fixed assets21/28€120k€97k▼
Intangible fixed assets21-€0
Tangible fixed assets22/27€120k€97k▼
Land and buildings22€39k€34k▼
Plant, machinery and equipment23€77k€61k▼
Furniture and vehicles24€3k€2k▼
Current assets29/58€105k€63k▼
Amounts receivable after more than one year29€42k€37k▼
Other amounts receivable291€42k€37k▼
Stocks and contracts in progress3€9k€8k▼
Stocks30/36€9k€8k▼
Amounts receivable within one year40/41€20k€11k▼
Trade receivables40€17k€11k▼
Other amounts receivable41€2k€369▼
Cash at bank and in hand54/58€34k€6k▼
Deferred charges and accrued income490/1€2k€393▼
Equity and liabilities
Total equity and liabilities10/49€225k€160k▼
Equity10/15€95k€68k▼
Contributions10/11€123k€102k▼
Profit (loss) carried forward14€-28k€-34k▼
Amounts payable17/49€129k€92k▼
Amounts payable after more than one year17€75k€53k▼
Financial debts170/4€75k€53k▼
Amounts payable within one year42/48€54k€39k▼
Current portion of amounts payable after more than one year42€21k€22k▲
Trade debts44€6k€9k▲
Suppliers440/4€6k€9k▲
Taxes, remuneration and social security45€4k€7k▲
Taxes450/3€1k€641▼
Remuneration and social security454/9€3k€6k▲
Other amounts payable47/48€24k€707▼
Income statement
Code20242025
Turnover70€167k€162k▼
Remuneration, social security and pensions62€16k€24k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€25k▼
Other operating charges640/8€4k€5k▲
Gross operating margin9900€53k€55k▲
Operating profit (loss)9901€7k€1k▼
Financial income75/76B€151€89▼
Recurring financial income75€151€89▼
Financial charges65/66B€7k€8k▲
Recurring financial charges65€7k€8k▲
Profit (loss) for the period before taxes9903€468€-7k▼
Profit (loss) for the period9904€468€-7k▼
Profit (loss) for the period to be appropriated9905€468€-7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-28k€-34k▼
Profit (loss) brought forward from the previous period14P€-28k€-28k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €468
Net result €468 after 2 loss-making years.
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-44k
Net result drops to €-44k, the lowest in the series; recovery starts the following year.
28-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €37k
Net result €37k after 2 loss-making years.
31-12
Financial
Equity above €150kEq €167k ▲26.6%
Equity rises from €132k to €167k.
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
28-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
26-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
08-11-2025
Resigned as Daily management
Location & real-estate footprint
Registered office, Stavelot · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Neuve 124970 StavelotGround area
117 m²
Building footprint
103 m²
Volume, LiDAR
1,251 m³
Parcel 63073B1936/00F000, Wallonia · tallest building 14.3 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
HOTEL RESTAURANT Ô MAL AIME
since 20112.202.158.435
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63073B1936/00F000 | Wallonia | 117 m² | 1 · 103 m² | 14.3 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteStavelot2.202.158.435
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COSI COM'E
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LIANA CAPPIELLO
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Turnhout · Eq €68k
Of 20,506 companies in sector 56111 we hold annual accounts for 11,453. 9,841 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-06-2008
Fiscal year end31-12
Activities, NACEBEL
55100Hotels and similar accommodation
56101Full-service restaurants
56111Full-service restaurants
41001General construction of residential buildings
43211General electrical installation work
43320Joinery installation
43410Roofing work
47521Retail sale of hardware, building materials, paint and glass (general range)
56210Event catering
58190Other publishing activities, excluding software publishing
63120Computing infrastructure, data processing, hosting and other information service activities
63910Web portal activities
70210Activities of head offices; management consultancy activities
73110Advertising agencies
73300Public relations and communication consultancy
74201Photography, excluding press photography
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.