VETERINAIRE MELON
ActiveVETERINAIRE MELON has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €206k and a net result of €38k. Equity is growing by ~11% per year across the filed fiscal years. Its solvency ranks better than 85% of 1227 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
100
/ 100
Excellent▲ +7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability92▲+1
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
Liquidity ample (current ratio 6.33 against 6.05 in 2024), and 15.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 75
Relative position
BE, all sectors
reference
Sector 75
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
84.5%
Return on assets
15.5%
Age of the figures
8 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
25 d late
2024
28 d late
2023
26 d late
2022
22 d late
2021
4 d early
2020
38 d early
2019
89 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
05-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€206k▲ 9.6%
2024 · €188k
2021: €124k
2022: €144k
2023: €188k
2024: €188k
2021 → 2025
Total assets
€244k▲ 14.8%
2024 · €212k
2021: €204k
2022: €227k
2023: €244k
2024: €212k
2021 → 2025
Net result
€38k▲ 10.6%
2024 · €34k
2021: €26k
2022: €19k
2023: €44k
2024: €34k
2021 → 2025
Working capital
€164k▲ 33.7%
2024 · €122k
2021: €19k
2022: €63k
2023: €98k
2024: €122k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€124k-€144k▲ 15.4%€188k▲ 30.8%€188k▲ 0.1%€206k▲ 9.6%
Operating result€37k-€29k▼ 20.1%€65k▲ 124%€52k▼ 20.8%€57k▲ 10.7%
Net result€26k-€19k▼ 25.3%€44k▲ 131%€34k▼ 22.9%€38k▲ 10.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 11% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €244k
Fixed assets
€49k▼ 24.6%
Current assets
€194k▲ 32.5%
Equity and liabilities €244k
Equity
€206k▲ 9.6%
Debt
€38k▲ 55.6%
The debt ratio rises from 11.4% to 15.5%: debt grows faster than equity.
Key figures and ratios
EBITDA
€81k▲
2024 · €76k
Cash flow
€62k▲
2024 · €58k
Solvency
84.5%▼
2024 · 88.6%
Current ratio
6.33▲
2024 · 6.05
Quick ratio
5.90▲
2024 · 5.48
Debt / equity
0.18▲
2024 · 0.13
ROE
18.3%▲
2024 · 18.2%
ROA
15.5%▼
2024 · 16.1%
Interest coverage
110.16▼
2024 · 192.22
Debt
€38k▲
2024 · €24k
Debt ≤ 1 year
€31k▲
2024 · €24k
Income taxes
€20k▲
2024 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Total assets
20/58€212k€244k▲
Fixed assets
21/28€66k€49k▼
Intangible fixed assets
21€27k€16k▼
Tangible fixed assets
22/27€38k€33k▼
Current assets
29/58€147k€194k▲
Stocks & contracts in progress
3€14k€13k▼
Amounts receivable within one year
40/41€2k€1k▼
Investments
50/53-€106k
Cash & bank
54/58€128k€68k▼
Total equity & liabilities
10/49€212k€244k▲
Equity
10/15€188k€206k▲
Contributions / capital
10/11€19k€19k=
Reserves
13€169k€187k▲
Amounts payable
17/49€24k€38k▲
Amounts payable within one year
42/48€24k€31k▲
Trade debts payable within one year
44€4k€4k▼
Income statement
Code20242025
Gross operating margin
9900€79k€84k▲
Operating result
9901€52k€57k▲
Financial income
75€1k€841▼
Financial charges
65€396€738▲
Result before taxes
9903€52k€57k▲
Income taxes
67/77€18k€20k▲
Net result for the period
9904€34k€38k▲
Result to be appropriated
9905€34k€38k▲
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
2025
31-12
Financial
Equity above €200kEq €206k ▲9.6%
5 profitable years in a row build equity to €206k.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Liquidity doublescurrent ratio 6.05
Current ratio from 2.75 to 6.05; short-term debt falls from €56k to €24k.
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
31-12
Financial
Highest result since 2021net €44k ▲131%
Operating result €65k, net result €44k, both a record.
31-12
Financial
Equity above €150kEq €188k ▲30.8%
3 profitable years in a row build equity to €188k.
23-11
State Gazette act
Director changes
François Delmarche de Ransart
22-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 22 days late
2022
31-12
Financial
Weakest financial yearnet €19k ▼25.3%
Net result drops to €19k, the lowest in the series; recovery starts the following year.
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
23-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
28-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 89 days late
2019
23-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 145 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 2 acts read
About the unread acts
Of the 2 Belgian State Gazette acts we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
no sitting director, last change in 2023
No sitting directors are on record for this company in the CBE. Not every legal form publishes directors; if they appear in the Belgian State Gazette later, they show up here automatically.
23-11-2023
Resigned as Director
Not every act has been read: a resignation may be missing here
1 of this company's 2 Belgian State Gazette acts has not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Châtelet · 2 establishment units since 2018
Ground area
1,766 m²
Building footprint
272 m²
Volume, LiDAR
1,165 m³
2 parcels, Wallonia · tallest building 11.1 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
Rue de Presles 154, 6200 Châtelet
since 20182.271.308.151
Rue Jules des Essarts 128, 6200 Châtelet
since 20222.339.065.819
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52007C0069/00P000 | Wallonia | 1,434 m² | 1 · 159 m² | - |
| 52013A0483/00Z000 | Wallonia | 333 m² | 1 · 112 m² | 11.1 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Comparable companies · same sector, comparable size
Similar companies · same sector, comparable size
TER RIVIEREN
BE 0649.714.809
Antwerpen · Eq €206k
CABINET VETERINAIRE HENRI PESTIEAU
BE 0466.395.695
Gouvy · Eq €207k
QUINTINUS
BE 0897.368.675
Sint-Truiden · Eq €205k
EQUIDENTALIA
BE 0784.450.381
Westerlo · Eq €207k
DIERENARTS VAN HERCK MARC
BE 0878.696.868
Keerbergen · Eq €207k
Of 6,098 companies in sector 75000 we hold annual accounts for 1,929. 1,618 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-01-2018
Fiscal year end31-12
Activities, NACEBEL
75000Veterinary services
Sources
Crossroads Bank for EnterprisesBelgian Official Gazette · 1 actNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 20-07-2026. Scores and ratios are computed by Checked and are not a credit decision.