Vermeulen Jonas
ActiveThe computed 12-month bankruptcy probability of Vermeulen Jonas is 1.7% (moderate). The 2025 annual accounts show equity of €169k and a net result of €88k. Equity is growing by ~20.3% per year across the filed fiscal years. Its solvency ranks better than 78% of 27451 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+31
Solvency98▲+1
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 4.11 against 2.66 in 2024; short-term debt: 17% and cash: 54.8% of total assets), and 27% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
73%
Return on assets
38.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
29 d early
2024
27 d early
2023
27 d early
2022
26 d early
2021
30 d early
2020
29 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€169k▲ 111%
2024 · €80k
2020: €31k
2021: €78k
2022: €83k
2023: €79k
2024: €80k
2020 → 2025
Total assets
€231k▲ 109%
2024 · €111k
2020: €57k
2021: €103k
2022: €108k
2023: €97k
2024: €111k
2020 → 2025
Net result
€88k▲ 14,484%
2024 · €607
2020: €26k
2021: €47k
2022: €5k
2023: €-3k
2024: €607
2020 → 2025
Working capital
€122k▲ 142%
2024 · €51k
2020: €26k
2021: €71k
2022: €46k
2023: €44k
2024: €51k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€78k-€83k▲ 5.9%€79k▼ 4.0%€80k▲ 0.8%€169k▲ 111%
Operating result€64k-€6k▼ 90.0%€-3k€3k€114k▲ 3,758%
Net result€47k-€5k▼ 90.2%€-3k€607€88k▲ 14,484%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 3,758% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €231k
Fixed assets
€69k▲ 135%
Current assets
€162k▲ 99.5%
Equity and liabilities €231k
Equity
€169k▲ 111%
Debt
€62k▲ 105%
The debt ratio falls from 27.5% to 27.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€125k▲
2024 · €13k
Cash flow
€100k▲
2024 · €11k
Solvency
73.0%▲
2024 · 72.5%
Current ratio
4.11▲
2024 · 2.66
Quick ratio
4.03▲
2024 · 2.56
Debt / equity
0.37▼
2024 · 0.38
ROE
52.5%▲
2024 · 0.8%
ROA
38.3%▲
2024 · 0.5%
Interest coverage
196.37▲
2024 · 81.94
Debt
€62k▲
2024 · €30k
Debt ≤ 1 year
€39k▲
2024 · €30k
Debt > 1 year
€23k
Income taxes
€24k▲
2024 · €2k
Staff costs
€87k▲
2024 · €64k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€111k€231k▲
Fixed assets21/28€30k€69k▲
Tangible fixed assets22/27€30k€69k▲
Plant, machinery and equipment23€28k€36k▲
Furniture and vehicles24€1k€33k▲
Financial fixed assets28-€5
Current assets29/58€81k€162k▲
Stocks and contracts in progress3€3k€3k▼
Stocks30/36€3k€3k▼
Amounts receivable within one year40/41€32k€31k▼
Trade receivables40€11k€13k▲
Other amounts receivable41€20k€19k▼
Cash at bank and in hand54/58€44k€127k▲
Deferred charges and accrued income490/1€2k€624▼
Equity and liabilities
Total equity and liabilities10/49€111k€231k▲
Equity10/15€80k€169k▲
Contributions10/11€5k€5k=
Reserves13€78k€164k▲
Distributable reserves133€78k€164k▲
Profit (loss) carried forward14€-3k-
Amounts payable17/49€30k€62k▲
Amounts payable after more than one year17-€23k
Financial debts170/4-€23k
Amounts payable within one year42/48€30k€39k▲
Current portion of amounts payable after more than one year42€848€8k▲
Trade debts44€18k€14k▼
Suppliers440/4€18k€14k▼
Taxes, remuneration and social security45€341€452▲
Taxes450/3€78€452▲
Remuneration and social security454/9€263-
Other amounts payable47/48€11k€18k▲
Income statement
Code20242025
Remuneration, social security and pensions62€64k€87k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€11k▲
Other operating charges640/8€2k€2k▼
Gross operating margin9900€79k€214k▲
Operating profit (loss)9901€3k€114k▲
Financial income75/76B-€39
Recurring financial income75-€39
Financial charges65/66B€157€636▲
Recurring financial charges65€157€636▲
Profit (loss) for the period before taxes9903€3k€113k▲
Income taxes67/77€2k€24k▲
Profit (loss) for the period9904€607€88k▲
Profit (loss) for the period to be appropriated9905€607€88k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-3k€86k▲
Profit (loss) brought forward from the previous period14P€-3k€-3k▲
Transfer to equity691/2-€86k
To other reserves6921-€86k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2020net €88k ▲14484%
Operating result €114k, net result €88k, both a record.
31-12
Financial
Equity above €150kEq €169k ▲111%
2 profitable years in a row build equity to €169k.
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €607
Net result €607 after one loss-making year.
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-3k ▼172%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
02-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lochristi · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dam 409080 LochristiGround area
1,003 m²
Building footprint
161 m²
Volume, LiDAR
714 m³
Parcel 44076C0370/00H000, Flanders · tallest building 7.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Vermeulen Jonas
since 20202.297.511.811
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44076C0370/00H000 | Flanders | 1,002 m² | 1 · 161 m² | 7.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MoDeMo
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Pleistertechnieken Roelants
BE 0799.769.552
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Floorconcept
BE 0508.599.506
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SCHILDERWERKEN VERMEERSCH
BE 0664.653.403
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HOUSE DECOR
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Of 7,864 companies in sector 43341 we hold annual accounts for 2,664. 2,135 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-01-2020
Fiscal year end31-12
Activities, NACEBEL
43341Painting of buildings
43310Plastering work
43332Laying of wooden floor and wall coverings
43333Wallpapering and laying of floor and wall coverings in other materials
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.