Floorconcept
ActiveFloorconcept has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €169k and a net result of €-93k. Equity is growing by ~35.3% per year across the filed fiscal years. Its solvency ranks better than 23% of 27450 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
43
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability4▼-85
Solvency47▼-53
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days only on tighter terms
Liquidity short (current ratio 0.85 against 24.56 in 2024; short-term debt: 5.4% and cash: 1.1% of total assets), and 78.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 27450 sector peers (2025).
NBB · sector comparisonPosition among 27450 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
18 d early
2024
24 d early
2023
58 d early
2022
76 d early
2021
75 d early
2020
75 d early
2019
73 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€169k▼ 35.5%
2024 · €262k
2018: €44k
2019: €51k
2020: €69k
2021: €119k
2022: €161k
2023: €218k
2024: €262k
2018 → 2025
Total assets
€777k▲ 185%
2024 · €272k
2018: €54k
2019: €59k
2020: €106k
2021: €136k
2022: €179k
2023: €228k
2024: €272k
2018 → 2025
Net result
€-93k
2024 · €43k
2018: €2k
2019: €7k
2020: €34k
2021: €50k
2022: €53k
2023: €57k
2024: €43k
2018 → 2025
Working capital
€-6k
2024 · €245k
2018: €31k
2019: €42k
2020: €74k
2021: €111k
2022: €151k
2023: €199k
2024: €245k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€119k-€161k▲ 35.9%€218k▲ 35.3%€262k▲ 19.9%€169k▼ 35.5%
Operating result€71k-€74k▲ 3.9%€80k▲ 8.3%€63k▼ 22.0%€-81k
Net result€50k-€53k▲ 6.9%€57k▲ 7.4%€43k▼ 23.7%€-93k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €81k after €63k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €777k
Fixed assets
€741k▲ 4,344%
Current assets
€36k▼ 86.1%
Equity and liabilities €777k
Equity
€169k▼ 35.5%
Debt
€608k▲ 5,644%
The debt ratio rises from 3.9% to 78.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-49k▼
2024 · €73k
Cash flow
€-61k▼
2024 · €53k
Solvency
21.7%▼
2024 · 96.1%
Current ratio
0.85▼
2024 · 24.56
Quick ratio
0.85▼
2024 · 24.56
Debt / equity
3.60▲
2024 · 0.04
ROE
-55.1%▼
2024 · 16.6%
ROA
-12.0%▼
2024 · 16.0%
Interest coverage
-2.93▼
2024 · 63.29
Debt
€608k▲
2024 · €11k
Debt ≤ 1 year
€42k▲
2024 · €10k
Debt > 1 year
€565k
Income taxes
€-3k▼
2024 · €22k
Staff costs
€13k▼
2024 · €42k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€272k€777k▲
Fixed assets21/28€17k€741k▲
Tangible fixed assets22/27€16k€740k▲
Land and buildings22-€715k
Plant, machinery and equipment23€7k€22k▲
Furniture and vehicles24€8k€3k▼
Financial fixed assets28€1k€1k=
Current assets29/58€256k€36k▼
Amounts receivable within one year40/41€87k€25k▼
Trade receivables40€78k€15k▼
Other amounts receivable41€9k€10k▲
Current investments50/53€100k€0▼
Cash at bank and in hand54/58€65k€9k▼
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€272k€777k▲
Equity10/15€262k€169k▼
Contributions10/11€6k€6k=
Reserves13€256k€256k=
Distributable reserves133€256k€256k=
Profit (loss) carried forward14-€-93k
Amounts payable17/49€11k€608k▲
Amounts payable after more than one year17-€565k
Financial debts170/4-€565k
Amounts payable within one year42/48€10k€42k▲
Current portion of amounts payable after more than one year42-€26k
Financial debts43€7k€3k▼
Credit institutions430/8€7k€3k▼
Trade debts44€2k€4k▲
Suppliers440/4€2k€4k▲
Taxes, remuneration and social security45€1k€8k▲
Taxes450/3€1k€8k▲
Remuneration and social security454/9€0-
Other amounts payable47/48-€771
Accrued charges and deferred income492/3€176€336▲
Income statement
Code20242025
Remuneration, social security and pensions62€42k€13k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€33k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€11k€0▼
Other operating charges640/8€2k€83k▲
Gross operating margin9900€127k€48k▼
Operating profit (loss)9901€63k€-81k▼
Financial income75/76B€4k€1k▼
Recurring financial income75€4k€1k▼
Financial charges65/66B€1k€17k▲
Recurring financial charges65€1k€17k▲
Profit (loss) for the period before taxes9903€65k€-96k▼
Income taxes67/77€22k€-3k▼
Profit (loss) for the period9904€43k€-93k▼
Profit (loss) for the period to be appropriated9905€43k€-93k▼
Appropriation of the result
Profit (loss) to be appropriated9906€43k€-93k▼
Transfer to equity691/2€43k€0▼
To other reserves6921€43k€0▼
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-93k ▼314%
Net result drops to €-93k, the lowest in the series.
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
03-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €57k ▲7.4%
Operating result €80k, net result €57k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 20.91
Current ratio from 9.74 to 20.91; short-term debt falls from €17k to €10k.
31-12
Financial
Equity above €200kEq €218k ▲35.3%
6 profitable years in a row build equity to €218k.
16-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €150kEq €161k ▲35.9%
5 profitable years in a row build equity to €161k.
17-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €100kEq €119k ▲71.9%
4 profitable years in a row build equity to €119k.
17-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
19-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
16-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
16-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
16-05
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heist-op-den-Berg · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jespersweg 282223 Heist-op-den-BergGround area
1,597 m²
Building footprint
183 m²
Volume, LiDAR
843 m³
Parcel 12033A0685/00D000, Flanders · tallest building 6.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
FLOORCONCEPT
since 20122.215.162.274
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12033A0685/00D000 | Flanders | 1,597 m² | 1 · 183 m² | 6.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 3 entries · 222 EUR awarded · 222 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 51 EUR | 51 EUR |
| 2023 | 1 | 123 EUR | 123 EUR |
| 2022 | 1 | 48 EUR | 48 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
Pleistertechnieken Roelants
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SCHILDERWERKEN VERMEERSCH
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HOUSE DECOR
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Of 7,866 companies in sector 43341 we hold annual accounts for 2,664. 2,133 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-12-2012
Fiscal year end31-12
Activities, NACEBEL
43333Wallpapering and laying of floor and wall coverings in other materials
43341Painting of buildings
43230Insulation installation
43291Specialised construction activities
43320Joinery installation
43331Floor and wall tiling
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.