Verelst Wim
ActiveVerelst Wim has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €182k and a net result of €28k. Equity is growing by ~6.8% per year across the filed fiscal years. Its solvency ranks better than 72% of 7931 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
88
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▲+5
Solvency91▲+11
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity ample (current ratio 6.9 against 5.11 in 2024; short-term debt: 7.5% and cash: 31.5% of total assets), and 33.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
66.4%
Return on assets
10.2%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
26 d late
2023
29 d late
2022
29 d late
2021
16 d late
2020
2 d early
2019
14 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€182k▲ 18.1%
2024 · €154k
2018: €104k
2019: €115k
2020: €125k
2021: €128k
2022: €120k
2023: €137k
2024: €154k
2018 → 2025
Total assets
€274k▼ 2.0%
2024 · €280k
2018: €270k
2019: €247k
2020: €246k
2021: €254k
2022: €281k
2023: €257k
2024: €280k
2018 → 2025
Net result
€28k▲ 65.5%
2024 · €17k
2018: €20k
2019: €10k
2020: €10k
2021: €2k
2022: €-8k
2023: €18k
2024: €17k
2018 → 2025
Working capital
€121k▲ 3.5%
2024 · €117k
2018: €84k
2019: €87k
2020: €96k
2021: €104k
2022: €83k
2023: €108k
2024: €117k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€128k-€120k▼ 6.1%€137k▲ 14.7%€154k▲ 12.3%€182k▲ 18.1%
Operating result€4k-€-6k€23k€24k▲ 8.5%€39k▲ 58.1%
Net result€2k-€-8k€18k€17k▼ 4.2%€28k▲ 65.5%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 58% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €274k
Fixed assets
€133k▼ 1.3%
Current assets
€142k▼ 2.6%
Equity and liabilities €274k
Equity
€182k▲ 18.1%
Debt
€92k▼ 26.6%
The debt ratio falls from 44.9% to 33.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€40k▲
2024 · €28k
Cash flow
€30k▲
2024 · €20k
Solvency
66.4%▲
2024 · 55.1%
Current ratio
6.90▲
2024 · 5.11
Quick ratio
5.96▲
2024 · 4.51
Debt / equity
0.51▼
2024 · 0.81
ROE
15.3%▲
2024 · 10.9%
ROA
10.2%▲
2024 · 6.0%
Interest coverage
104.04▲
2024 · 28.41
Debt
€92k▼
2024 · €126k
Debt ≤ 1 year
€21k▼
2024 · €28k
Debt > 1 year
€72k▼
2024 · €97k
Income taxes
€10k▲
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€280k€274k▼
Fixed assets21/28€134k€133k▼
Tangible fixed assets22/27€4k€2k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€2k€1k▼
Financial fixed assets28€130k€130k=
Current assets29/58€145k€142k▼
Stocks and contracts in progress3€17k€19k▲
Stocks30/36€17k€19k▲
Amounts receivable within one year40/41€42k€36k▼
Trade receivables40€40k€25k▼
Other amounts receivable41€2k€11k▲
Cash at bank and in hand54/58€86k€86k▲
Deferred charges and accrued income490/1€241€252▲
Equity and liabilities
Total equity and liabilities10/49€280k€274k▼
Equity10/15€154k€182k▲
Contributions10/11€20k€20k=
Reserves13€134k€162k▲
Distributable reserves133€134k€162k▲
Amounts payable17/49€126k€92k▼
Amounts payable after more than one year17€97k€72k▼
Other amounts payable178/9€97k€72k▼
Amounts payable within one year42/48€28k€21k▼
Trade debts44€17k€6k▼
Suppliers440/4€17k€6k▼
Taxes, remuneration and social security45€12k€15k▲
Taxes450/3€12k€15k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€2k▼
Other operating charges640/8€1k€3k▲
Gross operating margin9900€29k€43k▲
Operating profit (loss)9901€24k€39k▲
Financial income75/76B€8€4▼
Recurring financial income75€8€4▼
Financial charges65/66B€978€388▼
Recurring financial charges65€978€388▼
Profit (loss) for the period before taxes9903€23k€38k▲
Income taxes67/77€7k€10k▲
Profit (loss) for the period9904€17k€28k▲
Profit (loss) for the period to be appropriated9905€17k€28k▲
Appropriation of the result
Profit (loss) to be appropriated9906€17k€28k▲
Transfer to equity691/2€17k€28k▲
To other reserves6921€17k€28k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €28k ▲65.5%
Operating result €39k, net result €28k, both a record.
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 26 days late
2024
31-12
Financial
Equity above €150kEq €154k ▲12.3%
2 profitable years in a row build equity to €154k.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 29 days late
2023
31-12
Financial
Back to profitnet €18k
Net result €18k after one loss-making year.
31-12
Financial
Liquidity quadruplescurrent ratio 11.00
Current ratio from 2.53 to 11.00; short-term debt falls from €55k to €11k.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 29 days late
2022
31-12
Financial
Weakest financial yearnet €-8k ▼438%
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
16-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 16 days late
2021
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
17-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
13-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 13 days late
2018
24-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 24 days late
2017
11-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 11 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herentals · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zandkapelweg(NDW) 48B2200 HerentalsGround area
1,660 m²
Building footprint
184 m²
Volume, LiDAR
1,067 m³
Parcel 13027C0099/00_000, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Wim Verelst
since 20132.220.429.869
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13027C0099/00_000 | Flanders | 1,660 m² | 1 · 184 m² | 9.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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E-MAIL BROKERS
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Of 4,428 companies in sector 46180 we hold annual accounts for 1,886. 1,379 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-07-1994
Fiscal year end31-12
Activities, NACEBEL
46711Wholesale of cars and light vans (up to 3.5 tonnes)
45112
46180Agents specialised in the wholesale of other particular products
50101
47811Retail sale of cars and light vans (up to 3.5 tonnes)
47812Retail trade
45194
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
95313Repair and fitting of specific motor vehicle parts
45204
95319Other maintenance and repair of motor vehicles
47820Retail sale of motor vehicle parts and accessories
46713Wholesale trade
46872Wholesale trade
50103
50302
51570
95314Bodywork repair (including spraying and painting)
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.