IMMOLABEL
ActiveIMMOLABEL has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €182k and a net result of €-16k. Equity remains stable across the filed fiscal years (±0.2% per year). Its solvency ranks better than 91% of 15876 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability0▼-5
Solvency100=
Growth27▼-18
Stability100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days only on tighter terms
Liquidity ample (current ratio 10.69 against 14.93 in 2023), and 9.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
90.8%
Return on assets
-7.9%
Age of the figures
20 mo
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year -€16k
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 13-08-2025, 13 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
13 d late
2023
41 d early
2022
41 d early
2021
41 d early
2020
25 d early
2019
25 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€49k▼ 25.3%
2023 · €65k
2018: €68k
2019: €60k
2020: €49k
2021: €46k
2022: €65k
2023: €65k
2018 → 2024
EBIT margin
-28.2%▼ 22.0pp
2023 · -6.2%
2018: 3.1%
2019: -5.6%
2020: 6.7%
2021: -5.4%
2022: 2.7%
2023: -6.2%
2018 → 2024
Net result
€-16k▼ 1,313%
2023 · €-1k
2018: €715
2019: €-3k
2020: €5k
2021: €-1k
2022: €260
2023: €-1k
2018 → 2024
Working capital
€180k▼ 8.0%
2023 · €195k
2018: €188k
2019: €194k
2020: €199k
2021: €198k
2022: €196k
2023: €195k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€49k-€46k▼ 4.5%€65k▲ 39.1%€65k▲ 0.8%€49k▼ 25.3%
Equity€200k-€199k▼ 0.6%€199k▲ 0.1%€198k▼ 0.6%€182k▼ 8.0%
Operating result€3k-€-3k€2k€-4k€-14k▼ 237%
Net result€5k-€-1k€260€-1k€-16k▼ 1,313%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €14k in 2024 against €4k in 2023; the loss grows and 2024 is the lowest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €201k
Fixed assets
€2k▼ 36.6%
Current assets
€198k▼ 5.3%
Equity and liabilities €201k
Equity
€182k▼ 8.0%
Debt
€19k▲ 23.1%
The debt ratio rises from 7.1% to 9.2%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€-12k▼
2023 · €-3k
Cash flow
€-15k▼
2023 · €205
Solvency
90.8%▼
2023 · 92.9%
Current ratio
10.69▼
2023 · 14.93
Quick ratio
10.69▼
2023 · 14.93
Debt / equity
0.10▲
2023 · 0.08
ROE
-8.7%▼
2023 · -0.6%
ROA
-7.9%▼
2023 · -0.5%
Interest coverage
-3.55▲
2023 · -14.54
Debt
€19k▲
2023 · €15k
Debt ≤ 1 year
€19k▲
2023 · €14k
Income taxes
€225▼
2023 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€213k€201k▼
Formation expenses20-€0
Fixed assets21/28€4k€2k▼
Tangible fixed assets22/27€4k€2k▼
Land and buildings22€2k€1k▼
Plant, machinery and equipment23€2k€913▼
Furniture and vehicles24-€0
Current assets29/58€209k€198k▼
Amounts receivable after more than one year29€36k€36k=
Other amounts receivable291€36k€36k=
Amounts receivable within one year40/41€14k€11k▼
Trade receivables40€12k€11k▼
Other amounts receivable41€1k€1▼
Cash at bank and in hand54/58€159k€150k▼
Deferred charges and accrued income490/1-€2k
Equity and liabilities
Total equity and liabilities10/49€213k€201k▼
Equity10/15€198k€182k▼
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€6k€6k=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Profit (loss) carried forward14€130k€114k▼
Amounts payable17/49€15k€19k▲
Amounts payable within one year42/48€14k€19k▲
Trade debts44€1k€183▼
Suppliers440/4€1k€183▼
Taxes, remuneration and social security45€1k€6k▲
Taxes450/3€1k€3k▲
Remuneration and social security454/9-€3k
Other amounts payable47/48€11k€12k▲
Accrued charges and deferred income492/3€1k€0▼
Income statement
Code20232024
Turnover70€65k€49k▼
Goods, raw materials, services and sundry goods60/61€18k€62k▲
Remuneration, social security and pensions62€48k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k=
Other operating charges640/8€2k€2k▲
Gross operating margin9900€47k€-10k▼
Operating profit (loss)9901€-4k€-14k▼
Financial income75/76B€4k€2k▼
Recurring financial income75€4k€2k▼
Financial charges65/66B€188€3k▲
Recurring financial charges65€188€3k▲
Profit (loss) for the period before taxes9903€23€-16k▼
Income taxes67/77€1k€225▼
Profit (loss) for the period9904€-1k€-16k▼
Profit (loss) for the period to be appropriated9905€-1k€-16k▼
Appropriation of the result
Profit (loss) to be appropriated9906€130k€114k▼
Profit (loss) brought forward from the previous period14P€131k€130k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
13-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 13 days late
2024
31-12
Financial
Weakest financial yearnet €-16k
Net result drops to €-16k, the lowest in the series.
20-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
20-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Back to profitnet €260
Net result €260 after one loss-making year.
20-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
06-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
06-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
08-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
17-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
11-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lierde · 1 establishment unit since 2000
Ground area
990 m²
Building footprint
97 m²
Volume, LiDAR
528 m³
Parcel 45013A0156/00H000, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Paepmunte 11, 9571 Lierde
since 20002.099.651.310
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45013A0156/00H000 | Flanders | 990 m² | 1 · 97 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 4,406 companies in sector 46180 we hold annual accounts for 1,875. 1,371 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded05-05-2000
Fiscal year end31-12
Activities, NACEBEL
46180Agents specialised in the wholesale of other particular products
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.