VDSlab
ActiveSummary
VDSlab has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €151k and a net result of €94k. Equity is growing by ~21.1% per year across the filed fiscal years. Its solvency ranks better than 32% of 16546 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+21
Solvency65▼-31
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 1.61 against 3.66 in 2024; short-term debt: 60% and cash: 29.9% of total assets), but 60% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
40%
Return on assets
24.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-05-2026, 80 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
80 d early
2024
44 d early
2023
41 d early
2022
49 d early
2021
3 d early
2020
18 d late
2019
54 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€151k▼ 41.8%
2024 · €260k
2018: €68k
2019: €104k
2020: €141k
2021: €193k
2022: €251k
2023: €296k
2024: €260k
2018 → 2025
Total assets
€379k▲ 4.0%
2024 · €364k
2018: €485k
2019: €448k
2020: €425k
2021: €413k
2022: €397k
2023: €382k
2024: €364k
2018 → 2025
Net result
€94k▲ 225%
2024 · €29k
2018: €49k
2019: €36k
2020: €37k
2021: €51k
2022: €59k
2023: €45k
2024: €29k
2018 → 2025
Working capital
€139k▼ 46.9%
2024 · €263k
2018: €-301k
2019: €-98k
2020: €-17k
2021: €76k
2022: €175k
2023: €262k
2024: €263k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€193k-€251k▲ 30.5%€296k▲ 17.8%€260k▼ 12.2%€151k▼ 41.8%
Operating result€69k-€76k▲ 11.2%€53k▼ 30.4%€38k▼ 28.1%€134k▲ 249%
Net result€51k-€59k▲ 14.6%€45k▼ 23.9%€29k▼ 35.6%€94k▲ 225%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 249% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €379k
Fixed assets
€12k ▲ 401%
Current assets
€367k ▲ 1.4%
Equity and liabilities €379k
Equity
€151k ▼ 41.8%
Debt
€227k ▲ 119%
Debt's share of the balance-sheet total rises from 28.6% to 60.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€137k▲
2024 · €96k
Cash flow
€97k▲
2024 · €87k
Current ratio
1.61▼
2024 · 3.66
Debt to equity
1.50▲
2024 · 0.40
ROE
62.0%▲
2024 · 11.1%
ROA
24.8%▲
2024 · 7.9%
Interest coverage
173.82▲
2024 · 72.76
Debt ≤ 1 year
€227k▲
2024 · €99k
Income taxes
€46k▲
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€364k€379k▲
Fixed assets21/28€2k€12k▲
Intangible fixed assets21€0€0=
Tangible fixed assets22/27€2k€12k▲
Furniture and vehicles24€1k€11k▲
Other tangible fixed assets26€1k€686▼
Current assets29/58€362k€367k▲
Amounts receivable within one year40/41€22k€39k▲
Other amounts receivable41€22k€39k▲
Current investments50/53€232k€214k▼
Cash at bank and in hand54/58€89k€113k▲
Deferred charges and accrued income490/1€19k-
Equity and liabilities
Total equity and liabilities10/49€364k€379k▲
Equity10/15€260k€151k▼
Contributions10/11€19k€19k=
Reserves13€39k€133k▲
Distributable reserves133€39k€133k▲
Profit (loss) carried forward14€203k€0▼
Amounts payable17/49€104k€227k▲
Amounts payable after more than one year17€5k-
Financial debts170/4€5k-
Amounts payable within one year42/48€99k€227k▲
Current portion of amounts payable after more than one year42€20k€5k▼
Trade debts44€2k€728▼
Suppliers440/4€2k€728▼
Taxes, remuneration and social security45€12k€48k▲
Taxes450/3€9k€46k▲
Remuneration and social security454/9€3k€2k▼
Other amounts payable47/48€65k€174k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€58k€4k▼
Other operating charges640/8€725€501▼
Gross operating margin9900€97k€138k▲
Operating profit (loss)9901€38k€134k▲
Financial income75/76B€763€7k▲
Recurring financial income75€763€7k▲
Financial charges65/66B€1k€789▼
Recurring financial charges65€1k€789▼
Profit (loss) for the period before taxes9903€38k€140k▲
Income taxes67/77€9k€46k▲
Profit (loss) for the period9904€29k€94k▲
Profit (loss) for the period to be appropriated9905€29k€94k▲
Appropriation of the result
Profit (loss) to be appropriated9906€233k€296k▲
Profit (loss) brought forward from the previous period14P€204k€203k▼
Transfer from equity791/2€35k-
Transfer to equity691/2-€94k
To other reserves6921-€94k
Profit to be distributed694/7€65k€203k▲
Return on contributions (dividend)694€65k€203k▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €94k ▲225%
Operating result €134k, net result €94k, both a record.
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €29k ▼35.6%
Net result drops to €29k, the lowest in the series; recovery starts the following year.
20-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
12-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €200kEq €251k ▲30.5%
5 profitable years in a row build equity to €251k.
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €150kEq €193k ▲36.3%
4 profitable years in a row build equity to €193k.
18-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 18 days late
2020
23-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 54 days late
2019
31-12
Financial
Equity above €100kEq €104k ▲53.1%
2 profitable years in a row build equity to €104k.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Les Bons Villers · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Henri Loriaux(FLG) 616210 Les Bons VillersGround area
2,014 m²
Building footprint
135 m²
Parcel 52024A0763/00E006, Wallonia. Linked by address, not a title deed.
1 establishment unit
VDSlab
since 20182.273.918.738
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52024A0763/00E006 | Wallonia | 2,014 m² | 1 · 135 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Dr. Tim Decraecke, huisarts
BE 0665.553.028
Zwalm · Eq €148,600
PROF.DR.BEULS
BE 0891.733.272
Hasselt · Eq €148,527
CliniCAP
BE 0790.915.927
Herzele · Eq €148,074
DR. E. SCHREURS
BE 0459.653.108
Tremelo · Eq €147,887
Klinisch Bioloog Verbeke Vanessa
BE 0751.604.203
Brugge · Eq €158,107
Of 698 companies in sector 86910 we hold annual accounts for 520. 384 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-12-2017
Fiscal year end31-12
Activities, NACEBEL 2025
86910Medical imaging and medical laboratories
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.