DR. E. SCHREURS
ActiveDR. E. SCHREURS has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €148k and a net result of €24k. Equity remains stable across the filed fiscal years (±1.2% per year). Its solvency ranks better than 93% of 16491 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2025
97
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability88▼-4
Solvency100=
Growth58=
Track record100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 20.88 against 9.12 in 2024; short-term debt: 3.9% and cash: 63.7% of total assets), and 3.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
96.1%
Return on assets
15.4%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €148k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
on the day
2023
36 d early
2022
30 d late
2021
24 d late
2020
31 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€148k▲ 0.2%
2024 · €148k
2018: €155k
2019: €175k
2020: €156k
2021: €153k
2022: €97k
2023: €118k
2024: €148k
2018 → 2025
Total assets
€154k▼ 4.1%
2024 · €160k
2018: €156k
2019: €176k
2020: €159k
2021: €163k
2022: €102k
2023: €123k
2024: €160k
2018 → 2025
Net result
€24k▼ 18.9%
2024 · €29k
2018: €4k
2019: €20k
2020: €16k
2021: €27k
2022: €13k
2023: €21k
2024: €29k
2018 → 2025
Working capital
€118k▲ 13.4%
2024 · €104k
2018: €134k
2019: €161k
2020: €125k
2021: €134k
2022: €85k
2023: €68k
2024: €104k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€153k-€97k▼ 36.5%€118k▲ 22.0%€148k▲ 24.7%€148k▲ 0.2%
Operating result€40k-€21k▼ 48.2%€30k▲ 47.5%€42k▲ 37.5%€34k▼ 17.9%
Net result€27k-€13k▼ 50.3%€21k▲ 59.0%€29k▲ 37.2%€24k▼ 18.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 18% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €154k
Fixed assets
€30k▼ 31.4%
Current assets
€124k▲ 6.0%
Equity and liabilities €154k
Equity
€148k▲ 0.2%
Debt
€6k▼ 53.7%
The debt ratio falls from 8.0% to 3.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€48k▼
2024 · €57k
Cash flow
€37k▼
2024 · €45k
Solvency
96.1%▲
2024 · 92.0%
Current ratio
20.88▲
2024 · 9.12
Quick ratio
20.88▲
2024 · 9.12
Debt / equity
0.04▼
2024 · 0.09
ROE
16.0%▼
2024 · 19.8%
ROA
15.4%▼
2024 · 18.2%
Interest coverage
68.41▼
2024 · 84.91
Debt
€6k▼
2024 · €13k
Debt ≤ 1 year
€6k▼
2024 · €13k
Income taxes
€10k▼
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€160k€154k▼
Fixed assets21/28€43k€30k▼
Tangible fixed assets22/27€43k€30k▼
Furniture and vehicles24€40k€27k▼
Other tangible fixed assets26€4k€3k▼
Current assets29/58€117k€124k▲
Amounts receivable within one year40/41€18k€23k▲
Other amounts receivable41€18k€23k▲
Current investments50/53€3k€3k=
Cash at bank and in hand54/58€95k€98k▲
Deferred charges and accrued income490/1€636€656▲
Equity and liabilities
Total equity and liabilities10/49€160k€154k▼
Equity10/15€148k€148k▲
Contributions10/11€6k€6k=
Reserves13€141k€141k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€8k€8k=
Distributable reserves133€131k€131k▲
Profit (loss) carried forward14€857€857=
Amounts payable17/49€13k€6k▼
Amounts payable within one year42/48€13k€6k▼
Trade debts44-€260
Suppliers440/4-€260
Taxes, remuneration and social security45€10k€4k▼
Taxes450/3€6k€4k▼
Remuneration and social security454/9€4k-
Other amounts payable47/48€3k€2k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€14k▼
Other operating charges640/8€869€875▲
Gross operating margin9900€58k€49k▼
Operating profit (loss)9901€42k€34k▼
Financial income75/76B€314€352▲
Recurring financial income75€314€352▲
Financial charges65/66B€674€701▲
Recurring financial charges65€674€701▲
Profit (loss) for the period before taxes9903€41k€34k▼
Income taxes67/77€12k€10k▼
Profit (loss) for the period9904€29k€24k▼
Profit (loss) for the period to be appropriated9905€29k€24k▼
Appropriation of the result
Profit (loss) to be appropriated9906€30k€25k▼
Profit (loss) brought forward from the previous period14P€857€857=
Transfer from equity791/2-€23k
Transfer to equity691/2€29k€24k▼
To other reserves6921€29k€24k▼
Profit to be distributed694/7-€23k
Return on contributions (dividend)694-€23k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity doublescurrent ratio 20.88
Current ratio from 9.12 to 20.88; short-term debt falls from €13k to €6k.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €29k ▲37.2%
Operating result €42k, net result €29k, both a record.
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €100kEq €118k ▲22%
6 profitable years in a row build equity to €118k.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
24-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 24 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
22-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 22 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tremelo · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Baalsebaan 21B3120 TremeloGround area
1,737 m²
Building footprint
356 m²
Volume, LiDAR
2,019 m³
2 parcels, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DR. E. SCHREURS bvba
since 19962.168.388.379
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24109A0507/00P000 | Flanders | 1,197 m² | 1 · 237 m² | 9.3 m · 2 fl. |
| 24109A0514/00H000 | Flanders | 540 m² | 1 · 119 m² | 7.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 699 companies in sector 86910 we hold annual accounts for 521. 384 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-12-1996
Fiscal year end31-12
Activities, NACEBEL
86901Human health activities
86910Medical imaging and medical laboratories
86210General medical practice
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.