VDB Woodconstruct
ActiveSummary
The computed 12-month bankruptcy probability of VDB Woodconstruct is 1.5% (moderate). The 2025 annual accounts show equity of €33k and a net result of €31k. Its solvency ranks better than 67% of 27786 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency88
Growth-
Track record67
Bankruptcy probability, 12 months
1.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 2.4; short-term debt: 37.2% and cash: 82.9% of total assets), and 37.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
62.8%
Return on assets
58%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
29 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€33k
Total assets
€53k
Net result
€31k
Working capital
€27k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €53k
Fixed assets
€6k
Current assets
€47k
Equity and liabilities €53k
Equity
€33k
Debt
€20k
Debt finances 37.2% of the balance-sheet total.
Key figures and ratios
EBITDA
€42k
Cash flow
€32k
Current ratio
2.40
Debt to equity
0.59
ROE
92.4%
ROA
58.0%
Interest coverage
156.79
Debt ≤ 1 year
€20k
Income taxes
€11k
Filed annual accounts As filed with the NBB · 2025 · 37 lines
Balance sheet
Code2025
Assets
Total assets20/58€53k
Fixed assets21/28€6k
Tangible fixed assets22/27€6k
Furniture and vehicles24€6k
Current assets29/58€47k
Amounts receivable within one year40/41€3k
Trade receivables40€1k
Other amounts receivable41€2k
Cash at bank and in hand54/58€44k
Equity and liabilities
Total equity and liabilities10/49€53k
Equity10/15€33k
Contributions10/11€3k
Reserves13€31k
Distributable reserves133€31k
Amounts payable17/49€20k
Amounts payable within one year42/48€20k
Trade debts44€5k
Suppliers440/4€5k
Taxes, remuneration and social security45€13k
Taxes450/3€11k
Remuneration and social security454/9€2k
Other amounts payable47/48€1k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k
Other operating charges640/8€689
Gross operating margin9900€43k
Operating profit (loss)9901€41k
Financial income75/76B€420
Recurring financial income75€420
Financial charges65/66B€270
Recurring financial charges65€270
Profit (loss) for the period before taxes9903€41k
Income taxes67/77€11k
Profit (loss) for the period9904€31k
Profit (loss) for the period to be appropriated9905€31k
Appropriation of the result
Profit (loss) to be appropriated9906€31k
Transfer to equity691/2€31k
To other reserves6921€31k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herselt · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vorstheide 662230 HerseltGround area
1,756 m²
Building footprint
155 m²
Volume, LiDAR
2,451 m³
Parcel 13013F0525/00C000, Flanders · tallest building 20.6 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
VDB Woodconstruct
since 20252.376.169.408
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13013F0525/00C000 | Flanders | 1,756 m² | 1 · 155 m² | 20.6 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
JANSSEN RAMEN
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A-TOTALCONCEPT
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Desimpel Renovatiewerken
BE 0598.891.460
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LATKO RENO
BE 1005.393.023
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DECOMANIA
BE 0742.881.527
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Of 20,024 companies in sector 43320 we hold annual accounts for 9,135. 6,925 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-07-2025
Fiscal year end31-12
Activities, NACEBEL 2025
43320Joinery installation
31002Manufacture of furniture
31009Manufacture of furniture
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.