DECOMANIA
ActiveSummary
The computed 12-month bankruptcy probability of DECOMANIA is 1.9% (moderate). The 2025 annual accounts show equity of €33k and a net result of €8k. Equity is growing by ~48.5% per year across the filed fiscal years. Its solvency ranks better than 78% of 27786 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability92▼-8
Solvency98▲+12
Growth78=
Track record100
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 3.33 against 2.82 in 2024; short-term debt: 20.5% and cash: 45.5% of total assets), and 27.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
72.8%
Return on assets
18.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
22 d early
2024
13 d early
2023
22 d late
2022
on the day
2021
30 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€33k▲ 19.8%
2024 · €28k
2021: €10k
2022: €11k
2023: €12k
2024: €28k
2021 → 2025
Total assets
€45k▲ 0.2%
2024 · €45k
2021: €14k
2022: €25k
2023: €22k
2024: €45k
2021 → 2025
Net result
€8k▼ 46.6%
2024 · €16k
2021: €7k
2022: €137
2023: €1k
2024: €16k
2021 → 2025
Working capital
€22k▲ 12.0%
2024 · €19k
2021: €6k
2022: €6k
2023: €7k
2024: €19k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€10k-€11k▲ 1.3%€12k▲ 10.4%€28k▲ 136%€33k▲ 19.8%
Operating result€11k-€416▼ 96.0%€2k▲ 353%€24k▲ 1,198%€12k▼ 50.7%
Net result€7k-€137▼ 98.2%€1k▲ 703%€16k▲ 1,344%€8k▼ 46.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 51% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €45k
Fixed assets
€14k ▼ 5.7%
Current assets
€31k ▲ 3.2%
Equity and liabilities €45k
Equity
€33k ▲ 19.8%
Debt
€12k ▼ 30.3%
Debt's share of the balance-sheet total falls from 39.1% to 27.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€14k▼
2024 · €26k
Cash flow
€11k▼
2024 · €18k
Current ratio
3.33▲
2024 · 2.82
Quick ratio
3.29▲
2024 · 2.77
Debt to equity
0.37▼
2024 · 0.64
ROE
25.6%▼
2024 · 57.6%
ROA
18.7%▼
2024 · 35.1%
Interest coverage
22.94▼
2024 · 26.51
Debt ≤ 1 year
€9k▼
2024 · €11k
Debt > 1 year
€3k▼
2024 · €7k
Income taxes
€3k▼
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet
Code20242025
Assets
Total assets20/58€45k€45k▲
Fixed assets21/28€15k€14k▼
Tangible fixed assets22/27€15k€14k▼
Plant, machinery and equipment23€15k€13k▼
Furniture and vehicles24€373€1k▲
Current assets29/58€30k€31k▲
Stocks and contracts in progress3€557€384▼
Stocks30/36€557€384▼
Amounts receivable within one year40/41-€7k
Other amounts receivable41-€7k
Current investments50/53€27k€3k▼
Cash at bank and in hand54/58€3k€21k▲
Deferred charges and accrued income490/1€102€0▼
Equity and liabilities
Total equity and liabilities10/49€45k€45k▲
Equity10/15€28k€33k▲
Contributions10/11€3k€3k=
Reserves13€24k€30k▲
Distributable reserves133€24k€30k▲
Profit (loss) carried forward14€545€0▼
Amounts payable17/49€18k€12k▼
Amounts payable after more than one year17€7k€3k▼
Financial debts170/4€7k€3k▼
Amounts payable within one year42/48€11k€9k▼
Current portion of amounts payable after more than one year42€4k€4k▲
Financial debts43€3k€0▼
Credit institutions430/8€3k€0▼
Trade debts44€392€212▼
Suppliers440/4€392€212▼
Taxes, remuneration and social security45€4k€2k▼
Taxes450/3€4k€2k▼
Other amounts payable47/48€134€3k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Other operating charges640/8€757€731▼
Gross operating margin9900€27k€15k▼
Operating profit (loss)9901€24k€12k▼
Financial income75/76B€13€149▲
Recurring financial income75€13€149▲
Financial charges65/66B€990€632▼
Recurring financial charges65€990€632▼
Profit (loss) for the period before taxes9903€23k€12k▼
Income taxes67/77€8k€3k▼
Profit (loss) for the period9904€16k€8k▼
Profit (loss) for the period to be appropriated9905€16k€8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€21k€9k▼
Profit (loss) brought forward from the previous period14P€5k€545▼
Transfer from equity791/2-€3k
Transfer to equity691/2€20k€9k▼
To other reserves6921€20k€9k▼
Profit to be distributed694/7-€3k
Return on contributions (dividend)694-€3k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2021net €16k ▲1344%
Operating result €24k, net result €16k, both a record.
22-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 22 days late
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €137 ▼98.2%
Net result drops to €137, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wellen · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kukkelbergstraat 493830 WellenGround area
2,576 m²
Building footprint
285 m²
Volume, LiDAR
1,093 m³
Parcel 73098B0855/00M000, Flanders · tallest building 9.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
DECOMANIA
since 20202.298.758.260
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73098B0855/00M000 | Flanders | 2,576 m² | 1 · 285 m² | 9.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
JANSSEN RAMEN
BE 0413.901.473
Turnhout · Eq €33,022
VDB Woodconstruct
BE 1025.154.002
Herselt · Eq €33,024
A-TOTALCONCEPT
BE 0762.509.377
Heusden-Zolder · Eq €33,031
Desimpel Renovatiewerken
BE 0598.891.460
Diksmuide · Eq €33,032
LATKO RENO
BE 1005.393.023
Sint-Niklaas · Eq €33,032
Of 20,024 companies in sector 43320 we hold annual accounts for 9,135. 6,925 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-02-2020
Fiscal year end31-12
Activities, NACEBEL 2025
43320Joinery installation
74111Design of textile patterns, clothing, jewellery, furniture and decorative items
74201Photography, excluding press photography
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.