Vastgoed 1 2 3
ActiveVastgoed 1 2 3 has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €120k and a net result of €4k. Equity is growing by ~10% per year across the filed fiscal years. Its solvency ranks better than 80% of 14079 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▼-7
Solvency97▲+7
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 1.67 against 1.32 in 2024; short-term debt: 28.2% and cash: 18.7% of total assets), and 28.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
71.8%
Return on assets
2.1%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
32 d early
2024
2 d early
2023
9 d late
2022
15 d late
2021
2 d early
2020
9 d early
2019
7 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€120k▲ 3.0%
2024 · €116k
2019: €63k
2020: €73k
2021: €84k
2022: €106k
2023: €156k
2024: €116k
2019 → 2025
Total assets
€167k▼ 6.0%
2024 · €178k
2019: €112k
2020: €111k
2021: €99k
2022: €127k
2023: €167k
2024: €178k
2019 → 2025
Net result
€4k▼ 74.0%
2024 · €14k
2019: €53k
2020: €9k
2021: €12k
2022: €22k
2023: €50k
2024: €14k
2019 → 2025
Working capital
€32k▲ 62.5%
2024 · €20k
2019: €-22k
2020: €-13k
2021: €4k
2022: €32k
2023: €84k
2024: €20k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€84k-€106k▲ 26.5%€156k▲ 46.9%€116k▼ 25.5%€120k▲ 3.0%
Operating result€18k-€33k▲ 85.3%€70k▲ 112%€20k▼ 71.3%€6k▼ 70.0%
Net result€12k-€22k▲ 92.5%€50k▲ 124%€14k▼ 72.7%€4k▼ 74.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 70% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €167k
Fixed assets
€88k▼ 8.9%
Current assets
€79k▼ 2.5%
Equity and liabilities €167k
Equity
€120k▲ 3.0%
Debt
€47k▼ 23.1%
The debt ratio falls from 34.5% to 28.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€15k▼
2024 · €27k
Cash flow
€12k▼
2024 · €20k
Solvency
71.8%▲
2024 · 65.5%
Current ratio
1.67▲
2024 · 1.32
Quick ratio
1.67▲
2024 · 1.32
Debt / equity
0.39▼
2024 · 0.53
ROE
2.9%▼
2024 · 11.7%
ROA
2.1%▼
2024 · 7.7%
Interest coverage
49.74▼
2024 · 56.22
Debt
€47k▼
2024 · €61k
Debt ≤ 1 year
€47k▼
2024 · €61k
Income taxes
€3k▼
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€178k€167k▼
Formation expenses20€0€0=
Fixed assets21/28€97k€88k▼
Tangible fixed assets22/27€96k€87k▼
Land and buildings22€68k€66k▼
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24€26k€20k▼
Financial fixed assets28€900€900=
Current assets29/58€81k€79k▼
Amounts receivable within one year40/41€31k€40k▲
Trade receivables40€12k€23k▲
Other amounts receivable41€18k€16k▼
Cash at bank and in hand54/58€44k€31k▼
Deferred charges and accrued income490/1€6k€8k▲
Equity and liabilities
Total equity and liabilities10/49€178k€167k▼
Equity10/15€116k€120k▲
Contributions10/11€10k€10k=
Reserves13€106k€110k▲
Distributable reserves133€106k€110k▲
Amounts payable17/49€61k€47k▼
Amounts payable within one year42/48€61k€47k▼
Financial debts43€106€368▲
Credit institutions430/8€106€368▲
Trade debts44€5k€8k▲
Suppliers440/4€5k€8k▲
Advances received on contracts in progress46-€3k
Taxes, remuneration and social security45€3k€3k▲
Taxes450/3€3k€3k▲
Other amounts payable47/48€53k€33k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€9k▲
Other operating charges640/8€2k€1k▼
Gross operating margin9900€28k€16k▼
Operating profit (loss)9901€20k€6k▼
Financial income75/76B€713€297▼
Recurring financial income75€713€297▼
Financial charges65/66B€477€296▼
Recurring financial charges65€477€296▼
Profit (loss) for the period before taxes9903€20k€6k▼
Income taxes67/77€7k€3k▼
Profit (loss) for the period9904€14k€4k▼
Profit (loss) for the period to be appropriated9905€14k€4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€14k€4k▼
Transfer from equity791/2€53k-
Transfer to equity691/2€14k€4k▼
To other reserves6921€14k€4k▼
Profit to be distributed694/7€53k-
Return on contributions (dividend)694€53k-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €4k ▼74%
Net result drops to €4k, the lowest in the series.
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
09-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 9 days late
2023
31-12
Financial
Liquidity quadruplescurrent ratio 9.14
Current ratio from 2.53 to 9.14; short-term debt falls from €21k to €10k.
31-12
Financial
Equity above €150kEq €156k ▲46.9%
5 profitable years in a row build equity to €156k.
15-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 15 days late
2022
31-12
Financial
Liquidity doublescurrent ratio 2.53
Current ratio from 1.26 to 2.53.
31-12
Financial
Equity above €100kEq €106k ▲26.5%
4 profitable years in a row build equity to €106k.
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
22-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
24-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rumst · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Clemenshoek 742840 RumstGround area
406 m²
Building footprint
105 m²
Volume, LiDAR
142 m³
Parcel 11036D0007/00A003, Flanders · tallest building 7.8 m. Linked by address, not a title deed.
1 establishment unit
Vastgoed 1 2 3
since 20182.273.197.770
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11036D0007/00A003 | Flanders | 406 m² | 1 · 105 m² | 7.8 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 3 entries · 203 EUR awarded · 762 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 83 EUR | 0 EUR |
| 2023 | 1 | 0 EUR | 642 EUR |
| 2022 | 1 | 120 EUR | 120 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
IMMO D.Cube
BE 0834.792.886
Watermaal-Bosvoorde · Eq €119k
KRAUVER
BE 0883.375.238
Grimbergen · Eq €119k
B.D.G.
BE 0455.695.211
Neufchâteau · Eq €122k
BEMEDEX
BE 0506.882.210
Dilsen-Stokkem · Eq €122k
PHICAP PROPERTY MANAGEMENT
BE 0504.917.959
Watermaal-Bosvoorde · Eq €123k
Of 1,530 companies in sector 68322 we hold annual accounts for 740. 562 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-01-2018
Fiscal year end31-12
Activities, NACEBEL
68322Real estate appraisal on a fee or contract basis
41001General construction of residential buildings
68121Development of residential building projects
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.