KRAUVER
ActiveKRAUVER has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €119k and a net result of €-9k. Equity is shrinking by ~3.7% per year across the filed fiscal years. Its solvency ranks better than 95% of 14079 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability9▼-1
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 15.11; short-term debt: 0.5% and cash: 7.1% of total assets), and 0.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year €-9k
neutral · Latest accounts filed on time
The financial year that closed on 31-08-2025 was due by 31-03-2026 and was filed on 25-03-2026, 6 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
6 d early
2024
18 d early
2023
2 d late
2022
2 d early
2021
38 d early
2020
36 d early
2019
35 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-08-2026 and is due by 31-03-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-08-2026 close23-09-2026 today31-03-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€119k▼ 7.0%
2024 · €128k
2019: €152k
2020: €149k
2021: €146k
2022: €141k
2023: €136k
2024: €128k
2019 → 2025
Total assets
€120k▼ 6.5%
2024 · €128k
2019: €152k
2020: €149k
2021: €146k
2022: €141k
2023: €136k
2024: €128k
2019 → 2025
Net result
€-9k▼ 4.4%
2024 · €-9k
2019: €-3k
2020: €-3k
2021: €-3k
2022: €-3k
2023: €-5k
2024: €-9k
2019 → 2025
Working capital
€9k▼ 83.5%
2021 · €52k
2019: €53k
2020: €53k
2021: €52k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€146k-€141k▼ 3.7%€136k▼ 3.2%€128k▼ 6.3%€119k▼ 7.0%
Operating result€-3k-€-3k▲ 8.9%€-5k▼ 76.9%€-9k▼ 88.4%€-9k▼ 4.4%
Net result€-3k-€-3k▲ 8.6%€-5k▼ 75.8%€-9k▼ 87.7%€-9k▼ 4.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €9k in 2025 against €9k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €120k
Fixed assets
€110k▲ 0.5%
Current assets
€9k▼ 49.2%
Equity and liabilities €120k
Equity
€119k
Debt
€605
Debt finances 0.5% of the balance-sheet total.
Key figures and ratios
EBITDA
€-4k▼
2024 · €-4k
Cash flow
€-4k▼
2024 · €-4k
Solvency
99.5%▼
2024 · 100.0%
Current ratio
15.11
Quick ratio
15.11
Debt / equity
0.01
ROE
-7.5%▼
2024 · -6.7%
ROA
-7.5%▼
2024 · -6.7%
Interest coverage
-115.30▼
2024 · -104.01
Debt
€605
Debt ≤ 1 year
€605
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€128k€120k▼
Fixed assets21/28€110k€110k▲
Tangible fixed assets22/27€110k€110k▲
Land and buildings22€87k€89k▲
Plant, machinery and equipment23€22k€22k▼
Current assets29/58€18k€9k▼
Amounts receivable within one year40/41-€605
Trade receivables40-€605
Cash at bank and in hand54/58€18k€9k▼
Equity and liabilities
Total equity and liabilities10/49€128k€120k▼
Equity10/15€128k€119k▼
Contributions10/11€180k€180k=
Capital10-€180k
Issued capital100-€180k
Outside capital11€180k-
Other1109/19€180k-
Profit (loss) carried forward14€-52k€-61k▼
Amounts payable17/49-€605
Amounts payable within one year42/48-€605
Trade debts44-€605
Suppliers440/4-€605
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€4k▼
Other operating charges640/8€465€433▼
Gross operating margin9900€-4k€-4k▼
Operating profit (loss)9901€-9k€-9k▼
Financial charges65/66B€38€38=
Recurring financial charges65€38€38=
Profit (loss) for the period before taxes9903€-9k€-9k▼
Profit (loss) for the period9904€-9k€-9k▼
Profit (loss) for the period to be appropriated9905€-9k€-9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-52k€-61k▼
Profit (loss) brought forward from the previous period14P€-44k€-52k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-08
Financial
Weakest financial yearnet €-9k
Net result drops to €-9k, the lowest in the series.
13-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
02-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 2 days late
2023
29-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
21-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
23-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-08
Financial
Liquidity times 8current ratio 13126.36
Current ratio from 1606.87 to 13126.36; short-term debt falls from €33 to €4.
25-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
21-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grimbergen · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hogesteenweg 101850 GrimbergenGround area
262 m²
Building footprint
136 m²
Volume, LiDAR
744 m³
Parcel 23402E0354/00P000, Flanders · tallest building 11.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
KRAUVER NV
since 20062.157.254.660
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23402E0354/00P000 | Flanders | 262 m² | 1 · 136 m² | 11.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Similar companies · same sector, comparable size
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House Immo
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Chastre · Eq €116k
B.D.G.
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VASTGOED-EXPERTISE KVL
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Of 1,530 companies in sector 68322 we hold annual accounts for 740. 558 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded07-09-2006
Fiscal year end31-08
Activities, NACEBEL
68322Real estate appraisal on a fee or contract basis
68110Buying and selling of own real estate
68310Real estate agency activities
68311Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.