VANPACHTENBEKE
ActiveVANPACHTENBEKE has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €5.01M and a net result of €499k. Equity is growing by ~19.3% per year across the filed fiscal years. Its solvency ranks better than 71% of 992 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
78
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability76▼-8
Solvency85▼-15
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €390k at 30 days acceptable
Liquidity ample (current ratio 1.97 against 5.21 in 2023; short-term debt: 31.5% and cash: 31% of total assets), and 39.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 77
Relative position
BE, all sectors
reference
Sector 77
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
60.4%
Return on assets
6%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 09-07-2025, 22 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
22 d early
2023
14 d early
2022
13 d early
2021
13 d early
2020
25 d late
2019
45 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€5.01M▼ 33.3%
2023 · €7.51M
2018: €3.06M
2019: €3.38M
2020: €4.04M
2021: €5.18M
2022: €6.33M
2023: €7.51M
2018 → 2024
Total assets
€8.29M▼ 14.1%
2023 · €9.65M
2018: €3.66M
2019: €3.96M
2020: €5.54M
2021: €6.59M
2022: €8.42M
2023: €9.65M
2018 → 2024
Net result
€499k▼ 57.6%
2023 · €1.18M
2018: €300k
2019: €319k
2020: €652k
2021: €1.15M
2022: €1.15M
2023: €1.18M
2018 → 2024
Working capital
€2.52M▼ 45.0%
2023 · €4.58M
2018: €1.78M
2019: €2.10M
2020: €2.40M
2021: €3.16M
2022: €2.93M
2023: €4.58M
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€4.04M-€5.18M▲ 28.4%€6.33M▲ 22.1%€7.51M▲ 18.6%€5.01M▼ 33.3%
Operating result€801k-€1.49M▲ 85.9%€1.42M▼ 4.8%€1.55M▲ 9.2%€698k▼ 54.9%
Net result€652k-€1.15M▲ 75.9%€1.15M=€1.18M▲ 2.7%€499k▼ 57.6%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 55% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €8.29M
Fixed assets
€3.16M▼ 20.6%
Current assets
€5.13M▼ 9.5%
Equity and liabilities €8.29M
Equity
€5.01M▼ 33.3%
Debt
€3.28M▲ 53.4%
The debt ratio rises from 22.2% to 39.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€1.74M▼
2023 · €2.51M
Cash flow
€1.54M▼
2023 · €2.14M
Solvency
60.4%▼
2023 · 77.8%
Current ratio
1.97▼
2023 · 5.21
Quick ratio
1.95▼
2023 · 5.18
Debt / equity
0.66▲
2023 · 0.28
ROE
10.0%▼
2023 · 15.7%
ROA
6.0%▼
2023 · 12.2%
Interest coverage
33.46▼
2023 · 54.32
Debt
€3.28M▲
2023 · €2.14M
Debt ≤ 1 year
€2.61M▲
2023 · €1.09M
Debt > 1 year
€624k▼
2023 · €1.01M
Income taxes
€189k▼
2023 · €399k
Staff costs
€1.33M▲
2023 · €1.20M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€9.65M€8.29M▼
Fixed assets21/28€3.98M€3.16M▼
Intangible fixed assets21€43k€37k▼
Tangible fixed assets22/27€3.90M€3.09M▼
Land and buildings22€697k€691k▼
Plant, machinery and equipment23€1.28M€1.12M▼
Furniture and vehicles24€921k€668k▼
Leasing and similar rights25€906k€537k▼
Other tangible fixed assets26€101k€76k▼
Financial fixed assets28€33k€33k▼
Current assets29/58€5.67M€5.13M▼
Amounts receivable after more than one year29€410k€363k▼
Other amounts receivable291€410k€363k▼
Stocks and contracts in progress3€30k€46k▲
Stocks30/36€30k€46k▲
Amounts receivable within one year40/41€2.19M€2.04M▼
Trade receivables40€1.58M€1.80M▲
Other amounts receivable41€607k€235k▼
Current investments50/53€53k€53k▲
Cash at bank and in hand54/58€2.94M€2.57M▼
Deferred charges and accrued income490/1€42k€55k▲
Equity and liabilities
Total equity and liabilities10/49€9.65M€8.29M▼
Equity10/15€7.51M€5.01M▼
Contributions10/11€100k€100k=
Capital10€100k€100k=
Issued capital100€100k€100k=
Reserves13€2.51M€2.51M=
Non-distributable reserves130/1€74k€74k=
Legal reserve130€74k€74k=
Distributable reserves133€2.44M€2.44M=
Profit (loss) carried forward14€4.90M€2.39M▼
Amounts payable17/49€2.14M€3.28M▲
Amounts payable after more than one year17€1.01M€624k▼
Financial debts170/4€990k€600k▼
Other amounts payable178/9€24k€24k=
Amounts payable within one year42/48€1.09M€2.61M▲
Current portion of amounts payable after more than one year42€535k€390k▼
Trade debts44€490k€944k▲
Suppliers440/4€490k€944k▲
Taxes, remuneration and social security45€63k€64k▲
Taxes450/3€4k€2k▼
Remuneration and social security454/9€59k€62k▲
Other amounts payable47/48-€1.21M
Accrued charges and deferred income492/3€36k€48k▲
Income statement
Code20232024
Non-recurring operating income76A€17k€24k▲
Remuneration, social security and pensions62€1.20M€1.33M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€963k€1.04M▲
Other operating charges640/8€81k€88k▲
Non-recurring operating charges66A€41k€52k▲
Gross operating margin9900€3.83M€3.22M▼
Operating profit (loss)9901€1.55M€698k▼
Financial income75/76B€77k€43k▼
Recurring financial income75€27k€43k▲
Non-recurring financial income76B€50k-
Financial charges65/66B€48k€53k▲
Recurring financial charges65€46k€52k▲
Non-recurring financial charges66B€2k€860▼
Profit (loss) for the period before taxes9903€1.58M€688k▼
Income taxes67/77€399k€189k▼
Profit (loss) for the period9904€1.18M€499k▼
Profit (loss) for the period to be appropriated9905€1.18M€499k▼
Appropriation of the result
Profit (loss) to be appropriated9906€4.90M€5.39M▲
Profit (loss) brought forward from the previous period14P€3.72M€4.90M▲
Profit to be distributed694/7-€3.00M
Return on contributions (dividend)694-€3.00M
Social balance
Average headcount (FTE)908718.320.6▲
The notes to these accounts (25 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
09-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
17-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2018net €1.18M ▲2.7%
Operating result €1.55M, net result €1.18M, both a record.
18-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
18-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Equity above €5MEq €5.18M ▲28.4%
4 profitable years in a row build equity to €5.18M.
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 25 days late
2020
14-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 45 days late
2019
23-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 54 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
2016
12-09
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 43 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Lambrechts-Woluwe · 1 establishment unit since 1993
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Roodebeeksteenweg 4171200 Sint-Lambrechts-WoluweGround area
2.4 ha
Building footprint
863 m²
Volume, LiDAR
4,958 m³
2 parcels, Brussels, Flanders · tallest building 16.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Vanpachtenbeke
since 19932.061.906.927
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23078C0212/00K000 | Flanders | 2.3 ha | 1 · 613 m² | 16.5 m · 2 fl. |
| 21673D0083/00S002 | Brussels | 878 m² | 1 · 249 m² | 11.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 5 entries · 14,312 EUR awarded · 14,195 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,236 EUR | 1,119 EUR |
| 2024 | 1 | 0 EUR | 198 EUR |
| 2023 | 1 | 198 EUR | 0 EUR |
| 2022 | 2 | 12,878 EUR | 12,878 EUR |
Schemes
Subsidies ecologisch en veilig transport (stopgezet)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 120 companies in sector 77394 we hold annual accounts for 79. 27 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded04-03-1993
Fiscal year end31-12
Activities, NACEBEL
08122Other mining and quarrying
77394Rental and leasing activities
49410Freight transport by road
71100
77110Renting and leasing of cars and light motor vehicles
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesPhone:027257064
Fax:027215338