VANOIS
ActiveVANOIS has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €12k and a net result of €1k. Equity is shrinking by ~2.7% per year across the filed fiscal years. Its solvency ranks better than 43% of 16860 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
78
/ 100
Excellent▼ -8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability40▼-28
Solvency81▲+4
Growth58=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.36 against 1.47 in 2024), and 48.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-04-2026, 95 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
95 d early
2024
11 d late
2023
111 d early
2022
88 d early
2021
123 d early
2020
121 d early
2019
50 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
10-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€12k▼ 10.1%
2024 · €14k
2018: €14k
2019: €16k
2020: €16k
2021: €15k
2022: €15k
2023: €15k
2024: €14k
2018 → 2025
Total assets
€24k▼ 22.2%
2024 · €31k
2018: €16k
2019: €23k
2020: €22k
2021: €17k
2022: €19k
2023: €33k
2024: €31k
2018 → 2025
Net result
€1k▼ 47.4%
2024 · €2k
2018: €-3k
2019: €2k
2020: €2k
2021: €-1k
2022: €-178
2023: €295
2024: €2k
2018 → 2025
Working capital
€3k▼ 26.8%
2024 · €4k
2018: €14k
2019: €16k
2020: €16k
2021: €14k
2022: €14k
2023: €5k
2024: €4k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€15k-€15k▼ 1.2%€15k▲ 2.0%€14k▼ 6.7%€12k▼ 10.1%
Operating result€-1k-€473€1k▲ 150%€4k▲ 198%€3k▼ 2.9%
Net result€-1k-€-178▲ 88.0%€295€2k▲ 544%€1k▼ 47.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 3% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €24k
Fixed assets
€12k▼ 30.1%
Current assets
€12k▼ 11.8%
Equity and liabilities €24k
Equity
€12k▼ 10.1%
Debt
€12k▼ 32.0%
The debt ratio falls from 55.4% to 48.5%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€9k▼
2024 · €9k
Cash flow
€6k▼
2024 · €7k
Solvency
51.5%▲
2024 · 44.6%
Current ratio
1.36▼
2024 · 1.47
Quick ratio
1.36▼
2024 · 1.47
Debt / equity
0.94▼
2024 · 1.24
ROE
8.0%▼
2024 · 13.7%
ROA
4.1%▼
2024 · 6.1%
Interest coverage
22.63▲
2024 · 20.59
Debt
€12k▼
2024 · €17k
Debt ≤ 1 year
€9k▼
2024 · €9k
Debt > 1 year
€3k▼
2024 · €8k
Income taxes
€2k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€31k€24k▼
Fixed assets21/28€18k€12k▼
Tangible fixed assets22/27€18k€12k▼
Furniture and vehicles24€18k€12k▼
Current assets29/58€13k€12k▼
Amounts receivable within one year40/41€2k€4k▲
Trade receivables40€194€3k▲
Other amounts receivable41€2k€265▼
Cash at bank and in hand54/58€11k€7k▼
Deferred charges and accrued income490/1€577€911▲
Equity and liabilities
Total equity and liabilities10/49€31k€24k▼
Equity10/15€14k€12k▼
Contributions10/11€12k€12k=
Profit (loss) carried forward14€1k€94▼
Amounts payable17/49€17k€12k▼
Amounts payable after more than one year17€8k€3k▼
Financial debts170/4€8k€3k▼
Amounts payable within one year42/48€9k€9k▼
Current portion of amounts payable after more than one year42€5k€5k▲
Trade debts44€999€916▼
Suppliers440/4€999€916▼
Taxes, remuneration and social security45€870€791▼
Taxes450/3€870€791▼
Other amounts payable47/48€2k€2k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k▲
Other operating charges640/8€682€551▼
Gross operating margin9900€10k€9k▼
Operating profit (loss)9901€4k€3k▼
Financial income75/76B€6€12▲
Recurring financial income75€6€12▲
Financial charges65/66B€429€387▼
Recurring financial charges65€429€387▼
Profit (loss) for the period before taxes9903€3k€3k▼
Income taxes67/77€1k€2k▲
Profit (loss) for the period9904€2k€1k▼
Profit (loss) for the period to be appropriated9905€2k€1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€3k€2k▼
Profit (loss) brought forward from the previous period14P€636€1k▲
Transfer from equity791/2€2k-
Profit to be distributed694/7€3k€2k▼
Return on contributions (dividend)694€3k€2k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
11-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 11 days late
2024
11-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €295
Net result €295 after 2 loss-making years.
04-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity doublescurrent ratio 7.75
Current ratio from 3.67 to 7.75; short-term debt falls from €6k to €2k.
01-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €2k ▲27.5%
Operating result €4k, net result €2k, both a record.
11-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
28-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
06-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
12-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
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Directors · office · real estate
Directors
1 director, last change in 2023
François VANESSE
CurrentDirector · since 30-11-2023
30-11-2023
Appointed as Director
30-11-2023
Appointed as Gérant
Not every act has been read: a resignation may be missing here
2 of this company's 2 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Lens (Hainaut) · 1 establishment unit since 2011
Ground area
780 m²
Building footprint
277 m²
Volume, LiDAR
1,320 m³
Parcel 53054A0554/00H000, Wallonia · tallest building 6.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VANOIS
since 20112.203.689.352
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53054A0554/00H000 | Wallonia | 780 m² | 1 · 277 m² | 6.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 16,804 companies in sector 62100 we hold annual accounts for 8,745. 4,884 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-11-2011
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
62020IT consultancy
62030Computer programming, consultancy and related activities
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 08-09-2026. Scores and ratios are computed by Checked and are not a credit decision.