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TWODESIGNERS

Active
Private limited companyfounded 201115 yrs activeRue des Tanneurs 18, 4020 Liège, BelgiumKBO/BCE: BE 0837.810.477

TWODESIGNERS has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €12k and a net result of €-71k. Equity is growing by ~18% per year across the filed fiscal years. Its solvency ranks better than 23% of 16888 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
27 / 100
Weak▼ -52 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-6
Solvency39▼-55
Growth52=
Stability100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity tight (current ratio 1.23 against 2.16 in 2024), and 76.6% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Eight signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
23.4%
Return on assets
-132.4%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 15 years 0 20 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 16888 sector peers (2025).
NBB · sector comparison
Position among 16888 sector peers
Solvency
better than 23%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
31 d late
2024
28 d late
2023
55 d late
2022
31 d late
2021
44 d late
2020
25 d late
2019
61 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
11-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€12k▼ 86.6%
2024 · €93k
2018: €8k 2019: €40k 2020: €49k 2021: €46k 2022: €54k 2023: €92k 2024: €93k
2018 → 2025
Total assets
€53k▼ 72.1%
2024 · €191k
2018: €33k 2019: €191k 2020: €120k 2021: €87k 2022: €175k 2023: €258k 2024: €191k
2018 → 2025
Net result
€-71k
2024 · €1k
2018: €12k 2019: €32k 2020: €9k 2021: €-2k 2022: €8k 2023: €38k 2024: €1k
2018 → 2025
Working capital
€7k▼ 92.6%
2024 · €92k
2018: €6k 2019: €38k 2020: €45k 2021: €2k 2022: €53k 2023: €92k 2024: €92k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€46k-€54k▲ 17.5%€92k▲ 69.2%€93k▲ 1.2%€12k▼ 86.6%
Operating result€-2k-€13k€54k▲ 327%€2k▼ 95.6%€-70k
Net result€-2k-€8k€38k▲ 365%€1k▼ 97.0%€-71k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-100k€-50k€0€50kOperating result 2021: €-2k€-2kNet result 2021: €-2k€-2kOperating result 2022: €13k€13kNet result 2022: €8k€8kOperating result 2023: €54k€54kNet result 2023: €38k€38kOperating result 2024: €2k€2kNet result 2024: €1k€1kOperating result 2025: €-70k€-70kNet result 2025: €-71k€-71k20212022202320242025
The operating result turns negative in 2025: a loss of €70k after €2k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €53k
Fixed assets €18k▼ 14.1%
Current assets €36k▼ 79.0%
Equity and liabilities €53k
Equity €12k▼ 86.6%
Debt €41k▼ 58.3%
The debt ratio rises from 51.3% to 76.6%: equity shrinks faster than debt is paid down.
Key figures and ratios
2025 value · change against 2024
EBITDA
€-62k
2024 · €11k
Cash flow
€-63k
2024 · €10k
Solvency
23.4%
2024 · 48.7%
Current ratio
1.23
2024 · 2.16
Quick ratio
1.23
2024 · 2.16
Debt / equity
3.27
2024 · 1.05
ROE
-565.2%
2024 · 1.2%
ROA
-132.4%
2024 · 0.6%
Interest coverage
-161.22
2024 · 22.93
Debt
€41k
2024 · €98k
Debt ≤ 1 year
€29k
2024 · €79k
Debt > 1 year
€12k
2024 · €19k
Income taxes
€24
2024 · €899
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€191k€53k
Fixed assets21/28€20k€18k
Tangible fixed assets22/27€14k€18k
Furniture and vehicles24-€11k
Other tangible fixed assets26€14k€7k
Financial fixed assets28€6k-
Current assets29/58€171k€36k
Amounts receivable within one year40/41€54k€12k
Trade receivables40€42k€2k
Other amounts receivable41€11k€11k
Cash at bank and in hand54/58€117k€21k
Deferred charges and accrued income490/1-€3k
Equity and liabilities
Total equity and liabilities10/49€191k€53k
Equity10/15€93k€12k
Contributions10/11€20k€10k
Profit (loss) carried forward14€73k€2k
Amounts payable17/49€98k€41k
Amounts payable after more than one year17€19k€12k
Financial debts170/4€19k€12k
Amounts payable within one year42/48€79k€29k
Current portion of amounts payable after more than one year42€5k€5k
Trade debts44€25k€15k
Suppliers440/4€25k€15k
Advances received on contracts in progress46€26k-
Taxes, remuneration and social security45€17k€3k
Taxes450/3€17k€3k
Other amounts payable47/48€6k€6k=
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€8k
Other operating charges640/8€1k€763
Gross operating margin9900€12k€-62k
Operating profit (loss)9901€2k€-70k
Financial income75/76B€138€81
Recurring financial income75€138€81
Financial charges65/66B€482€387
Recurring financial charges65€482€387
Profit (loss) for the period before taxes9903€2k€-71k
Income taxes67/77€899€24
Profit (loss) for the period9904€1k€-71k
Profit (loss) for the period to be appropriated9905€1k€-71k
Appropriation of the result
Profit (loss) to be appropriated9906€73k€2k
Profit (loss) brought forward from the previous period14P€72k€73k

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial Weakest financial yearnet €-71k ▼6291%
Net result drops to €-71k, the lowest in the series.
28-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
24-09
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 55 days late
2023
31-12
Financial Highest result since 2018net €38k ▲365%
Operating result €54k, net result €38k, both a record.
31-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial Back to profitnet €8k
Net result €8k after one loss-making year.
13-09
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 44 days late
2021
25-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
2020
30-09
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 61 days late
2019
27-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
30-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
30-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts

We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2011
exact location from the address register On OpenStreetMap
Ground area
3,621 m²
Building footprint
310 m²
Volume, LiDAR
5,493 m³
2 parcels, Wallonia · tallest building 20.1 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Rue de la Brasserie 6, 4000 Liège
Other printing
since 20112.201.450.434
2 parcels
Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62810B1230/00Y000 Wallonia 3,473 m² 1 · 230 m² 20.1 m · 6 fl.
62808A0045/00F000 Wallonia 148 m² 1 · 80 m² 14.9 m · 5 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 16,804 companies in sector 62100 we hold annual accounts for 8,748. 4,886 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded12-07-2011
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
62030Computer programming, consultancy and related activities
62200Computer consultancy and computer facilities management
74109Other professional, scientific and technical activities
74140Other specialised design activities
90022Arts creation and performing arts activities
90031Arts creation and performing arts activities
90111Literary creation
90392Design and construction of stages and sets
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers

Data from official sources, last processed on 09-09-2026. Scores and ratios are computed by Checked and are not a credit decision.