VANHEUSDEN
ActiveVANHEUSDEN has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €106k and a net result of €-11k. Equity remains stable across the filed fiscal years (±0.7% per year). Its solvency ranks better than 51% of 15368 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability11▼-74
Solvency85▲+2
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 1.87 against 1.93 in 2023; short-term debt: 39.8% and cash: 23.3% of total assets), and 40.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
59.9%
Return on assets
-6.4%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-07-2025, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
2 d early
2023
66 d late
2022
68 d late
2021
78 d late
2020
45 d late
2019
151 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€106k▼ 9.6%
2023 · €117k
2018: €139k
2019: €102k
2020: €49k
2021: €50k
2022: €90k
2023: €117k
2018 → 2024
Total assets
€177k▼ 13.1%
2023 · €203k
2018: €227k
2019: €159k
2020: €151k
2021: €147k
2022: €167k
2023: €203k
2018 → 2024
Net result
€-11k
2023 · €27k
2018: €4k
2019: €-37k
2020: €-54k
2021: €1k
2022: €40k
2023: €27k
2018 → 2024
Working capital
€61k▼ 22.8%
2023 · €79k
2018: €55k
2019: €31k
2020: €-4k
2021: €8k
2022: €54k
2023: €79k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€49k-€50k▲ 2.2%€90k▲ 80.6%€117k▲ 30.2%€106k▼ 9.6%
Operating result€-35k-€2k€48k▲ 2,000%€40k▼ 16.5%€-8k
Net result€-54k-€1k€40k▲ 3,575%€27k▼ 32.4%€-11k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €8k after €40k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €177k
Fixed assets
€45k▲ 18.0%
Current assets
€132k▼ 20.2%
Equity and liabilities €177k
Equity
€106k▼ 9.6%
Debt
€71k▼ 17.8%
The debt ratio falls from 42.4% to 40.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-3k▼
2023 · €47k
Cash flow
€-7k▼
2023 · €34k
Solvency
59.9%▲
2023 · 57.6%
Current ratio
1.87▼
2023 · 1.93
Quick ratio
1.87▼
2023 · 1.93
Debt / equity
0.67▼
2023 · 0.74
ROE
-10.6%▼
2023 · 23.2%
ROA
-6.4%▼
2023 · 13.3%
Interest coverage
-0.74▼
2023 · 10.94
Debt
€71k▼
2023 · €86k
Debt ≤ 1 year
€70k▼
2023 · €86k
Debt > 1 year
€537=
2023 · €537
Income taxes
€319▼
2023 · €10k
Staff costs
€200k▲
2023 · €188k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€203k€177k▼
Fixed assets21/28€38k€45k▲
Intangible fixed assets21-€1k
Tangible fixed assets22/27€37k€43k▲
Land and buildings22€33k€40k▲
Plant, machinery and equipment23€4k€3k▼
Furniture and vehicles24€460€164▼
Financial fixed assets28€871€871=
Current assets29/58€165k€132k▼
Amounts receivable within one year40/41€120k€84k▼
Trade receivables40€120k€84k▼
Cash at bank and in hand54/58€44k€41k▼
Deferred charges and accrued income490/1€2k€6k▲
Equity and liabilities
Total equity and liabilities10/49€203k€177k▼
Equity10/15€117k€106k▼
Contributions10/11€10k€10k=
Reserves13€107k€96k▼
Tax-exempt reserves132€9k€9k=
Distributable reserves133€98k€87k▼
Amounts payable17/49€86k€71k▼
Amounts payable after more than one year17€537€537=
Other amounts payable178/9€537€537=
Amounts payable within one year42/48€86k€70k▼
Trade debts44€27k€19k▼
Suppliers440/4€27k€19k▼
Taxes, remuneration and social security45€59k€51k▼
Taxes450/3€30k€26k▼
Remuneration and social security454/9€29k€26k▼
Income statement
Code20232024
Remuneration, social security and pensions62€188k€200k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€4k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€24k-
Other operating charges640/8€6k€4k▼
Non-recurring operating charges66A€416€924▲
Gross operating margin9900€265k€201k▼
Operating profit (loss)9901€40k€-8k▼
Financial income75/76B€1k€2k▲
Recurring financial income75€1k€2k▲
Financial charges65/66B€4k€5k▲
Recurring financial charges65€4k€5k▲
Profit (loss) for the period before taxes9903€37k€-11k▼
Income taxes67/77€10k€319▼
Profit (loss) for the period9904€27k€-11k▼
Profit (loss) for the period to be appropriated9905€27k€-11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€27k€-11k▼
Transfer from equity791/2-€11k
Transfer to equity691/2€27k-
To other reserves6921€27k-
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
06-08
State Gazette act
Incorporation · Founder
Corporate purpose · Founding capital
2025
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
05-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 66 days late
2023
31-12
Financial
Equity above €100kEq €117k ▲30.2%
3 profitable years in a row build equity to €117k.
07-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 68 days late
2022
31-12
Financial
Highest result since 2018net €40k ▲3575%
Operating result €48k, net result €40k, both a record.
17-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 78 days late
2021
31-12
Financial
Back to profitnet €1k
Net result €1k after 2 loss-making years.
14-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 45 days late
2020
31-12
Financial
Weakest financial yearnet €-54k
Net result drops to €-54k, the lowest in the series; recovery starts the following year.
29-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 151 days late
2019
27-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 119 days late
2018
27-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 58 days late
2017
31-10
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 92 days late
04-01
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 157 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zonhoven · 1 establishment unit since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dorpsplein 303520 ZonhovenGround area
166 m²
Building footprint
76 m²
Volume, LiDAR
646 m³
Parcel 71066B0493/00G002, Flanders · tallest building 12.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Vanheusden bvba
since 19972.228.115.140
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71066B0493/00G002 | Flanders | 166 m² | 1 · 76 m² | 12.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 5 entries · 3,307 EUR awarded · 2,527 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 780 EUR | 0 EUR |
| 2024 | 2 | 786 EUR | 1,656 EUR |
| 2023 | 2 | 1,741 EUR | 871 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Vlaams opleidingsverlof (VOV)
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Of 12,175 companies in sector 69201 we hold annual accounts for 7,638. 6,479 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-11-1989
Fiscal year end31-12
Activities, NACEBEL
69201Certified accountants and tax accountants
74122
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
3 entriesE-mail:frank@vanheusden.be
Phone:011 81 91 50
Fax:011 81 60 35