COMPTABILITE G.ETIENNE
Judicial reorganisationSummary
The file of COMPTABILITE G.ETIENNE contains 1 judicial reorganisation, as published in the Belgian State Gazette. During the judicial reorganisation Checked does not compute a bankruptcy probability from the figures: of the Belgian companies that opened one in 2023 and 2024, about one in four went bankrupt within twelve months. The 2024 annual accounts show equity of €106k and a net result of €7k. Equity is growing by ~12.1% per year across the filed fiscal years. Its solvency ranks better than 92% of 15367 sector peers (fiscal year 2024).
Checked score
Score 2024
44
/ 100
Weak
The score weighs solvency, liquidity and profitability. An ongoing judicial reorganisation from the Belgian State Gazette caps the score. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability57▲+18
Solvency100▲+5
Growth78▲+26
Track record60
Credit verdict
No credit on open account during an ongoing judicial reorganisation
Liquidity ample (current ratio 13.6 against 3.38 in 2023; short-term debt: 7.3% and cash: 3.2% of total assets), and 7.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-09-2025, 57 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
57 d late
2023
21 d late
2022
119 d late
2021
484 d late
2020
247 d late
2019
190 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€106k▲ 5.2%
2023 · €101k
2018: €56k
2019: €60k
2020: €70k
2021: €94k
2022: €99k
2023: €101k
2018 → 2024
Total assets
€114k▼ 20.0%
2023 · €143k
2018: €101k
2019: €98k
2020: €118k
2021: €139k
2022: €139k
2023: €143k
2018 → 2024
Net result
€7k▲ 266%
2023 · €2k
2018: €7k
2019: €3k
2020: €10k
2021: €24k
2022: €5k
2023: €2k
2018 → 2024
Working capital
€106k▲ 5.4%
2023 · €100k
2018: €56k
2019: €57k
2020: €69k
2021: €94k
2022: €98k
2023: €100k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€70k-€94k▲ 33.9%€99k▲ 5.0%€101k▲ 1.8%€106k▲ 5.2%
Operating result€16k-€28k▲ 75.5%€10k▼ 63.7%€5k▼ 52.0%€9k▲ 83.9%
Net result€10k-€24k▲ 129%€5k▼ 80.2%€2k▼ 61.7%€7k▲ 266%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 84% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €114k
Fixed assets
€69 ▼ 77.6%
Current assets
€114k ▼ 19.9%
Equity and liabilities €114k
Equity
€106k ▲ 5.2%
Debt
€8k ▼ 80.1%
Debt's share of the balance-sheet total falls from 29.5% to 7.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€9k▲
2023 · €5k
Cash flow
€7k▲
2023 · €2k
Current ratio
13.60▲
2023 · 3.38
Debt to equity
0.08▼
2023 · 0.42
ROE
6.3%▲
2023 · 1.8%
ROA
5.8%▲
2023 · 1.3%
Interest coverage
3.70▲
2023 · 2.20
Debt ≤ 1 year
€8k▼
2023 · €42k
Income taxes
€2k▲
2023 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 43 lines
Balance sheet
Code20232024
Assets
Total assets20/58€143k€114k▼
Fixed assets21/28€309€69▼
Tangible fixed assets22/27€309€69▼
Furniture and vehicles24€309€69▼
Current assets29/58€143k€114k▼
Amounts receivable within one year40/41€137k€111k▼
Trade receivables40€13k€7k▼
Other amounts receivable41€124k€103k▼
Cash at bank and in hand54/58€6k€4k▼
Equity and liabilities
Total equity and liabilities10/49€143k€114k▼
Equity10/15€101k€106k▲
Contributions10/11€19k€19k=
Capital10€19k-
Issued capital100€19k-
Reserves13€5k€5k=
Non-distributable reserves130/1€2k-
Legal reserve130€2k-
Tax-exempt reserves132€3k€3k=
Distributable reserves133-€2k
Profit (loss) carried forward14€77k€83k▲
Amounts payable17/49€42k€8k▼
Amounts payable within one year42/48€42k€8k▼
Trade debts44€8k€1k▼
Suppliers440/4€8k€1k▼
Taxes, remuneration and social security45€34k€7k▼
Taxes450/3€34k€7k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€257€240▼
Other operating charges640/8€3k€734▼
Gross operating margin9900€9k€10k▲
Operating profit (loss)9901€5k€9k▲
Financial income75/76B€585€2k▲
Recurring financial income75€585€2k▲
Non-recurring financial income76B€585€2k▲
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€3k€9k▲
Income taxes67/77€1k€2k▲
Profit (loss) for the period9904€2k€7k▲
Profit (loss) for the period to be appropriated9905€2k€7k▲
Appropriation of the result
Profit (loss) to be appropriated9906€77k€84k▲
Profit (loss) brought forward from the previous period14P€76k€77k▲
Profit to be distributed694/7-€1k
Return on contributions (dividend)694-€1k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
26-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 57 days late
2024
31-12
Financial
Liquidity quadruplescurrent ratio 13.60
Current ratio from 3.38 to 13.60; short-term debt falls from €42k to €8k.
21-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 21 days late
26-02
Judicial reorganisation
Opening
Tribunal de l’entreprise de Liège · collectif · event 20-02-2024
2023
31-12
Financial
Weakest financial yearnet €2k ▼61.7%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €100kEq €101k ▲1.8%
6 profitable years in a row build equity to €101k.
27-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 119 days late
27-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 484 days late
2022
04-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 247 days late
2021
31-12
Financial
Highest result since 2018net €24k ▲129%
Operating result €28k, net result €24k, both a record.
06-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 190 days late
2020
16-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 686 days late
Show earlier events
16-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 1051 days late
04-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 217 days late
2015
01-10
NBB filing
Annual accounts filed
fiscal year 2014 · full schema · 62 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wanze · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée de Tirlemont(ANT) 1564520 WanzeGround area
549 m²
Building footprint
106 m²
Volume, LiDAR
1,057 m³
Parcel 61005A0287/00R000, Wallonia · tallest building 11.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
COMPTABILITE G. ETIENNE
since 20042.234.030.655
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61005A0287/00R000 | Wallonia | 549 m² | 1 · 106 m² | 11.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,173 companies in sector 69201 we hold annual accounts for 7,638. 6,482 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-01-2004
Fiscal year end31-12
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.