Ulmus Minor
ActiveUlmus Minor is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €202k and a net result of €2k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 67% of 5495 sector peers (fiscal year 2025). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
38 d early
2023
30 d early
2022
28 d early
2021
26 d early
2020
39 d early
2019
4 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€202k▼ 38.2%
2024 · €327k
2018: €17k
2019: €17k
2020: €17k
2021: €320k
2022: €321k
2023: €325k
2024: €327k
2018 → 2025
Net result
€2k▼ 19.4%
2024 · €3k
2018: €-157
2019: €194
2020: €194
2021: €297k
2022: €628
2023: €4k
2024: €3k
2018 → 2025
Total assets
€287k▼ 17.9%
2024 · €349k
2018: €30k
2019: €30k
2020: €30k
2021: €389k
2022: €373k
2023: €348k
2024: €349k
2018 → 2025
Solvency
70.6%▼ 23.2pp
2024 · 93.8%
2018: 56.4%
2019: 57.6%
2020: 57.0%
2021: 82.4%
2022: 86.0%
2023: 93.3%
2024: 93.8%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€320k-€321k▲ 0.2%€325k▲ 1.2%€327k▲ 0.8%€202k▼ 38.2%
Operating result€430k-€1k▼ 99.7%€5k▲ 378%€2k▼ 58.9%€3k▲ 41.9%
Net result€297k-€628▼ 99.8%€4k▲ 492%€3k▼ 28.4%€2k▼ 19.4%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 42% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €287k
Fixed assets
€5k=
Current assets
€281k▼ 18.1%
Equity and liabilities €287k
Equity
€202k▼ 38.2%
Debt
€84k▲ 290%
The debt ratio rises from 6.2% to 29.4%: debt grows while equity shrinks.
Key figures and ratios
Solvency
70.6%▼
2024 · 93.8%
ROE
1.1%▲
2024 · 0.8%
ROA
0.7%▼
2024 · 0.8%
Debt
€84k▲
2024 · €22k
Debt ≤ 1 year
€84k▲
2024 · €22k
Income taxes
€855▼
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€349k€287k▼
Fixed assets21/28€5k€5k=
Financial fixed assets28€5k€5k=
Current assets29/58€344k€281k▼
Amounts receivable within one year40/41€310k€110k▼
Other amounts receivable41€310k€110k▼
Cash at bank and in hand54/58€34k€171k▲
Equity and liabilities
Total equity and liabilities10/49€349k€287k▼
Equity10/15€327k€202k▼
Contributions10/11€19k€19k=
Reserves13€309k€184k▼
Distributable reserves133€309k€184k▼
Amounts payable17/49€22k€84k▲
Amounts payable within one year42/48€22k€84k▲
Trade debts44€47€41▼
Suppliers440/4€47€41▼
Taxes, remuneration and social security45€15k€6k▼
Taxes450/3€15k€6k▼
Other amounts payable47/48€6k€78k▲
Income statement
Code20242025
Other operating charges640/8€22k€7k▼
Gross operating margin9900€24k€10k▼
Operating profit (loss)9901€2k€3k▲
Financial income75/76B€2k-
Recurring financial income75€2k-
Financial charges65/66B€264€128▼
Recurring financial charges65€264€128▼
Profit (loss) for the period before taxes9903€4k€3k▼
Income taxes67/77€1k€855▼
Profit (loss) for the period9904€3k€2k▼
Profit (loss) for the period to be appropriated9905€3k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€3k€2k▼
Transfer from equity791/2-€127k
Transfer to equity691/2€3k€2k▼
To other reserves6921€3k€2k▼
Profit to be distributed694/7-€127k
Return on contributions (dividend)694-€127k
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Liquidity doublescurrent ratio 14.70
Current ratio from 7.05 to 14.70; short-term debt falls from €52k to €23k.
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
05-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Highest result since 2018net €297k ▲153218%
Operating result €430k, net result €297k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 5.62
Current ratio from 1.93 to 5.62.
31-12
Financial
Equity above €200kEq €320k ▲1762%
3 profitable years in a row build equity to €320k.
22-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
27-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Back to profitnet €194
Net result €194 after one loss-making year.
16-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
26-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
04-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maldegem · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Schorreweg 139992 MaldegemGround area
1,456 m²
Building footprint
164 m²
Volume, LiDAR
730 m³
Parcel 43011A0732/00G000, Flanders · tallest building 7.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Ulmus Minor
since 20142.238.156.719
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 43011A0732/00G000 | Flanders | 1,456 m² | 1 · 164 m² | 7.6 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,636 companies in sector 64210 we hold annual accounts for 19,688. 13,487 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-10-2014
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.