SL Constructimmo
ActiveSL Constructimmo is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €202k and a net result of €-5k. Equity remains stable across the filed fiscal years (±0.6% per year). Its solvency ranks better than 41% of 7962 sector peers (fiscal year 2025). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
30 d early
2024
2 d early
2023
29 d early
2022
31 d late
2021
27 d early
2020
88 d early
2019
128 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€202k▼ 2.2%
2024 · €207k
2018: €194k
2019: €200k
2020: €235k
2021: €266k
2022: €265k
2023: €265k
2024: €207k
2018 → 2025
Net result
€-5k
2024 · €5k
2018: €44k
2019: €17k
2020: €35k
2021: €31k
2022: €24k
2023: €118
2024: €5k
2018 → 2025
Total assets
€498k▼ 3.0%
2024 · €513k
2018: €538k
2019: €526k
2020: €542k
2021: €588k
2022: €573k
2023: €530k
2024: €513k
2018 → 2025
Solvency
40.7%▲ 0.3pp
2024 · 40.4%
2018: 36.0%
2019: 38.1%
2020: 43.4%
2021: 45.4%
2022: 46.2%
2023: 50.0%
2024: 40.4%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€266k-€265k▼ 0.5%€265k=€207k▼ 21.9%€202k▼ 2.2%
Operating result€50k-€36k▼ 28.0%€6k▼ 82.4%€19k▲ 198%€4k▼ 78.6%
Net result€31k-€24k▼ 22.7%€118▼ 99.5%€5k▲ 4,552%€-5k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 79% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €498k
Fixed assets
€364k▲ 12.6%
Current assets
€133k▼ 29.6%
Equity and liabilities €498k
Equity
€202k▼ 2.2%
Debt
€295k▼ 3.5%
The debt ratio falls from 59.6% to 59.3%: debt falls faster than equity shrinks.
Key figures and ratios
Solvency
40.7%▲
2024 · 40.4%
ROE
-2.3%▼
2024 · 2.7%
ROA
-0.9%▼
2024 · 1.1%
Debt
€295k▼
2024 · €306k
Debt ≤ 1 year
€65k▼
2024 · €92k
Debt > 1 year
€230k▲
2024 · €213k
Income taxes
€2k▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€513k€498k▼
Fixed assets21/28€324k€364k▲
Tangible fixed assets22/27€324k€364k▲
Land and buildings22€317k€306k▼
Plant, machinery and equipment23€4k€2k▼
Furniture and vehicles24-€48k
Other tangible fixed assets26€3k€9k▲
Current assets29/58€189k€133k▼
Amounts receivable after more than one year29€19k€19k=
Other amounts receivable291€19k€19k=
Amounts receivable within one year40/41€40k€34k▼
Trade receivables40€27k€29k▲
Other amounts receivable41€13k€5k▼
Current investments50/53€50k€0▼
Cash at bank and in hand54/58€78k€76k▼
Deferred charges and accrued income490/1€2k€4k▲
Equity and liabilities
Total equity and liabilities10/49€513k€498k▼
Equity10/15€207k€202k▼
Contributions10/11€150k€150k=
Reserves13€57k€52k▼
Distributable reserves133€57k€52k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€306k€295k▼
Amounts payable after more than one year17€213k€230k▲
Financial debts170/4€213k€230k▲
Amounts payable within one year42/48€92k€65k▼
Current portion of amounts payable after more than one year42€18k€28k▲
Trade debts44€4k€7k▲
Suppliers440/4€4k€7k▲
Taxes, remuneration and social security45€7k€13k▲
Taxes450/3€7k€13k▲
Other amounts payable47/48€64k€16k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€17k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€33k€23k▼
Operating profit (loss)9901€19k€4k▼
Financial income75/76B€0€4k▲
Recurring financial income75€0€2▲
Non-recurring financial income76B-€4k
Financial charges65/66B€9k€11k▲
Recurring financial charges65€9k€11k▲
Profit (loss) for the period before taxes9903€10k€-3k▼
Income taxes67/77€4k€2k▼
Profit (loss) for the period9904€5k€-5k▼
Profit (loss) for the period to be appropriated9905€5k€-5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€5k€-5k▼
Transfer from equity791/2€64k€5k▼
Transfer to equity691/2€5k€0▼
To other reserves6921€5k€0▼
Profit to be distributed694/7€64k€0▼
Return on contributions (dividend)694€64k€0▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-5k ▼184%
Net result drops to €-5k, the lowest in the series.
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
04-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
04-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
25-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €200kEq €200k ▲3.5%
2 profitable years in a row build equity to €200k.
18-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
23-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
22-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zoersel · 1 establishment unit since 2015
Ground area
1,015 m²
Building footprint
141 m²
Volume, LiDAR
970 m³
Parcel 11453I0277/00C002, Flanders · tallest building 10.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SL Constructimmo bvba
since 20152.242.104.025
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11453I0277/00C002 | Flanders | 1,015 m² | 1 · 141 m² | 10.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 360 EUR awarded · 360 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 360 EUR | 360 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 24,640 companies in sector 64210 we hold annual accounts for 19,693. 13,489 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-05-2015
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.