TRIJAC
ActiveThe computed 12-month bankruptcy probability of TRIJAC is 2.3% (moderate). The 2025 annual accounts show equity of €12k and a net result of €-9k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 43% of 3674 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
39
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-44
Solvency48▼-20
Growth52=
Track record100
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity tight (current ratio 1.17 against 1.43 in 2024; short-term debt: 74.3% and cash: 48.1% of total assets), and 76.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
23.4%
Return on assets
-17%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
7 d early
2024
14 d early
2023
2 d early
2022
30 d late
2021
31 d late
2020
30 d late
2019
27 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-9k
2024 · €979
2018: €1k
2019: €-11k
2020: €10k
2021: €27k
2022: €-25k
2023: €9k
2024: €979
2018 → 2025
Working capital
€7k▼ 43.5%
2024 · €12k
2018: €3k
2019: €4k
2020: €14k
2021: €36k
2022: €10k
2023: €16k
2024: €12k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€36k-€11k▼ 70.6%€20k▲ 87.8%€21k▲ 4.9%€12k▼ 42.0%
Operating result€30k-€-23k€9k€3k▼ 72.1%€-6k
Net result€27k-€-25k€9k€979▼ 89.4%€-9k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €6k after €3k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €51k
Fixed assets
€7k▼ 32.0%
Current assets
€45k▲ 16.4%
Equity and liabilities €51k
Equity
€12k▼ 42.0%
Debt
€39k▲ 43.4%
The debt ratio rises from 57.0% to 76.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-3k▼
2024 · €5k
Cash flow
€-5k▼
2024 · €3k
Solvency
23.4%▼
2024 · 43.0%
Current ratio
1.17▼
2024 · 1.43
Quick ratio
0.88▼
2024 · 1.16
Debt / equity
3.28▲
2024 · 1.32
ROE
-72.5%▼
2024 · 4.7%
ROA
-17.0%▼
2024 · 2.0%
Interest coverage
-1.23▼
2024 · 2.70
Debt
€39k▲
2024 · €27k
Debt ≤ 1 year
€38k▲
2024 · €27k
Staff costs
€76k▲
2024 · €61k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€48k€51k▲
Fixed assets21/28€10k€7k▼
Tangible fixed assets22/27€10k€7k▼
Plant, machinery and equipment23€8k€5k▼
Furniture and vehicles24€2k€1k▼
Financial fixed assets28€75€75=
Current assets29/58€39k€45k▲
Stocks and contracts in progress3€8k€11k▲
Stocks30/36€8k€11k▲
Amounts receivable within one year40/41€2k€2k▼
Trade receivables40€1k€850▼
Other amounts receivable41€822€1k▲
Cash at bank and in hand54/58€25k€25k▼
Deferred charges and accrued income490/1€3k€7k▲
Equity and liabilities
Total equity and liabilities10/49€48k€51k▲
Equity10/15€21k€12k▼
Contributions10/11€19k€19k=
Reserves13€982€982=
Non-distributable reserves130/1€982€982=
Reserves not available under the articles1311€982€982=
Profit (loss) carried forward14€1k€-8k▼
Amounts payable17/49€27k€39k▲
Amounts payable within one year42/48€27k€38k▲
Trade debts44€8k€17k▲
Suppliers440/4€8k€17k▲
Taxes, remuneration and social security45€18k€21k▲
Taxes450/3€5k€5k▼
Remuneration and social security454/9€13k€16k▲
Other amounts payable47/48€307€299▼
Accrued charges and deferred income492/3€649€1k▲
Income statement
Code20242025
Remuneration, social security and pensions62€61k€76k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€4k▲
Other operating charges640/8€3k€3k▲
Non-recurring operating charges66A-€138
Gross operating margin9900€68k€76k▲
Operating profit (loss)9901€3k€-6k▼
Financial income75/76B€118€84▼
Recurring financial income75€118€84▼
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€979€-9k▼
Profit (loss) for the period9904€979€-9k▼
Profit (loss) for the period to be appropriated9905€979€-9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€1k€-8k▼
Profit (loss) brought forward from the previous period14P€189€1k▲
Social balance
Average headcount (FTE)90871.51.7▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 30 days late
2022
31-12
Financial
Weakest financial yearnet €-25k ▼195%
Net result drops to €-25k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 31 days late
2021
31-12
Financial
Highest result since 2018net €27k ▲157%
Operating result €30k, net result €27k, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 30 days late
2020
31-12
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
27-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 27 days late
2019
21-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 21 days late
2018
03-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 3 days late
2017
24-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Durbuy · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Récollectines 96940 DurbuyGround area
242 m²
Building footprint
72 m²
Parcel 83012A0133/00F000, Wallonia. Linked by address, not a title deed.
1 establishment unit
TRIJAC
since 20162.253.792.030
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 83012A0133/00F000 | Wallonia | 242 m² | 1 · 72 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteDurbuy2.253.792.030
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MATELIA
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Of 20,495 companies in sector 56111 we hold annual accounts for 11,462. 7,601 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded10-06-2016
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56102Limited-service restaurants
56111Full-service restaurants
56112Limited-service restaurants, excluding mobile food services
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.