MATELIA

Active

Private limited companyfounded 20179 yrs activeRue de Thulin(M) 1, 7350 Hensies, BelgiumKBO/BCE: BE 0670.620.287

The computed 12-month bankruptcy probability of MATELIA is 2.9% (moderate). The 2024 annual accounts show negative equity (€-40k) and a net result of €7k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 16% of 1763 sector peers (fiscal year 2024). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2024

35 / 100

Weak

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability77▲+32

Solvency0=

Growth32=

Track record100

Bankruptcy probability, 12 months

2.9% Moderate

0%0.5%1.5%4%10%≥ 25%

No credit on open account

Liquidity short (current ratio 0.46 against 0.52 in 2023; short-term debt: 124.4% and cash: 2.3% of total assets), and equity is negative.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 56

Relative position

BE, all sectors

reference

Sector 56

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2024

Solvency, return and age of the figures

Solvency

-37.8%

Return on assets

6.4%

Age of the figures

21 mo

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 1763 sector peers (2024).

NBB · sector comparison

Position among 1763 sector peers

Solvency

better than 16%

← weakest strongest →

Filed more than 90 days late

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 11-11-2025, 103 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.

NBB · 8 filings

Deviation from the deadline

2025

not confirmed

2024

103 d late

2023

61 d late

2022

72 d late

2021

183 d late

2020

87 d late

2019

136 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, full schema

Turnover

Not included in this filing

EBIT margin

Not included in this filing

Net result

€7k

2023 · €-6k

2018: €9k 2019: €-1k 2020: €-54k 2021: €13k 2022: €-13k 2023: €-6k

2018 → 2024

Working capital

€-71k▼ 28.8%

2023 · €-55k

2018: €3k 2019: €11k 2020: €-25k 2021: €-25k 2022: €-42k 2023: €-55k

2018 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20202021202220232024Trend

Equity€-42k-€-28k▲ 32.0%€-41k▼ 44.7%€-47k▼ 13.8%€-40k▲ 14.4%

Operating result€-51k-€15k€-11k€-3k▲ 76.0%€8k

Net result€-54k-€13k€-13k€-6k▲ 55.4%€7k

Result per fiscal year

Operating resultNet result

The operating result returns to profit in 2024: €8k after a loss of €3k in 2023.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €106k

42.5%

57.5%

Fixed assets €45k▼ 25.5%

Current assets €61k▲ 2.3%

Key figures and ratios

2024 value · change against 2023

EBITDA

€24k▲

2023 · €11k

Cash flow

€22k▲

2023 · €8k

Solvency

-37.8%▲

2023 · -39.0%

Current ratio

0.46▼

2023 · 0.52

Quick ratio

0.02▲

2023 · 0.01

Debt / equity

-3.64▼

2023 · -3.56

ROA

6.4%▲

2023 · -4.7%

Interest coverage

16.17▲

2023 · 3.86

Debt

€146k▼

2023 · €166k

Debt ≤ 1 year

€131k▲

2023 · €114k

Debt > 1 year

€14k▼

2023 · €48k

Income taxes

€251▲

2023 · €185

Staff costs

€228k▲

2023 · €212k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2024 against 2023

Balance sheet Code20232024

Assets

Total assets20/58€120k€106k▼

Fixed assets21/28€60k€45k▼

Tangible fixed assets22/27€60k€45k▼

Plant, machinery and equipment23€13k€9k▼

Furniture and vehicles24€8k€6k▼

Other tangible fixed assets26€40k€30k▼

Current assets29/58€59k€61k▲

Stocks and contracts in progress3€58k€58k=

Stocks30/36€58k€58k=

Cash at bank and in hand54/58-€2k

Deferred charges and accrued income490/1€997-

Equity and liabilities

Total equity and liabilities10/49€120k€106k▼

Equity10/15€-47k€-40k▲

Contributions10/11€6k€6k=

Reserves13€2k€2k=

Non-distributable reserves130/1€2k€2k=

Reserves not available under the articles1311€2k€2k=

Profit (loss) carried forward14€-55k€-48k▲

Amounts payable17/49€166k€146k▼

Amounts payable after more than one year17€48k€14k▼

Financial debts170/4€48k€14k▼

Amounts payable within one year42/48€114k€131k▲

Current portion of amounts payable after more than one year42€4k€9k▲

Financial debts43€876€6k▲

Credit institutions430/8€876€6k▲

Trade debts44€62k€71k▲

Suppliers440/4€62k€71k▲

Taxes, remuneration and social security45€47k€43k▼

Taxes450/3€32k€26k▼

Remuneration and social security454/9€16k€17k▲

Other amounts payable47/48-€3k

Accrued charges and deferred income492/3€4k€172▼

Income statement Code20232024

Remuneration, social security and pensions62€212k€228k▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€15k▲

Other operating charges640/8€1k€3k▲

Non-recurring operating charges66A-€7k

Gross operating margin9900€225k€262k▲

Operating profit (loss)9901€-3k€8k▲

Financial income75/76B€0€159▲

Recurring financial income75€0€159▲

Financial charges65/66B€3k€1k▼

Recurring financial charges65€3k€1k▼

Profit (loss) for the period before taxes9903€-5k€7k▲

Income taxes67/77€185€251▲

Profit (loss) for the period9904€-6k€7k▲

Profit (loss) for the period to be appropriated9905€-6k€7k▲

Appropriation of the result

Profit (loss) to be appropriated9906€-55k€-48k▲

Profit (loss) brought forward from the previous period14P€-49k€-55k▼

Social balance

Average headcount (FTE)9087-5.5

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 11Financial 3Filings 8

2025

11-11

NBB filing Annual accounts filed

fiscal year 2024 · full schema · 103 days late

2024

31-12

Financial Back to profitnet €7k

Net result €7k after 2 loss-making years.

30-09

NBB filing Annual accounts filed

fiscal year 2023 · full schema · 61 days late

2023

11-10

NBB filing Annual accounts filed

fiscal year 2022 · full schema · 72 days late

30-01

NBB filing Annual accounts filed

fiscal year 2021 · full schema · 183 days late

2021

31-12

Financial Back to profitnet €13k

Net result €13k after 2 loss-making years.

26-10

NBB filing Annual accounts filed

fiscal year 2020 · full schema · 87 days late

2020

31-12

Financial Weakest financial yearnet €-54k

Net result drops to €-54k, the lowest in the series; recovery starts the following year.

14-12

NBB filing Annual accounts filed

fiscal year 2019 · full schema · 136 days late

2019

20-11

NBB filing Annual accounts filed

fiscal year 2018 · micro schema · 112 days late

07-01

NBB filing Annual accounts filed

fiscal year 2017 · micro schema · 160 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Hensies · 1 establishment unit since 2017

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue de Thulin(M) 17350 Hensies

Ground area

1,716 m²

Building footprint

565 m²

Parcel 53056B0717/00T000, Wallonia. Linked by address, not a title deed.

1 establishment unit

LA SALINE

Rue de Ropaix 39, 7370 DourAgents in non-specialised wholesale trade

since 20172.261.252.320

1 parcel

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
53056B0717/00T000	Wallonia	1,716 m²	1 · 564 m²	-

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site

Dour2.261.252.320

1 permission

Toelating · Eetgelegenheid · since 22-01-2018

Similar companies · same sector, comparable size

Of 20,495 companies in sector 56111 we hold annual accounts for 11,462. 7,595 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded01-02-2017

Fiscal year end31-12

Activities, NACEBEL

56101Full-service restaurants

56111Full-service restaurants

46190Agents in non-specialised wholesale trade

46499Wholesale of other household goods

56102Limited-service restaurants

56112Limited-service restaurants, excluding mobile food services

56301Cafés and bars

Sources

Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers

Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.