TRAGURIUM

Active

Private limited companyfounded 20196 yrs activeOnze-Lieve-Vrouwplein 3, 9100 Sint-Niklaas, BelgiumKBO/BCE: BE 0736.478.933

The computed 12-month bankruptcy probability of TRAGURIUM is 3.1% (moderate). The 2025 annual accounts show equity of €30k and a net result of €3k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 85% of 13204 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

72 / 100

Healthy

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability77▲+34

Solvency97=

Growth65=

Track record100

Bankruptcy probability, 12 months

3.1% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €2k at 30 days acceptable

Liquidity ample (current ratio 3.33 against 3.33 in 2024; short-term debt: 28.1% and cash: 35.7% of total assets), and 28.1% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 56

Relative position

BE, all sectors

reference

Sector 56

higher

← fewer bankruptcies more bankruptcies →

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

71.9%

Return on assets

6.3%

Age of the figures

9 mo

A punctual record breaks

This company filed 5 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-08-2026, 5 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.

NBB · 6 filings

Deviation from the deadline

2025

5 d late

2024

1 d early

2023

17 d early

2022

15 d early

2021

32 d early

2020

24 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

20-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Turnover

€31k▲ 1.6%

2020 · €30k

2020: €30k

2020 → 2021

EBIT margin

0.7%▲ 8.1pp

2020 · -7.4%

2020: -7.4%

2020 → 2021

Net result

€3k▲ 1,173%

2024 · €206

2020: €-11k 2021: €87 2022: €162 2023: €608 2024: €206

2020 → 2025

Working capital

€27k▲ 11.6%

2024 · €24k

2020: €-13k 2021: €-13k 2022: €-13k 2023: €-12k 2024: €24k

2020 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Turnover€31k-

Equity€-11k-€-11k▲ 1.5%€-10k▲ 5.7%€27k€30k▲ 9.6%

Operating result€203-€446▲ 120%€751▲ 68.3%€2k▲ 152%€14k▲ 653%

Net result€87-€162▲ 87.4%€608▲ 274%€206▼ 66.2%€3k▲ 1,173%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result has risen four years in a row; 2025 is 653% above 2024 and is the highest result in the available series.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €42k

93.6%

Fixed assets €3k▼ 7.3%

Current assets €39k▲ 11.5%

Equity and liabilities €42k

71.9%

28.1%

Equity €30k▲ 9.6%

Debt €12k▲ 11.4%

The debt ratio rises from 27.7% to 28.1%. Equity and debt are higher.

Key figures and ratios

2025 value · change against 2024

EBITDA

€14k▲

2024 · €2k

Cash flow

€3k▲

2024 · €260

Solvency

71.9%▼

2024 · 72.3%

Current ratio

3.33▲

2024 · 3.33

Quick ratio

3.02▼

2024 · 3.10

Debt / equity

0.39▲

2024 · 0.38

ROE

8.7%▲

2024 · 0.8%

ROA

6.3%▲

2024 · 0.5%

Interest coverage

42.66▲

2024 · 2.84

Debt

€12k▲

2024 · €11k

Debt ≤ 1 year

€12k▲

2024 · €11k

Income taxes

€11k▲

2024 · €1k

Staff costs

€3k▲

2024 · €2k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€38k€42k▲

Fixed assets21/28€3k€3k▼

Tangible fixed assets22/27€995€785▼

Plant, machinery and equipment23€995€785▼

Financial fixed assets28€2k€2k=

Current assets29/58€35k€39k▲

Stocks and contracts in progress3€2k€4k▲

Stocks30/36€2k€4k▲

Amounts receivable within one year40/41€20k€21k▲

Other amounts receivable41€20k€21k▲

Cash at bank and in hand54/58€12k€15k▲

Deferred charges and accrued income490/1€401-

Equity and liabilities

Total equity and liabilities10/49€38k€42k▲

Equity10/15€27k€30k▲

Contributions10/11€1€1=

Profit (loss) carried forward14€27k€30k▲

Amounts payable17/49€11k€12k▲

Amounts payable within one year42/48€11k€12k▲

Trade debts44€8k€10k▲

Suppliers440/4€8k€10k▲

Taxes, remuneration and social security45€2k€2k▲

Taxes450/3€2k€2k▲

Remuneration and social security454/9€539-

Income statement Code20242025

Goods, raw materials, services and sundry goods60/61€59k-

Remuneration, social security and pensions62€2k€3k▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€55€210▲

Other operating charges640/8€2k€254▼

Gross operating margin9900€7k€18k▲

Operating profit (loss)9901€2k€14k▲

Financial charges65/66B€685€339▼

Recurring financial charges65€685€339▼

Profit (loss) for the period before taxes9903€1k€14k▲

Income taxes67/77€1k€11k▲

Profit (loss) for the period9904€206€3k▲

Profit (loss) for the period to be appropriated9905€206€3k▲

Appropriation of the result

Profit (loss) to be appropriated9906€27k€30k▲

Profit (loss) brought forward from the previous period14P€27k€27k▲

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 9Financial 3Filings 6

Next filing, fiscal year 2026, expected by 31-07-2027

2026

05-08

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 5 days late

2025

31-12

Financial Highest result since 2020net €3k ▲1173%

Operating result €14k, net result €3k, both a record.

30-07

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

31-12

Financial Liquidity times 8current ratio 3.33

Current ratio from 0.42 to 3.33; short-term debt falls from €21k to €11k.

14-07

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

16-07

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

2022

29-06

NBB filing Annual accounts filed

fiscal year 2021 · micro schema

2021

31-12

Financial Back to profitnet €87

Net result €87 after one loss-making year.

07-07

NBB filing Annual accounts filed

fiscal year 2020 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Sint-Niklaas · 1 establishment unit since 2019

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Onze-Lieve-Vrouwplein 39100 Sint-Niklaas

Ground area

110 m²

Building footprint

110 m²

Volume, LiDAR

1,025 m³

Parcel 46443E0440/00A000, Flanders · tallest building 14.3 m, ±4 floors. Linked by address, not a title deed.

1 establishment unit

TRAGURIUM

Onze-Lieve-Vrouwplein 3, 9100 Sint-NiklaasFood and beverage service activities

since 20192.295.560.230

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
46443E0440/00A000	Flanders	110 m²	1 · 110 m²	14.3 m · 4 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2023 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid

Year	Entries	awarded	paid
2023	1	2,000 EUR	2,000 EUR

Schemes

Hinderpremie bij openbare werken

1 entry · 2,000 EUR · 2,000 EUR paid · Fonds voor Innoveren en Ondernemen

Recognitions · licences · registrations

Food safety, FASFC

1 site

Sint-Niklaas2.295.560.230

1 permission

Toelating · Eetgelegenheid · since 04-12-2019

Similar companies · same sector, comparable size

Leuze-en-Hainaut · Eq €30k

Aiseau-Presles · Eq €30k

Of 20,494 companies in sector 56111 we hold annual accounts for 11,455. 9,456 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded16-10-2019

Fiscal year end31-12

Activities, NACEBEL

56101Full-service restaurants

56111Full-service restaurants

56102Limited-service restaurants

56112Limited-service restaurants, excluding mobile food services

Sources

Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers

Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.