GUY EN JULIE
ActiveThe computed 12-month bankruptcy probability of GUY EN JULIE is 1.7% (moderate). The 2025 annual accounts show equity of €30k and a net result of €53k. Equity remains stable across the filed fiscal years (±2.4% per year). Its solvency ranks better than 29% of 13090 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency3▼-1
Growth78=
Stability100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity short (current ratio 0.29 against 0.29 in 2024), and 94.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
5.1%
Return on assets
8.9%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
2 d early
2024
3 d early
2023
on the day
2022
6 d early
2021
7 d early
2020
3 d early
2019
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close16-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€30k▼ 22.4%
2024 · €39k
2019: €20k
2020: €35k
2021: €36k
2022: €30k
2023: €34k
2024: €39k
2019 → 2025
Total assets
€594k▼ 6.7%
2024 · €636k
2019: €724k
2020: €691k
2021: €699k
2022: €713k
2023: €688k
2024: €636k
2019 → 2025
Net result
€53k▲ 80.5%
2024 · €29k
2019: €94
2020: €15k
2021: €202
2022: €60k
2023: €4k
2024: €29k
2019 → 2025
Working capital
€-110k▼ 14.1%
2024 · €-96k
2019: €-122k
2020: €-103k
2021: €-63k
2022: €-49k
2023: €-85k
2024: €-96k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€36k-€30k▼ 15.6%€34k▲ 14.7%€39k▲ 12.4%€30k▼ 22.4%
Operating result€12k-€84k▲ 577%€23k▼ 72.1%€54k▲ 131%€85k▲ 56.1%
Net result€202-€60k▲ 29,797%€4k▼ 92.7%€29k▲ 561%€53k▲ 80.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 56% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €594k
Fixed assets
€548k▼ 8.3%
Current assets
€46k▲ 17.4%
Equity and liabilities €594k
Equity
€30k▼ 22.4%
Debt
€564k▼ 5.7%
The debt ratio rises from 93.9% to 94.9%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€134k▲
2024 · €105k
Cash flow
€102k▲
2024 · €80k
Solvency
5.1%▼
2024 · 6.1%
Current ratio
0.29▲
2024 · 0.29
Quick ratio
0.13▲
2024 · 0.05
Debt / equity
18.79▲
2024 · 15.45
ROE
176.0%▲
2024 · 75.6%
ROA
8.9%▲
2024 · 4.6%
Interest coverage
10.70▲
2024 · 8.68
Debt
€564k▼
2024 · €597k
Debt ≤ 1 year
€156k▲
2024 · €136k
Debt > 1 year
€408k▼
2024 · €462k
Income taxes
€20k▲
2024 · €13k
Staff costs
€69k▼
2024 · €73k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€636k€594k▼
Fixed assets21/28€597k€548k▼
Intangible fixed assets21€37k€26k▼
Tangible fixed assets22/27€560k€522k▼
Land and buildings22€526k€505k▼
Plant, machinery and equipment23€30k€16k▼
Furniture and vehicles24€4k€2k▼
Current assets29/58€39k€46k▲
Stocks and contracts in progress3€32k€25k▼
Stocks30/36€32k€25k▼
Amounts receivable within one year40/41-€2k
Other amounts receivable41-€2k
Cash at bank and in hand54/58€6k€16k▲
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€636k€594k▼
Equity10/15€39k€30k▼
Contributions10/11€20k€20k=
Outside capital11-€20k
Other1109/19-€20k
Reserves13€10k€10k=
Distributable reserves133€10k€10k=
Profit (loss) carried forward14€9k-
Amounts payable17/49€597k€564k▼
Amounts payable after more than one year17€462k€408k▼
Financial debts170/4€462k€408k▼
Amounts payable within one year42/48€136k€156k▲
Current portion of amounts payable after more than one year42€53k€54k▲
Trade debts44€16k€16k▼
Suppliers440/4€16k€16k▼
Advances received on contracts in progress46€2k-
Taxes, remuneration and social security45€24k€24k▲
Taxes450/3€11k€8k▼
Remuneration and social security454/9€13k€17k▲
Other amounts payable47/48€40k€62k▲
Accrued charges and deferred income492/3€207-
Income statement
Code20242025
Remuneration, social security and pensions62€73k€69k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€51k€49k▼
Other operating charges640/8€3k€6k▲
Gross operating margin9900€181k€209k▲
Operating profit (loss)9901€54k€85k▲
Financial income75/76B€122€462▲
Recurring financial income75€122€462▲
Financial charges65/66B€12k€13k▲
Recurring financial charges65€12k€13k▲
Profit (loss) for the period before taxes9903€42k€73k▲
Income taxes67/77€13k€20k▲
Profit (loss) for the period9904€29k€53k▲
Profit (loss) for the period to be appropriated9905€29k€53k▲
Appropriation of the result
Profit (loss) to be appropriated9906€34k€61k▲
Profit (loss) brought forward from the previous period14P€4k€9k▲
Profit to be distributed694/7€25k€61k▲
Return on contributions (dividend)694€25k€61k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
25-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Highest result since 2019net €60k ▲29797%
Net result €60k, the highest in the series.
24-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
28-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
28-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
27-10-2025
Dresen Guy: Resigned as Manager
27-10-2025
Sneyaert Julie: Resigned as Manager
Location & real-estate footprint
Registered office, Gistel · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vlietstraat 58470 GistelGround area
2,213 m²
Building footprint
331 m²
Volume, LiDAR
1,915 m³
2 parcels, Flanders · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Brasserie Cousteau
since 20172.267.337.188
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 38402D0472/00S009indicative | Flanders | 1,641 m² | 1 · 240 m² | 9.2 m · 2 fl. |
| 35005A0680/00L000 | Flanders | 572 m² | 1 · 91 m² | 5.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 34,188 EUR awarded · 34,188 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 10,823 EUR | 10,823 EUR |
| 2024 | 1 | 10,247 EUR | 10,247 EUR |
| 2023 | 1 | 7,392 EUR | 7,392 EUR |
| 2022 | 1 | 5,726 EUR | 5,726 EUR |
Schemes
Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
Recognitions · licences · registrations
Food safety, FASFC
1 siteNieuwpoort2.267.337.188
Similar companies · same sector, comparable size
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Antwerpen · Eq €30k
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TRAGURIUM
BE 0736.478.933
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PÂTES A MODELER
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Aiseau-Presles · Eq €30k
Of 20,232 companies in sector 56111 we hold annual accounts for 11,312. 9,335 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-08-2017
Fiscal year end30-06
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
56210Event catering
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
68110Buying and selling of own real estate
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.