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TOYS TRADE

Active
Private limited company (pre-2019)founded 201115 yrs activeEdith Cavellstraat 6, 8400 Oostende, BelgiumKBO/BCE: BE 0838.016.355

TOYS TRADE has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €201k and a net result of €10k. Equity is growing by ~19.9% per year across the filed fiscal years. Its solvency ranks better than 35% of 10345 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).

Checked score

Score 2025
47 / 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability45▲+2
Solvency49▼-5
Growth78=
Track record100
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity tight (current ratio 1.3 against 1.37 in 2024; short-term debt: 75.8% and cash: 1.4% of total assets), and 75.8% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies more bankruptcies →
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 15 years 0 20 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
24.2%
Return on assets
1.2%
Age of the figures
15 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-02-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
27 d late
2024
7 d late
2023
on the day
2022
on the day
2021
3 d early
2020
2 d early
2019
2 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close22-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€201k▲ 5.2%
2024 · €192k
2019: €51k 2020: €100k 2021: €101k 2022: €126k 2023: €171k 2024: €192k
2019 → 2025
Total assets
€831k▲ 23.6%
2024 · €672k
2019: €702k 2020: €698k 2021: €792k 2022: €597k 2023: €700k 2024: €672k
2019 → 2025
Net result
€10k▼ 52.2%
2024 · €21k
2019: €291 2020: €49k 2021: €1k 2022: €24k 2023: €45k 2024: €21k
2019 → 2025
Working capital
€190k▲ 6.6%
2024 · €178k
2019: €54k 2020: €94k 2021: €94k 2022: €126k 2023: €168k 2024: €178k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€101k-€126k▲ 24.0%€171k▲ 36.0%€192k▲ 12.1%€201k▲ 5.2%
Operating result€20k-€56k▲ 182%€86k▲ 53.2%€52k▼ 39.3%€24k▼ 54.3%
Net result€1k-€24k▲ 1,545%€45k▲ 86.2%€21k▼ 54.3%€10k▼ 52.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€25k€50k€75kOperating result 2021: €20k€20kNet result 2021: €1k€1kOperating result 2022: €56k€56kNet result 2022: €24k€24kOperating result 2023: €86k€86kNet result 2023: €45k€45kOperating result 2024: €52k€52kNet result 2024: €21k€21kOperating result 2025: €24k€24kNet result 2025: €10k€10k20212022202320242025
The operating result has fallen two years in a row; 2025 is 54% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €831k
Fixed assets €11k▼ 14.5%
Current assets €819k▲ 24.4%
Equity and liabilities €831k
Equity €201k▲ 5.2%
Debt €629k▲ 31.0%
The debt ratio rises from 71.5% to 75.8%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€27k
2024 · €55k
Cash flow
€13k
2024 · €23k
Solvency
24.2%
2024 · 28.5%
Current ratio
1.30
2024 · 1.37
Quick ratio
0.57
2024 · 0.32
Debt / equity
3.12
2024 · 2.51
ROE
4.9%
2024 · 10.8%
ROA
1.2%
2024 · 3.1%
Interest coverage
2.94
2024 · 2.44
Debt
€629k
2024 · €480k
Debt ≤ 1 year
€629k
2024 · €480k
Income taxes
€5k
2024 · €9k
Staff costs
€8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€672k€831k
Fixed assets21/28€13k€11k
Tangible fixed assets22/27€13k€11k
Plant, machinery and equipment23€6k€4k
Furniture and vehicles24€7k€7k
Current assets29/58€659k€819k
Stocks and contracts in progress3€504k€461k
Stocks30/36€504k€461k
Amounts receivable within one year40/41€141k€346k
Trade receivables40€132k€330k
Other amounts receivable41€9k€17k
Cash at bank and in hand54/58€8k€12k
Deferred charges and accrued income490/1€5k€0
Equity and liabilities
Total equity and liabilities10/49€672k€831k
Equity10/15€192k€201k
Contributions10/11€12k€12k=
Reserves13€179k€189k
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€177k€187k
Amounts payable17/49€480k€629k
Amounts payable within one year42/48€480k€629k
Financial debts43€60k€58k
Credit institutions430/8€60k€58k
Trade debts44€166k€337k
Suppliers440/4€166k€337k
Advances received on contracts in progress46-€14k
Taxes, remuneration and social security45€30k€14k
Taxes450/3€29k€14k
Remuneration and social security454/9€1k€0
Other amounts payable47/48€224k€206k
Accrued charges and deferred income492/3€0-
Income statement Code20242025
Remuneration, social security and pensions62-€8k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k
Other operating charges640/8€1k€1k
Gross operating margin9900€56k€36k
Operating profit (loss)9901€52k€24k
Financial income75/76B€83€3
Recurring financial income75€83€3
Financial charges65/66B€23k€9k
Recurring financial charges65€23k€9k
Profit (loss) for the period before taxes9903€30k€15k
Income taxes67/77€9k€5k
Profit (loss) for the period9904€21k€10k
Profit (loss) for the period to be appropriated9905€21k€10k
Appropriation of the result
Profit (loss) to be appropriated9906€21k€10k
Transfer to equity691/2€21k€10k
To other reserves6921€21k€10k
Social balance
Average headcount (FTE)9087-0.3

The notes to these accounts (19 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
27-02
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 27 days late
2025
30-06
Financial Equity above €200kEq €201k ▲5.2%
7 profitable years in a row build equity to €201k.
07-02
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 7 days late
2024
31-01
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial Equity above €150kEq €171k ▲36%
5 profitable years in a row build equity to €171k.
31-01
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
28-01
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial Equity above €100kEq €101k ▲1.5%
3 profitable years in a row build equity to €101k.
29-01
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-06
Financial Highest result since 2019net €49k ▲16766%
Net result €49k, the highest in the series.
29-01
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
16-05
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema · 105 days late
2018
30-01
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
22-02
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostende · 2 establishment units since 2011
establishment All 2 establishment units on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Edith Cavellstraat 68400 Oostende
Ground area
3,189 m²
Building footprint
2,046 m²
Volume, LiDAR
11,227 m³
3 parcels, Flanders · tallest building 16.7 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
TOYS TRADE
Kouterstraat 12, 8560 WevelgemAgents in non-specialised wholesale trade
since 20112.203.495.451
Toys Trade
Thomas Van Loostraat 12, 8400 OostendeAgents in non-specialised wholesale trade
since 20162.300.595.124
3 parcels
Flanders 3 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
34041C0787/00D000 Flanders 2,542 m² 1 · 1,255 m² 5.8 m · 1 fl.
35382D0643/00F007 Flanders 385 m² 1 · 528 m² 14.2 m · 2 fl.
35013C0255/00C008 Flanders 262 m² 1 · 262 m² 16.7 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 6,503 companies in sector 47716 we hold annual accounts for 2,440. 1,776 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company (pre-2019)
Founded18-07-2011
Fiscal year end30-06
Activities, NACEBEL
47640Retail sale of games and toys
47650Retail trade
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
46190Agents in non-specialised wholesale trade
47781Retail sale of solid, liquid and gaseous fuels, excluding motor fuels
47990Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers

Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.