Maxim's Couture
ActiveMaxim's Couture has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €201k and a net result of €-11k. Equity is growing by ~8.6% per year across the filed fiscal years. Its solvency ranks better than 56% of 18237 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability66▲+7
Solvency66▲+2
Growth52=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 5.29 against 4.1 in 2024; short-term debt: 17.1% and cash: 13.8% of total assets), but 59.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-05-2026, 87 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
87 d early
2024
85 d early
2023
85 d early
2022
6 d early
2021
3 d early
2020
1 d early
2019
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€201k▼ 5.0%
2024 · €211k
2018: €126k
2019: €136k
2020: €132k
2021: €146k
2022: €174k
2023: €208k
2024: €211k
2018 → 2025
Total assets
€492k▼ 9.0%
2024 · €541k
2018: €573k
2019: €555k
2020: €515k
2021: €528k
2022: €503k
2023: €556k
2024: €541k
2018 → 2025
Net result
€-11k
2024 · €4k
2018: €9k
2019: €10k
2020: €-4k
2021: €14k
2022: €27k
2023: €34k
2024: €4k
2018 → 2025
Working capital
€362k▲ 1.0%
2024 · €358k
2018: €27k
2019: €53k
2020: €65k
2021: €79k
2022: €268k
2023: €305k
2024: €358k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€146k-€174k▲ 18.8%€208k▲ 19.8%€211k▲ 1.7%€201k▼ 5.0%
Operating result€24k-€38k▲ 60.2%€50k▲ 32.0%€7k▼ 85.7%€-13k
Net result€14k-€27k▲ 89.5%€34k▲ 25.4%€4k▼ 89.8%€-11k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €13k after €7k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €492k
Fixed assets
€46k▼ 31.7%
Current assets
€446k▼ 5.8%
Equity and liabilities €492k
Equity
€201k▼ 5.0%
Debt
€292k▼ 11.6%
The debt ratio falls from 60.9% to 59.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€8k▼
2024 · €38k
Cash flow
€11k▼
2024 · €34k
Solvency
40.8%▲
2024 · 39.1%
Current ratio
5.29▲
2024 · 4.10
Quick ratio
1.04▲
2024 · 0.75
Debt / equity
1.45▼
2024 · 1.56
ROE
-5.3%▼
2024 · 1.7%
ROA
-2.2%▼
2024 · 0.7%
Interest coverage
10.49▲
2024 · 4.70
Debt
€292k▼
2024 · €330k
Debt ≤ 1 year
€84k▼
2024 · €116k
Debt > 1 year
€207k=
2024 · €207k
Income taxes
€159▼
2024 · €2k
Staff costs
€88k▼
2024 · €91k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€541k€492k▼
Fixed assets21/28€67k€46k▼
Tangible fixed assets22/27€61k€40k▼
Plant, machinery and equipment23€4k€3k▼
Furniture and vehicles24€51k€33k▼
Other tangible fixed assets26€6k€5k▼
Financial fixed assets28€6k€6k=
Current assets29/58€474k€446k▼
Stocks and contracts in progress3€388k€358k▼
Stocks30/36€388k€358k▼
Amounts receivable within one year40/41€20k€17k▼
Other amounts receivable41€20k€17k▼
Cash at bank and in hand54/58€62k€68k▲
Deferred charges and accrued income490/1€5k€3k▼
Equity and liabilities
Total equity and liabilities10/49€541k€492k▼
Equity10/15€211k€201k▼
Contributions10/11€12k€12k=
Reserves13€199k€188k▼
Distributable reserves133€199k€188k▼
Amounts payable17/49€330k€292k▼
Amounts payable after more than one year17€207k€207k=
Other amounts payable178/9€207k€207k=
Amounts payable within one year42/48€116k€84k▼
Financial debts43€2k€2k▼
Credit institutions430/8€2k€2k▼
Trade debts44€2k€1k▼
Suppliers440/4€2k€1k▼
Taxes, remuneration and social security45€13k€11k▼
Taxes450/3€438€868▲
Remuneration and social security454/9€13k€10k▼
Other amounts payable47/48€98k€71k▼
Accrued charges and deferred income492/3€7k€191▼
Income statement
Code20242025
Remuneration, social security and pensions62€91k€88k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€31k€21k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€18k€-18k▼
Other operating charges640/8€1k€19k▲
Gross operating margin9900€148k€97k▼
Operating profit (loss)9901€7k€-13k▼
Financial income75/76B€7k€4k▼
Recurring financial income75€7k€4k▼
Financial charges65/66B€8k€748▼
Recurring financial charges65€8k€748▼
Profit (loss) for the period before taxes9903€6k€-10k▼
Income taxes67/77€2k€159▼
Profit (loss) for the period9904€4k€-11k▼
Profit (loss) for the period to be appropriated9905€4k€-11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€4k€-11k▼
Transfer from equity791/2-€11k
Transfer to equity691/2€4k-
To other reserves6921€4k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-11k ▼403%
Net result drops to €-11k, the lowest in the series.
07-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
07-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €34k ▲25.4%
Operating result €50k, net result €34k, both a record.
31-12
Financial
Equity above €200kEq €208k ▲19.8%
3 profitable years in a row build equity to €208k.
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity doublescurrent ratio 2.51
Current ratio from 1.21 to 2.51; short-term debt falls from €377k to €177k.
31-12
Financial
Equity above €150kEq €174k ▲18.8%
2 profitable years in a row build equity to €174k.
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €14k
Net result €14k after one loss-making year.
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
29-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
23-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
11-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
20-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aarschot · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leuvensesteenweg 3833200 AarschotGround area
1,035 m²
Building footprint
181 m²
Volume, LiDAR
1,181 m³
Parcel 24029A0175/00R002, Flanders · tallest building 10.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Maxim's couture
since 20142.236.373.897
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24029A0175/00R002 | Flanders | 1,035 m² | 1 · 181 m² | 10.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DE PAUW DAVY
BE 0473.959.420
Willebroek · Eq €201k
TEXTOPRINT
BE 0454.645.235
Wommelgem · Eq €201k
TOYS TRADE
BE 0838.016.355
Oostende · Eq €201k
F.A.C. LABEL
BE 0821.512.497
Waterloo · Eq €202k
GE-MAX
BE 0890.921.937
Liège · Eq €202k
Of 6,503 companies in sector 47716 we hold annual accounts for 2,440. 1,776 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-01-1993
Fiscal year end31-12
Activities, NACEBEL
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
52421
46412Wholesale of household textiles and bedding
46423Wholesale of clothing, excluding workwear and underwear
51410
51421
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.