TOM VANRENTERGHEM
ActiveTOM VANRENTERGHEM has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €235k and a net result of €-4k. Equity is growing by ~11.5% per year across the filed fiscal years. Its solvency ranks better than 36% of 27451 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability47▼-8
Solvency60▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity short (current ratio 0.81 against 1.13 in 2024; short-term debt: 13.5% and cash: 1% of total assets), and 65.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
on the day
2023
29 d late
2022
31 d early
2021
31 d early
2020
47 d early
2019
36 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€235k▼ 1.6%
2024 · €238k
2018: €119k
2019: €131k
2020: €165k
2021: €163k
2022: €191k
2023: €227k
2024: €238k
2018 → 2025
Total assets
€677k▼ 7.2%
2024 · €729k
2018: €470k
2019: €486k
2020: €444k
2021: €457k
2022: €816k
2023: €758k
2024: €729k
2018 → 2025
Net result
€-4k
2024 · €11k
2018: €-10k
2019: €11k
2020: €38k
2021: €-2k
2022: €28k
2023: €36k
2024: €11k
2018 → 2025
Working capital
€-18k
2024 · €12k
2018: €21k
2019: €20k
2020: €53k
2021: €56k
2022: €-19k
2023: €-16k
2024: €12k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€163k-€191k▲ 17.1%€227k▲ 19.1%€238k▲ 4.9%€235k▼ 1.6%
Operating result€13k-€46k▲ 250%€81k▲ 74.9%€40k▼ 50.1%€20k▼ 49.4%
Net result€-2k-€28k€36k▲ 30.9%€11k▼ 69.6%€-4k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 49% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €677k
Fixed assets
€603k▼ 4.2%
Current assets
€74k▼ 26.2%
Equity and liabilities €677k
Equity
€235k▼ 1.6%
Debt
€442k▼ 9.9%
The debt ratio falls from 67.3% to 65.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€70k▼
2024 · €84k
Cash flow
€46k▼
2024 · €55k
Solvency
34.7%▲
2024 · 32.7%
Current ratio
0.81▼
2024 · 1.13
Quick ratio
0.53▼
2024 · 0.82
Debt / equity
1.88▼
2024 · 2.06
ROE
-1.6%▼
2024 · 4.6%
ROA
-0.6%▼
2024 · 1.5%
Interest coverage
3.51▼
2024 · 4.08
Debt
€442k▼
2024 · €491k
Debt ≤ 1 year
€92k▲
2024 · €88k
Debt > 1 year
€347k▼
2024 · €395k
Income taxes
€4k▼
2024 · €9k
Staff costs
€892▼
2024 · €22k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€729k€677k▼
Fixed assets21/28€629k€603k▼
Tangible fixed assets22/27€629k€603k▼
Land and buildings22€550k€528k▼
Plant, machinery and equipment23-€2k
Furniture and vehicles24€79k€73k▼
Current assets29/58€100k€74k▼
Stocks and contracts in progress3€28k€25k▼
Stocks30/36€28k€25k▼
Amounts receivable within one year40/41€43k€42k▼
Trade receivables40€36k€33k▼
Other amounts receivable41€7k€8k▲
Cash at bank and in hand54/58€29k€7k▼
Deferred charges and accrued income490/1-€400
Equity and liabilities
Total equity and liabilities10/49€729k€677k▼
Equity10/15€238k€235k▼
Contributions10/11€19k€19k=
Reserves13€220k€216k▼
Distributable reserves133€220k€216k▼
Profit (loss) carried forward14€86€0▼
Amounts payable17/49€491k€442k▼
Amounts payable after more than one year17€395k€347k▼
Financial debts170/4€395k€347k▼
Amounts payable within one year42/48€88k€92k▲
Current portion of amounts payable after more than one year42€52k€49k▼
Financial debts43-€3k
Credit institutions430/8-€3k
Trade debts44€29k€21k▼
Suppliers440/4€29k€21k▼
Taxes, remuneration and social security45€189€4k▲
Taxes450/3€189€4k▲
Other amounts payable47/48€7k€15k▲
Accrued charges and deferred income492/3€7k€4k▼
Income statement
Code20242025
Remuneration, social security and pensions62€22k€892▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€43k€50k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€17k€0▼
Other operating charges640/8€14k€8k▼
Gross operating margin9900€136k€79k▼
Operating profit (loss)9901€40k€20k▼
Financial income75/76B€398€132▼
Recurring financial income75€398€132▼
Financial charges65/66B€21k€20k▼
Recurring financial charges65€21k€20k▼
Profit (loss) for the period before taxes9903€20k€552▼
Income taxes67/77€9k€4k▼
Profit (loss) for the period9904€11k€-4k▼
Profit (loss) for the period to be appropriated9905€11k€-4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€11k€-4k▼
Profit (loss) brought forward from the previous period14P€85€86▲
Transfer from equity791/2-€4k
Transfer to equity691/2€11k€86▼
To other reserves6921€11k€86▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial
Equity above €200kEq €227k ▲19.1%
2 profitable years in a row build equity to €227k.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €28k
Net result €28k after one loss-making year.
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
14-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €38k ▲234%
Net result €38k, the highest in the series.
31-12
Financial
Equity above €150kEq €165k ▲26.6%
2 profitable years in a row build equity to €165k.
25-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
21-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 21 days late
2017
18-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zedelgem · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Reigerslaan 308210 ZedelgemGround area
2,003 m²
Building footprint
285 m²
Volume, LiDAR
1,474 m³
Parcel 31017A0293/00G000, Flanders · tallest building 6.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
TOM VANRENTERGHEM BVBA
since 20082.174.731.288
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31017A0293/00G000 | Flanders | 2,003 m² | 1 · 285 m² | 6.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 608 EUR awarded · 608 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 608 EUR | 608 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 7,038 companies in sector 43221 we hold annual accounts for 3,469. 2,811 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-07-2008
Fiscal year end31-12
Activities, NACEBEL
43221Plumbing work
43222Installation of electric heating, air conditioning, cooling and ventilation
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.