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MENIER CHAUFFAGE

Active
Private limited companyfounded 200224 yrs activeRue des Trois Hurées (Jem. II) 233, 7012 Mons, BelgiumKBO/BCE: BE 0477.396.584

MENIER CHAUFFAGE has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €235k and a net result of €47k. Equity remains stable across the filed fiscal years (±1.9% per year). Its solvency ranks better than 64% of 27676 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Checked score

Score 2025
81 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▲+1
Solvency84▼-12
Growth85=
Track record100
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity ample (current ratio 2.29 against 3.45 in 2024; short-term debt: 39.6% and cash: 71.6% of total assets), and 40.5% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 24 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
59.5%
Return on assets
11.8%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-08-2026, 10 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
10 d late
2024
36 d late
2023
23 d late
2022
31 d early
2021
20 d early
2020
16 d late
2019
38 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Turnover
€361k▲ 31.3%
2018 · €275k
2018: €275k
2018 → 2019
EBIT margin
11.8%▲ 9.0pp
2018 · 2.9%
2018: 2.9%
2018 → 2019
Net result
€47k▲ 32.7%
2024 · €35k
2018: €2k 2019: €31k 2020: €26k 2021: €13k 2022: €9k 2023: €8k 2024: €35k
2018 → 2025
Working capital
€202k▼ 9.9%
2024 · €224k
2018: €181k 2019: €222k 2020: €233k 2021: €186k 2022: €176k 2023: €181k 2024: €224k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€216k-€206k▼ 4.8%€205k▼ 0.5%€240k▲ 17.1%€235k▼ 2.0%
Operating result€15k-€16k▲ 7.6%€17k▲ 3.3%€56k▲ 230%€74k▲ 32.5%
Net result€13k-€9k▼ 28.5%€8k▼ 6.4%€35k▲ 319%€47k▲ 32.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20k€40k€60k€80kOperating result 2021: €15k€15kNet result 2021: €13k€13kOperating result 2022: €16k€16kNet result 2022: €9k€9kOperating result 2023: €17k€17kNet result 2023: €8k€8kOperating result 2024: €56k€56kNet result 2024: €35k€35kOperating result 2025: €74k€74kNet result 2025: €47k€47k20212022202320242025
The operating result has risen four years in a row; 2025 is 32% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €395k
Fixed assets €36k▲ 88.0%
Current assets €359k▲ 13.4%
Equity and liabilities €395k
Equity €235k▼ 2.0%
Debt €160k▲ 67.4%
The debt ratio rises from 28.5% to 40.5%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€90k
2024 · €68k
Cash flow
€62k
2024 · €47k
Solvency
59.5%
2024 · 71.5%
Current ratio
2.29
2024 · 3.45
Quick ratio
2.12
2024 · 2.83
Debt / equity
0.68
2024 · 0.40
ROE
19.8%
2024 · 14.6%
ROA
11.8%
2024 · 10.4%
Interest coverage
16.45
2024 · 13.33
Debt
€160k
2024 · €96k
Debt ≤ 1 year
€156k
2024 · €92k
Income taxes
€24k
2024 · €18k
Staff costs
€136k
2024 · €112k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€336k€395k
Fixed assets21/28€19k€36k
Tangible fixed assets22/27€19k€36k
Plant, machinery and equipment23€4k€3k
Furniture and vehicles24€13k€23k
Other tangible fixed assets26€3k€10k
Financial fixed assets28€100€100=
Current assets29/58€316k€359k
Stocks and contracts in progress3€56k€28k
Stocks30/36€56k€28k
Amounts receivable within one year40/41€47k€41k
Trade receivables40€33k€14k
Other amounts receivable41€14k€27k
Cash at bank and in hand54/58€207k€283k
Deferred charges and accrued income490/1€6k€7k
Equity and liabilities
Total equity and liabilities10/49€336k€395k
Equity10/15€240k€235k
Contributions10/11€93k€93k=
Reserves13€147k€142k
Tax-exempt reserves132€21k€21k=
Distributable reserves133€126k€121k
Amounts payable17/49€96k€160k
Amounts payable within one year42/48€92k€156k
Current portion of amounts payable after more than one year42€3k€14k
Trade debts44€30k€23k
Suppliers440/4€30k€23k
Advances received on contracts in progress46€654€2k
Taxes, remuneration and social security45€11k€37k
Taxes450/3€4k€28k
Remuneration and social security454/9€7k€8k
Other amounts payable47/48€48k€80k
Accrued charges and deferred income492/3€4k€4k
Income statement Code20242025
Remuneration, social security and pensions62€112k€136k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€16k
Other operating charges640/8€447€13k
Gross operating margin9900€181k€240k
Operating profit (loss)9901€56k€74k
Financial income75/76B€2k€2k
Recurring financial income75€2k€2k
Financial charges65/66B€5k€5k
Recurring financial charges65€5k€5k
Profit (loss) for the period before taxes9903€53k€71k
Income taxes67/77€18k€24k
Profit (loss) for the period9904€35k€47k
Profit (loss) for the period to be appropriated9905€35k€47k
Appropriation of the result
Profit (loss) to be appropriated9906€35k€47k
Transfer from equity791/2-€26k
Transfer to equity691/2€35k€47k
To other reserves6921€35k€47k
Profit to be distributed694/7-€26k
Return on contributions (dividend)694-€26k

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
10-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 10 days late
2025
31-12
Financial Highest result since 2018net €47k ▲32.7%
Operating result €74k, net result €47k, both a record.
05-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 36 days late
2024
23-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
2023
30-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
11-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
16-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 16 days late
2020
07-09
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 38 days late
2019
31-12
Financial Equity above €200kEq €218k ▲16.4%
2 profitable years in a row build equity to €218k.
02-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
13-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 13 days late
2017
28-06
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 2002
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue des Trois Hurées (Jem. II) 2337012 Mons
Ground area
4,525 m²
Building footprint
111 m²
Parcel 53027A0029/00C000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Rue des Trois Hurées (Jem. II) 233, 7012 Mons
NACE 45310
since 20022.094.728.460
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
53027A0029/00C000 Wallonia 4,524 m² 1 · 111 m² -
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 9,530 companies in sector 43222 we hold annual accounts for 5,661. 4,708 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded23-04-2002
Fiscal year end31-12
Activities, NACEBEL
43221Plumbing work
43222Installation of electric heating, air conditioning, cooling and ventilation
45332
43211General electrical installation work
43240Other construction installation
43299Specialised construction activities
45310
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers

Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.