TOITURES BIETHERES
ActiveTOITURES BIETHERES has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €495k and a net result of €100k. Equity is growing by ~11.3% per year across the filed fiscal years. Its solvency ranks better than 67% of 27450 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability84▼-4
Solvency87▼-13
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 1.96 against 3.7 in 2024; short-term debt: 37.5% and cash: 55.7% of total assets), and 37.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
62.4%
Return on assets
12.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-06-2026, 46 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
46 d early
2024
42 d early
2023
55 d early
2022
38 d early
2021
38 d early
2020
26 d late
2019
80 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€495k▼ 12.7%
2024 · €567k
2018: €263k
2019: €309k
2020: €348k
2021: €408k
2022: €454k
2023: €508k
2024: €567k
2018 → 2025
Total assets
€793k▲ 10.8%
2024 · €716k
2018: €385k
2019: €411k
2020: €448k
2021: €498k
2022: €593k
2023: €676k
2024: €716k
2018 → 2025
Net result
€100k▼ 7.3%
2024 · €108k
2018: €31k
2019: €50k
2020: €42k
2021: €63k
2022: €65k
2023: €86k
2024: €108k
2018 → 2025
Working capital
€287k▼ 24.1%
2024 · €378k
2018: €204k
2019: €217k
2020: €284k
2021: €304k
2022: €319k
2023: €327k
2024: €378k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€408k-€454k▲ 11.2%€508k▲ 11.9%€567k▲ 11.6%€495k▼ 12.7%
Operating result€83k-€83k=€115k▲ 37.7%€140k▲ 21.8%€136k▼ 2.9%
Net result€63k-€65k▲ 2.9%€86k▲ 31.8%€108k▲ 25.3%€100k▼ 7.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 3% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €793k
Fixed assets
€209k▲ 5.2%
Current assets
€584k▲ 12.9%
Equity and liabilities €793k
Equity
€495k▼ 12.7%
Debt
€299k▲ 99.8%
The debt ratio rises from 20.9% to 37.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€187k▲
2024 · €185k
Cash flow
€151k▼
2024 · €153k
Solvency
62.4%▼
2024 · 79.1%
Current ratio
1.96▼
2024 · 3.70
Quick ratio
1.94▼
2024 · 3.30
Debt / equity
0.60▲
2024 · 0.26
ROE
20.2%▲
2024 · 19.0%
ROA
12.6%▼
2024 · 15.0%
Interest coverage
41.89▼
2024 · 176.62
Debt
€299k▲
2024 · €149k
Debt ≤ 1 year
€297k▲
2024 · €140k
Debt > 1 year
€0▼
2024 · €9k
Income taxes
€40k▼
2024 · €41k
Staff costs
€78k▲
2024 · €53k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€716k€793k▲
Fixed assets21/28€199k€209k▲
Tangible fixed assets22/27€198k€209k▲
Land and buildings22€62k€55k▼
Plant, machinery and equipment23€49k€92k▲
Furniture and vehicles24€73k€47k▼
Other tangible fixed assets26€14k€14k▲
Financial fixed assets28€115€115=
Current assets29/58€517k€584k▲
Stocks and contracts in progress3€57k€8k▼
Stocks30/36€57k€8k▼
Amounts receivable within one year40/41€10k€24k▲
Trade receivables40€82€5k▲
Other amounts receivable41€10k€19k▲
Current investments50/53€100k€100k=
Cash at bank and in hand54/58€342k€441k▲
Deferred charges and accrued income490/1€9k€11k▲
Equity and liabilities
Total equity and liabilities10/49€716k€793k▲
Equity10/15€567k€495k▼
Contributions10/11€20k€20k=
Reserves13€538k€467k▼
Distributable reserves133€538k€467k▼
Investment grants15€8k€7k▼
Amounts payable17/49€149k€299k▲
Amounts payable after more than one year17€9k€0▼
Financial debts170/4€9k€0▼
Amounts payable within one year42/48€140k€297k▲
Current portion of amounts payable after more than one year42€10k€10k▲
Financial debts43€48€73k▲
Credit institutions430/8€48€3k▲
Other loans439-€70k
Trade debts44€27k€9k▼
Suppliers440/4€27k€9k▼
Taxes, remuneration and social security45€31k€24k▼
Taxes450/3€23k€19k▼
Remuneration and social security454/9€8k€6k▼
Other amounts payable47/48€72k€180k▲
Accrued charges and deferred income492/3€374€1k▲
Income statement
Code20242025
Remuneration, social security and pensions62€53k€78k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€46k€51k▲
Other operating charges640/8€7k€7k▲
Gross operating margin9900€245k€272k▲
Operating profit (loss)9901€140k€136k▼
Financial income75/76B€10k€9k▼
Recurring financial income75€10k€9k▼
Financial charges65/66B€1k€4k▲
Recurring financial charges65€1k€4k▲
Profit (loss) for the period before taxes9903€148k€140k▼
Income taxes67/77€41k€40k▼
Profit (loss) for the period9904€108k€100k▼
Profit (loss) for the period to be appropriated9905€108k€100k▼
Appropriation of the result
Profit (loss) to be appropriated9906€108k€100k▼
Transfer from equity791/2€48k€171k▲
Transfer to equity691/2€108k€100k▼
To other reserves6921€108k€100k▼
Profit to be distributed694/7€48k€171k▲
Return on contributions (dividend)694€48k€171k▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
19-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €108k ▲25.3%
Operating result €140k, net result €108k, both a record.
06-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €500kEq €508k ▲11.9%
6 profitable years in a row build equity to €508k.
23-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
23-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
19-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 80 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
27-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
20-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vielsalm · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Petit-Halleux 436698 VielsalmGround area
617 m²
Building footprint
121 m²
Parcel 82011B1080/00R000, Wallonia. Linked by address, not a title deed.
1 establishment unit
TOITURES BIETHERES
since 20112.202.751.323
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 82011B1080/00R000 | Wallonia | 617 m² | 1 · 121 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
4 categoriesTOITURES BIETHERES SRL43538
Similar companies · same sector, comparable size
DOLO
BE 0898.065.986
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GORIS TIMMER- EN DAKWERKEN
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APERS en PARTNERS
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Sander Bombeke
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Of 8,560 companies in sector 43410 we hold annual accounts for 4,351. 2,881 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-11-2003
Fiscal year end31-12
Activities, NACEBEL
43410Roofing work
43230Insulation installation
43291Specialised construction activities
43320Joinery installation
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.