WEST CONSULTING
ActiveWEST CONSULTING has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €493k and a net result of €-97k. Equity remains stable across the filed fiscal years (±0.4% per year). Its solvency ranks better than 75% of 27407 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-1
Solvency100=
Growth32▼-20
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 3.17 against 4.83 in 2024), and 29.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
17 d late
2024
3 d early
2023
91 d late
2022
153 d late
2021
934 d late
2020
153 d late
2019
153 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€493k▼ 16.5%
2024 · €590k
2018: €562k
2019: €562k
2020: €563k
2021: €567k
2022: €587k
2023: €589k
2024: €590k
2018 → 2025
Total assets
€701k▼ 4.4%
2024 · €733k
2018: €716k
2019: €707k
2020: €762k
2021: €788k
2022: €837k
2023: €763k
2024: €733k
2018 → 2025
Net result
€-97k
2024 · €971
2018: €3k
2019: €249
2020: €286
2021: €4k
2022: €20k
2023: €2k
2024: €971
2018 → 2025
Working capital
€453k▼ 17.5%
2024 · €549k
2018: €491k
2019: €495k
2020: €492k
2021: €501k
2022: €525k
2023: €535k
2024: €549k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€567k-€587k▲ 3.5%€589k▲ 0.4%€590k▲ 0.2%€493k▼ 16.5%
Operating result€11k-€30k▲ 171%€8k▼ 72.7%€7k▼ 10.5%€-93k
Net result€4k-€20k▲ 366%€2k▼ 87.8%€971▼ 59.9%€-97k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €93k after €7k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €701k
Fixed assets
€40k▼ 2.6%
Current assets
€661k▼ 4.5%
Equity and liabilities €701k
Equity
€493k▼ 16.5%
Debt
€209k▲ 45.6%
The debt ratio rises from 19.5% to 29.7%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€-91k▼
2024 · €20k
Cash flow
€-94k▼
2024 · €14k
Solvency
70.3%▼
2024 · 80.5%
Current ratio
3.17▼
2024 · 4.83
Quick ratio
2.28▼
2024 · 3.24
Debt / equity
0.42▲
2024 · 0.24
ROE
-19.8%▼
2024 · 0.2%
ROA
-13.9%▼
2024 · 0.1%
Interest coverage
-50.78▼
2024 · 11.41
Debt
€209k▲
2024 · €143k
Debt ≤ 1 year
€209k▲
2024 · €143k
Income taxes
€2k▼
2024 · €5k
Staff costs
€598k▼
2024 · €638k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€733k€701k▼
Fixed assets21/28€41k€40k▼
Tangible fixed assets22/27€41k€40k▼
Land and buildings22€34k€34k=
Plant, machinery and equipment23€6k€4k▼
Furniture and vehicles24€1k€2k▲
Current assets29/58€692k€661k▼
Stocks and contracts in progress3€228k€185k▼
Stocks30/36€228k€185k▼
Amounts receivable within one year40/41€377k€468k▲
Trade receivables40€376k€463k▲
Other amounts receivable41€992€4k▲
Cash at bank and in hand54/58€20k€1k▼
Deferred charges and accrued income490/1€67k€8k▼
Equity and liabilities
Total equity and liabilities10/49€733k€701k▼
Equity10/15€590k€493k▼
Contributions10/11€372k€372k=
Reserves13€217k€121k▼
Tax-exempt reserves132€11k€11k=
Distributable reserves133€206k€110k▼
Profit (loss) carried forward14€971€0▼
Amounts payable17/49€143k€209k▲
Amounts payable within one year42/48€143k€209k▲
Trade debts44€72k€141k▲
Suppliers440/4€72k€141k▲
Advances received on contracts in progress46€8k€12k▲
Taxes, remuneration and social security45€31k€27k▼
Taxes450/3€5k€5k▲
Remuneration and social security454/9€26k€22k▼
Other amounts payable47/48€33k€29k▼
Income statement
Code20242025
Remuneration, social security and pensions62€638k€598k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€3k▼
Other operating charges640/8€7k€7k▼
Gross operating margin9900€665k€514k▼
Operating profit (loss)9901€7k€-93k▼
Financial income75/76B€6€98▲
Recurring financial income75€6€98▲
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€6k€-95k▼
Income taxes67/77€5k€2k▼
Profit (loss) for the period9904€971€-97k▼
Profit (loss) for the period to be appropriated9905€971€-97k▼
Appropriation of the result
Profit (loss) to be appropriated9906€971€-96k▼
Profit (loss) brought forward from the previous period14P-€971
Transfer from equity791/2-€96k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 17 days late
2025
31-12
Financial
Weakest financial yearnet €-97k ▼10125%
Net result drops to €-97k, the lowest in the series.
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
19-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 934 days late
2024
30-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 91 days late
2023
31-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 153 days late
2022
31-12
Financial
Highest result since 2018net €20k ▲366%
Operating result €30k, net result €20k, both a record.
2021
31-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 153 days late
2020
31-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 153 days late
2019
25-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 56 days late
2018
16-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 16 days late
2017
27-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 58 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
01-10-2025
Youta Nachtergaele: Resigned as Director
30-03-2018
Nachtergaele Veerle: Resigned as Director
30-03-2018
Nachtergaele Veerle: Resigned as Managing director
20-09-2013
Nachtergaele Heidi: Resigned as Director
Location & real-estate footprint
Registered office, Tournai · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Progrès(FRY) 377503 TournaiGround area
2,521 m²
Building footprint
936 m²
Volume, LiDAR
6,242 m³
Parcel 57031B0367/00D000, Wallonia · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
T.P.V.
since 20002.085.790.802
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57031B0367/00D000 | Wallonia | 2,521 m² | 1 · 936 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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WALL CONCEPT & CONSTRUCT
BE 0773.396.440
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DBV Projects
BE 0702.944.053
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COFFRO GROUP
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Of 29,551 companies in sector 41001 we hold annual accounts for 15,877. 9,202 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-03-1998
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43410Roofing work
45211
45220
01243
01479Crop and animal production, hunting and related service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.