TMJ

Active

Private limited companyfounded 20251 yr activeBredabaan 894A, 2170 Antwerpen, BelgiumKBO/BCE: BE 1024.948.619

TMJ has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €27k and a net result of €24k. Its solvency ranks better than 50% of 16922 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

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Checked score

Score 2025

85 / 100

Excellent

The score combines four axes. Every signal that weighs is under Signals.

Axes

Profitability100

Solvency98

Growth-

Stability67

Bankruptcy probability, 12 months

0.3% Very low

0%0.5%1.5%4%10%≥ 25%

Credit up to €3k at 30 days acceptable

Liquidity ample (current ratio 2.47), and 40.5% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 62

Relative position

BE, all sectors

reference

Sector 62

lower

← fewer bankruptcies more bankruptcies →

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

59.5%

Return on assets

54%

Age of the figures

8 mo

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.

NBB · 1 filing

Deviation from the deadline

2025

2 d early

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€27k

Total assets

€45k

Net result

€24k

Working capital

€27k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition

Equity and liabilities €45k

59.5%

40.5%

Equity €27k

Debt €18k

Debt finances 40.5% of the balance-sheet total.

Key figures and ratios

2025 value

Solvency

59.5%

Current ratio

2.47

Quick ratio

2.47

Debt / equity

0.68

ROE

90.7%

ROA

54.0%

Debt

€18k

Debt ≤ 1 year

€18k

Income taxes

€7k

Filed annual accounts

As filed with the NBB · 2025

Balance sheet Code2025

Assets

Total assets20/58€45k

Current assets29/58€45k

Amounts receivable within one year40/41€32k

Trade receivables40€18k

Other amounts receivable41€14k

Cash at bank and in hand54/58€12k

Equity and liabilities

Total equity and liabilities10/49€45k

Equity10/15€27k

Contributions10/11€3k

Profit (loss) carried forward14€24k

Amounts payable17/49€18k

Amounts payable within one year42/48€18k

Trade debts44€5k

Suppliers440/4€5k

Taxes, remuneration and social security45€13k

Taxes450/3€13k

Income statement Code2025

Gross operating margin9900€32k

Operating profit (loss)9901€32k

Financial income75/76B€192

Recurring financial income75€192

Financial charges65/66B€1k

Recurring financial charges65€1k

Profit (loss) for the period before taxes9903€31k

Income taxes67/77€7k

Profit (loss) for the period9904€24k

Profit (loss) for the period to be appropriated9905€24k

Appropriation of the result

Profit (loss) to be appropriated9906€24k

The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 1Filings 1

2026

29-07

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

NBB filing

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Antwerpen · 1 establishment unit since 2025

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Bredabaan 894A2170 Antwerpen

Ground area

2.9 ha

Building footprint

133 m²

Volume, LiDAR

1,309 m³

Parcel 11423B0376/00N002, Flanders · tallest building 11.2 m, ±3 floors. Linked by address, not a title deed.

1 establishment unit

TMJ

Bredabaan 894A, 2170 AntwerpenBusiness and other management consultancy

since 20252.376.134.071

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
11423B0376/00N002	Flanders	2.9 ha	1 · 133 m²	11.2 m · 3 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Legal Entity Identifier

648800RMQYUSXDUGSL43

live in the LEI register

Similar companies · same sector, comparable size

AQUAVISTA

BE 0802.895.625

Montigny-le-Tilleul · Eq €27k

Of 29,885 companies in sector 62200 we hold annual accounts for 18,321. 13,950 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded01-07-2025

Fiscal year end31-12

Activities, NACEBEL

62200Computer consultancy and computer facilities management

70200Business and other management consultancy

Sources

Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.