EMALI
ActiveEMALI has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €27k and a net result of €449. Equity is growing by ~4.6% per year across the filed fiscal years. Its solvency ranks better than 75% of 1545 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability70▼-1
Solvency94▲+7
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 1.57 against 1.05 in 2023; short-term debt: 30.6% and cash: 3.7% of total assets), and 30.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
69.4%
Return on assets
1.2%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-06-2025, 33 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
not confirmed
2024
33 d early
2023
51 d early
2022
47 d early
2021
60 d early
2020
54 d early
2019
42 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€449▼ 42.7%
2023 · €784
2018: €11
2019: €329
2020: €2k
2021: €2k
2022: €956
2023: €784
2018 → 2024
Working capital
€7k▲ 738%
2023 · €805
2018: €16k
2019: €19k
2020: €22k
2021: €25k
2022: €10k
2023: €805
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€22k-€25k▲ 9.2%€26k▲ 3.9%€26k▲ 3.1%€27k▲ 1.7%
Operating result€2k-€3k▲ 33.7%€2k▼ 41.7%€2k▲ 28.6%€2k▼ 28.4%
Net result€2k-€2k▲ 31.6%€956▼ 53.7%€784▼ 18.0%€449▼ 42.7%
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 28% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €39k
Fixed assets
€20k▼ 21.6%
Current assets
€19k▲ 8.8%
Equity and liabilities €39k
Equity
€27k▲ 1.7%
Debt
€12k▼ 27.4%
The debt ratio falls from 38.2% to 30.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€7k▲
2023 · €4k
Cash flow
€6k▲
2023 · €3k
Solvency
69.4%▲
2023 · 61.8%
Current ratio
1.57▲
2023 · 1.05
Quick ratio
1.57▲
2023 · 1.05
Debt / equity
0.44▼
2023 · 0.62
ROE
1.7%▼
2023 · 3.0%
ROA
1.2%▼
2023 · 1.8%
Interest coverage
155.85▲
2023 · 95.17
Debt
€12k▼
2023 · €16k
Debt ≤ 1 year
€12k▼
2023 · €16k
Income taxes
€1k▼
2023 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€43k€39k▼
Fixed assets21/28€25k€20k▼
Tangible fixed assets22/27€25k€20k▼
Furniture and vehicles24€25k€20k▼
Current assets29/58€17k€19k▲
Amounts receivable within one year40/41€14k€17k▲
Trade receivables40€14k€17k▲
Cash at bank and in hand54/58€2k€1k▼
Deferred charges and accrued income490/1€2k-
Equity and liabilities
Total equity and liabilities10/49€43k€39k▼
Equity10/15€26k€27k▲
Contributions10/11€20k€20k=
Profit (loss) carried forward14€6k€7k▲
Amounts payable17/49€16k€12k▼
Amounts payable within one year42/48€16k€12k▼
Trade debts44€14k€9k▼
Suppliers440/4€14k€9k▼
Taxes, remuneration and social security45€2k€3k▲
Taxes450/3€2k€3k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€5k▲
Other operating charges640/8€1k€1k▼
Non-recurring operating charges66A€4k-
Gross operating margin9900€10k€8k▼
Operating profit (loss)9901€2k€2k▼
Financial charges65/66B€46€46=
Recurring financial charges65€46€46=
Profit (loss) for the period before taxes9903€2k€2k▼
Income taxes67/77€2k€1k▼
Profit (loss) for the period9904€784€449▼
Profit (loss) for the period to be appropriated9905€784€449▼
Appropriation of the result
Profit (loss) to be appropriated9906€6k€7k▲
Profit (loss) brought forward from the previous period14P€5k€6k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
28-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
10-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
14-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
01-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Highest result since 2018net €2k ▲31.6%
Operating result €3k, net result €2k, both a record.
07-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
19-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
05-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
04-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Blégny · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Trou-du-Loup 354670 BlégnyGround area
1,221 m²
Building footprint
161 m²
Parcel 62103B0208/00R000, Wallonia. Linked by address, not a title deed.
1 establishment unit
EMALI
since 20172.263.365.237
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62103B0208/00R000 | Wallonia | 1,221 m² | 1 · 161 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 30,000 companies in sector 62200 we hold annual accounts for 18,394. 13,995 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded20-02-2017
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62900Other information technology and computer services
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.