TIL
Active1 interim measureThe file of TIL contains 1 interim measure, as published in the Belgian State Gazette. The computed 12-month bankruptcy probability is 1.0% (low). The 2025 annual accounts show equity of €64k and a net result of €3k. Equity is growing by ~8.6% per year across the filed fiscal years. Its solvency ranks better than 44% of 18173 sector peers (fiscal year 2025).
Checked score
Score 2025
54
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability65▲+27
Solvency52▲+1
Growth52=
Track record80
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days only on tighter terms
Liquidity tight (current ratio 1.35 against 1.34 in 2024; short-term debt: 72.8% and cash: 4.7% of total assets), and 72.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
27.2%
Return on assets
1.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
24 d late
2024
28 d late
2023
31 d late
2022
31 d late
2021
50 d late
2020
88 d late
2019
453 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€64k▲ 5.1%
2024 · €61k
2018: €38k
2019: €39k
2020: €40k
2021: €43k
2022: €54k
2023: €60k
2024: €61k
2018 → 2025
Total assets
€235k▼ 1.2%
2024 · €238k
2018: €369k
2019: €294k
2020: €258k
2021: €217k
2022: €263k
2023: €251k
2024: €238k
2018 → 2025
Net result
€3k▲ 239%
2024 · €908
2018: €16k
2019: €831
2020: €1k
2021: €3k
2022: €11k
2023: €2k
2024: €908
2018 → 2025
Working capital
€59k▼ 2.3%
2024 · €61k
2018: €-283
2019: €9k
2020: €17k
2021: €34k
2022: €54k
2023: €60k
2024: €61k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€43k-€54k▲ 27.0%€60k▲ 10.8%€61k▲ 1.5%€64k▲ 5.1%
Operating result€3k-€11k▲ 328%€18k▲ 57.6%€172▼ 99.0%€9k▲ 5,029%
Net result€3k-€11k▲ 341%€2k▼ 83.9%€908▼ 50.8%€3k▲ 239%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 5,029% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €235k
Fixed assets
€4k
Current assets
€231k
Equity and liabilities €235k
Equity
€64k▲ 5.1%
Debt
€172k▼ 3.3%
The debt ratio falls from 74.5% to 72.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€9k
Cash flow
€3k
Solvency
27.2%▲
2024 · 25.5%
Current ratio
1.35▲
2024 · 1.34
Quick ratio
0.09▼
2024 · 0.13
Debt / equity
2.68▼
2024 · 2.91
ROE
4.8%▲
2024 · 1.5%
ROA
1.3%▲
2024 · 0.4%
Interest coverage
5.40
Debt
€172k▼
2024 · €177k
Debt ≤ 1 year
€172k▼
2024 · €177k
Income taxes
€6k▲
2024 · €340
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€238k€235k▼
Fixed assets21/28-€4k
Tangible fixed assets22/27-€4k
Other tangible fixed assets26-€4k
Current assets29/58€238k€231k▼
Stocks and contracts in progress3€216k€216k=
Stocks30/36€216k€216k=
Amounts receivable within one year40/41€13k€3k▼
Trade receivables40€13k€3k▼
Other amounts receivable41€208-
Cash at bank and in hand54/58€10k€11k▲
Deferred charges and accrued income490/1€62€954▲
Equity and liabilities
Total equity and liabilities10/49€238k€235k▼
Equity10/15€61k€64k▲
Contributions10/11€19k€19k=
Profit (loss) carried forward14€42k€45k▲
Amounts payable17/49€177k€172k▼
Amounts payable within one year42/48€177k€172k▼
Trade debts44€78k€77k▼
Suppliers440/4€78k€77k▼
Taxes, remuneration and social security45€7k€7k▲
Taxes450/3€7k€7k▲
Other amounts payable47/48€93k€87k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€57
Other operating charges640/8€2k€2k▼
Gross operating margin9900€2k€10k▲
Operating profit (loss)9901€172€9k▲
Financial income75/76B€1k€2k▲
Recurring financial income75€1k€2k▲
Financial charges65/66B€69€2k▲
Recurring financial charges65€69€2k▲
Profit (loss) for the period before taxes9903€1k€9k▲
Income taxes67/77€340€6k▲
Profit (loss) for the period9904€908€3k▲
Profit (loss) for the period to be appropriated9905€908€3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€42k€45k▲
Profit (loss) brought forward from the previous period14P€41k€42k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
27-06
Interim measure
Provisional administrator
Ondernemingsrechtbank Gent
2022
19-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 50 days late
2021
27-10
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 88 days late
27-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 453 days late
2019
31-12
Financial
Weakest financial yearnet €831 ▼94.8%
Net result drops to €831, the lowest in the series; recovery starts the following year.
30-12
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 152 days late
04-02
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 188 days late
2018
08-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 373 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Antwerpse Steenweg 979100 Sint-NiklaasGround area
28 m²
Parcel 46445D1483/00B003, Flanders. Linked by address, not a title deed.
1 establishment unit
TIL
since 20122.214.602.644
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46445D1483/00B003 | Flanders | 28 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VIZAVI
BE 0445.534.955
Liège · Eq €64k
MERCURE I.N.V.
BE 0452.563.594
Chièvres · Eq €64k
MOUTON
BE 0879.155.243
Grez-Doiceau · Eq €64k
MAXXI MEUBELEN
BE 0654.950.433
Lokeren · Eq €64k
BURODEPO
BE 1006.449.432
Braine-le-Château · Eq €64k
Of 2,610 companies in sector 47551 we hold annual accounts for 1,718. 1,256 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-10-2012
Fiscal year end31-12
Activities, NACEBEL
47551Retail sale of household furniture
47591Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:leyla.tanri88@gmail.com
Phone:0489165042