MERCURE I.N.V.
ActiveMERCURE I.N.V. has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €64k and a net result of €2k. Equity is shrinking by ~14.9% per year across the filed fiscal years. Its solvency ranks better than 31% of 26048 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2024
43
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability29▲+1
Solvency36=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days only on tighter terms
Liquidity tight (current ratio 1.16 against 1.19 in 2023; short-term debt: 86.2% and cash: 2% of total assets), and 89% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
11%
Return on assets
0.3%
Age of the figures
21 mo
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 04-01-2026, 157 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2024
157 d late
2023
279 d late
2022
117 d late
2021
4 d early
2020
115 d early
2019
10 d early
2018
38 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€64k▲ 3.0%
2023 · €62k
2019: €116k
2020: €129k
2021: €125k
2022: €63k
2023: €62k
2019 → 2024
Total assets
€579k▲ 7.1%
2023 · €541k
2019: €587k
2020: €555k
2021: €435k
2022: €655k
2023: €541k
2019 → 2024
Net result
€2k
2023 · €-1k
2019: €30k
2020: €13k
2021: €-4k
2022: €-61k
2023: €-1k
2019 → 2024
Working capital
€79k▼ 4.8%
2023 · €83k
2019: €233k
2020: €224k
2021: €202k
2022: €108k
2023: €83k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€129k-€125k▼ 3.5%€63k▼ 49.3%€62k▼ 1.8%€64k▲ 3.0%
Operating result€28k-€8k▼ 70.5%€-50k€10k€28k▲ 176%
Net result€13k-€-4k€-61k▼ 1,271%€-1k▲ 98.1%€2k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 176% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €579k
Fixed assets
€718▼ 93.4%
Current assets
€579k▲ 9.1%
Equity and liabilities €579k
Equity
€64k▲ 3.0%
Debt
€515k▲ 7.6%
The debt ratio rises from 88.5% to 89.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€31k▲
2023 · €13k
Cash flow
€4k▲
2023 · €1k
Solvency
11.0%▼
2023 · 11.5%
Current ratio
1.16▼
2023 · 1.19
Quick ratio
0.36▲
2023 · 0.28
Debt / equity
8.07▲
2023 · 7.72
ROE
2.9%▲
2023 · -1.9%
ROA
0.3%▲
2023 · -0.2%
Interest coverage
1.19▲
2023 · 1.11
Debt
€515k▲
2023 · €479k
Debt ≤ 1 year
€500k▲
2023 · €447k
Debt > 1 year
€14k▼
2023 · €32k
Income taxes
€757▲
2023 · €98
Staff costs
€24k▲
2023 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€541k€579k▲
Fixed assets21/28€11k€718▼
Tangible fixed assets22/27€2k-
Furniture and vehicles24€2k-
Financial fixed assets28€8k€718▼
Current assets29/58€530k€579k▲
Stocks and contracts in progress3€404k€397k▼
Stocks30/36€404k€397k▼
Amounts receivable within one year40/41€121k€170k▲
Trade receivables40€106k€170k▲
Other amounts receivable41€15k-
Cash at bank and in hand54/58€6k€11k▲
Equity and liabilities
Total equity and liabilities10/49€541k€579k▲
Equity10/15€62k€64k▲
Contributions10/11€87k€87k=
Capital10€87k€87k=
Issued capital100€87k€87k=
Reserves13€9k€9k=
Non-distributable reserves130/1€9k€9k=
Legal reserve130€9k€9k=
Profit (loss) carried forward14€-33k€-32k▲
Amounts payable17/49€479k€515k▲
Amounts payable after more than one year17€32k€14k▼
Financial debts170/4€32k€14k▼
Amounts payable within one year42/48€447k€500k▲
Current portion of amounts payable after more than one year42€39k€13k▼
Financial debts43€145k€155k▲
Credit institutions430/8€145k€155k▲
Trade debts44€13k€36k▲
Suppliers440/4€13k€36k▲
Advances received on contracts in progress46€28k€68k▲
Taxes, remuneration and social security45€30k€29k▼
Taxes450/3€10k€12k▲
Remuneration and social security454/9€21k€17k▼
Other amounts payable47/48€192k€199k▲
Accrued charges and deferred income492/3€55€2k▲
Income statement
Code20232024
Remuneration, social security and pensions62€21k€24k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Other operating charges640/8€797€4k▲
Gross operating margin9900€34k€60k▲
Operating profit (loss)9901€10k€28k▲
Financial income75/76B€23-
Recurring financial income75€23-
Financial charges65/66B€11k€26k▲
Recurring financial charges65€11k€26k▲
Profit (loss) for the period before taxes9903€-1k€3k▲
Income taxes67/77€98€757▲
Profit (loss) for the period9904€-1k€2k▲
Profit (loss) for the period to be appropriated9905€-1k€2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-33k€-32k▲
Profit (loss) brought forward from the previous period14P€-32k€-33k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
04-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 157 days late
2024
31-12
Financial
Back to profitnet €2k
Net result €2k after 3 loss-making years.
04-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 279 days late
2023
27-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 117 days late
2022
30-04
Financial
Weakest financial yearnet €-61k
Net result drops to €-61k, the lowest in the series; recovery starts the following year.
2021
26-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
07-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
20-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
23-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2016
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2015
31-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chièvres · 1 establishment unit since 1994
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Hauts Arbres 287950 ChièvresGround area
817 m²
Building footprint
69 m²
Volume, LiDAR
350 m³
Parcel 51037B0188/00N000, Wallonia · tallest building 6.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue des Hauts Arbres 28, 7950 Chièvres
since 19942.066.842.445
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 51037B0188/00N000 | Wallonia | 817 m² | 1 · 69 m² | 6.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
TIL
BE 0849.134.436
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VIZAVI
BE 0445.534.955
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MAXXI MEUBELEN
BE 0654.950.433
Lokeren · Eq €64k
MOUTON
BE 0879.155.243
Grez-Doiceau · Eq €64k
BURODEPO
BE 1006.449.432
Braine-le-Château · Eq €64k
Of 2,610 companies in sector 47551 we hold annual accounts for 1,718. 1,256 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded25-04-1994
Fiscal year end31-12
Activities, NACEBEL
46649Wholesale of other machinery and equipment
47551Retail sale of household furniture
47591Retail trade
51873
52441
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.