THOMAS COLS ARCHITECTEN
ActiveSummary
THOMAS COLS ARCHITECTEN has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €444k and a net result of €39k. Equity is growing by ~5.4% per year across the filed fiscal years. Its solvency ranks better than 44% of 9460 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability48=
Solvency73▲+8
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity short (current ratio 0.29 against 0.31 in 2024; short-term debt: 32.6% and cash: 9.2% of total assets), and 51.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
48.1%
Return on assets
4.2%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
1 d early
2023
2 d early
2022
on the day
2021
7 d late
2020
6 d early
2019
3 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€444k▲ 9.6%
2024 · €405k
2019: €323k
2020: €339k
2021: €365k
2022: €391k
2023: €361k
2024: €405k
2019 → 2025
Total assets
€923k▼ 9.4%
2024 · €1.02M
2019: €680k
2020: €820k
2021: €875k
2022: €952k
2023: €1.05M
2024: €1.02M
2019 → 2025
Net result
€39k▼ 12.3%
2024 · €44k
2019: €22k
2020: €22k
2021: €26k
2022: €26k
2023: €30k
2024: €44k
2019 → 2025
Working capital
€-213k▲ 24.5%
2024 · €-281k
2019: €9k
2020: €-70k
2021: €-154k
2022: €-130k
2023: €-350k
2024: €-281k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€365k-€391k▲ 7.1%€361k▼ 7.6%€405k▲ 12.3%€444k▲ 9.6%
Operating result€17k-€9k▼ 44.2%€4k▼ 56.7%€6k▲ 58.3%€7k▲ 12.0%
Net result€26k-€26k▼ 1.9%€30k▲ 17.4%€44k▲ 46.8%€39k▼ 12.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 12% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €923k
Fixed assets
€835k ▼ 6.5%
Current assets
€88k ▼ 29.9%
Equity and liabilities €923k
Equity
€444k ▲ 9.6%
Debt
€479k ▼ 21.9%
Debt's share of the balance-sheet total falls from 60.2% to 51.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€69k▼
2024 · €70k
Cash flow
€101k▼
2024 · €108k
Current ratio
0.29▼
2024 · 0.31
Debt to equity
1.08▼
2024 · 1.51
ROE
8.8%▼
2024 · 10.9%
ROA
4.2%▼
2024 · 4.4%
Interest coverage
2.88▼
2024 · 2.91
Debt ≤ 1 year
€300k▼
2024 · €407k
Debt > 1 year
€177k▼
2024 · €205k
Income taxes
€19k▲
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.02M€923k▼
Fixed assets21/28€893k€835k▼
Tangible fixed assets22/27€892k€835k▼
Land and buildings22€889k€829k▼
Furniture and vehicles24€3k€6k▲
Financial fixed assets28€186€186=
Current assets29/58€125k€88k▼
Amounts receivable within one year40/41€4k€969▼
Trade receivables40€375€188▼
Other amounts receivable41€3k€781▼
Current investments50/53€40k€0▼
Cash at bank and in hand54/58€80k€85k▲
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€1.02M€923k▼
Equity10/15€405k€444k▲
Contributions10/11€19k€19k=
Reserves13€387k€425k▲
Tax-exempt reserves132€9k€9k=
Distributable reserves133€377k€416k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€613k€479k▼
Amounts payable after more than one year17€205k€177k▼
Financial debts170/4€205k€177k▼
Amounts payable within one year42/48€407k€300k▼
Current portion of amounts payable after more than one year42€28k€28k▲
Trade debts44€50k€40k▼
Suppliers440/4€50k€40k▼
Taxes, remuneration and social security45€104€4k▲
Taxes450/3€104€4k▲
Other amounts payable47/48€329k€229k▼
Accrued charges and deferred income492/3€1k€2k▲
Income statement
Code20242025
Non-recurring operating income76A€12k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€64k€62k▼
Other operating charges640/8€6k€7k▲
Non-recurring operating charges66A€108€0▼
Gross operating margin9900€76k€76k▲
Operating profit (loss)9901€6k€7k▲
Financial income75/76B€76k€75k▼
Recurring financial income75€76k€75k▼
Financial charges65/66B€24k€24k▲
Recurring financial charges65€24k€24k▲
Profit (loss) for the period before taxes9903€59k€58k▼
Income taxes67/77€14k€19k▲
Profit (loss) for the period9904€44k€39k▼
Profit (loss) for the period to be appropriated9905€44k€39k▼
Appropriation of the result
Profit (loss) to be appropriated9906€44k€39k▼
Transfer from equity791/2€0-
Transfer to equity691/2€44k€39k▼
To other reserves6921€44k€39k▼
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Highest result since 2019net €44k ▲46.8%
Net result €44k, the highest in the series.
29-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
07-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 7 days late
2021
25-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
28-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
24-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
23-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Frans Beckersstraat 542600 AntwerpenGround area
163 m²
Building footprint
111 m²
Volume, LiDAR
629 m³
Parcel 11003A0174/00P011, Flanders · tallest building 7.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Frans Beckersstraat 54, 2600 Antwerpen
since 20042.218.804.625
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11003A0174/00P011 | Flanders | 163 m² | 1 · 111 m² | 7.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DM ARCHITECTURE
BE 0518.989.986
Lierneux · Eq €444,005
ARCHITECTENBUREAU KAPA
BE 0884.946.737
Lochristi · Eq €444,010
BUREAU D'ARCHITECTURE JUAN OCHOGAVIA
BE 0477.638.985
Brussel · Eq €443,533
laagland architecten
BE 0770.823.564
Brugge · Eq €444,496
ROGER STERCKX, ARCHITECTENBUREAU
BE 0471.823.143
Sint-Pieters-Leeuw · Eq €444,766
Of 18,255 companies in sector 71111 we hold annual accounts for 6,321. 4,183 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-12-2004
Fiscal year end30-06
Activities, NACEBEL 2025
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.