DM ARCHITECTURE
ActiveSummary
DM ARCHITECTURE has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €444k and a net result of €57k. Equity is growing by ~33.5% per year across the filed fiscal years. Its solvency ranks better than 41% of 9460 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▲+8
Solvency70▼-2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity short (current ratio 0.92 against 0.95 in 2024; short-term debt: 23.1% and cash: 0.3% of total assets), and 55.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
44.5%
Return on assets
5.7%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 05-06-2026, 36 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
36 d late
2024
on the day
2023
153 d late
2022
51 d late
2021
2 d late
2020
on the day
2019
68 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€444k▲ 1.5%
2024 · €437k
2018: €-16k
2019: €-17k
2020: €35k
2021: €91k
2022: €364k
2023: €421k
2024: €437k
2018 → 2025
Total assets
€997k▲ 6.3%
2024 · €938k
2018: €570k
2019: €582k
2020: €595k
2021: €613k
2022: €897k
2023: €925k
2024: €938k
2018 → 2025
Net result
€57k▲ 248%
2024 · €16k
2018: €-7k
2019: €-887
2020: €52k
2021: €56k
2022: €303k
2023: €87k
2024: €16k
2018 → 2025
Working capital
€-19k▼ 122%
2024 · €-9k
2018: €-343k
2019: €-395k
2020: €-372k
2021: €-319k
2022: €-71k
2023: €-19k
2024: €-9k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€91k-€364k▲ 300%€421k▲ 15.7%€437k▲ 3.9%€444k▲ 1.5%
Operating result€72k-€19k▼ 73.6%€47k▲ 148%€11k▼ 76.5%€73k▲ 555%
Net result€56k-€303k▲ 439%€87k▼ 71.3%€16k▼ 81.2%€57k▲ 248%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 555% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €997k
Fixed assets
€786k ▲ 0.5%
Current assets
€211k ▲ 35.6%
Equity and liabilities €997k
Equity
€444k ▲ 1.5%
Provisions
€160k =
Debt
€394k ▲ 15.3%
Debt's share of the balance-sheet total rises from 36.4% to 39.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€84k▲
2024 · €22k
Cash flow
€68k▲
2024 · €27k
Current ratio
0.92▼
2024 · 0.95
Debt to equity
0.89▲
2024 · 0.78
ROE
12.8%▲
2024 · 3.7%
ROA
5.7%▲
2024 · 1.7%
Interest coverage
22.32▲
2024 · 5.69
Debt ≤ 1 year
€231k▲
2024 · €165k
Debt > 1 year
€162k▼
2024 · €176k
Income taxes
€21k▲
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 52 lines
Balance sheet
Code20242025
Assets
Total assets20/58€938k€997k▲
Fixed assets21/28€782k€786k▲
Tangible fixed assets22/27€216k€219k▲
Land and buildings22€211k€204k▼
Plant, machinery and equipment23€2k€15k▲
Furniture and vehicles24€3k€0▼
Financial fixed assets28€567k€567k=
Current assets29/58€156k€211k▲
Amounts receivable within one year40/41€148k€205k▲
Trade receivables40-€54k
Other amounts receivable41€148k€150k▲
Cash at bank and in hand54/58€8k€3k▼
Deferred charges and accrued income490/1-€4k
Equity and liabilities
Total equity and liabilities10/49€938k€997k▲
Equity10/15€437k€444k▲
Contributions10/11€55k€55k=
Reserves13€102k€159k▲
Distributable reserves133€102k€159k▲
Profit (loss) carried forward14€280k€230k▼
Provisions and deferred taxes16€160k€160k=
Provisions for liabilities and charges160/5€160k€160k=
Environmental obligations163€160k€160k=
Amounts payable17/49€341k€394k▲
Amounts payable after more than one year17€176k€162k▼
Financial debts170/4€176k€162k▼
Amounts payable within one year42/48€165k€231k▲
Current portion of amounts payable after more than one year42€17k€14k▼
Trade debts44€16k€2k▼
Suppliers440/4€16k€2k▼
Taxes, remuneration and social security45€46k€13k▼
Taxes450/3€46k€13k▼
Other amounts payable47/48€85k€201k▲
Accrued charges and deferred income492/3€299€749▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€12k▲
Other operating charges640/8€856€2k▲
Gross operating margin9900€23k€87k▲
Operating profit (loss)9901€11k€73k▲
Financial income75/76B€20k€9k▼
Recurring financial income75€7k€9k▲
Non-recurring financial income76B€13k-
Financial charges65/66B€4k€4k▼
Recurring financial charges65€4k€4k▼
Profit (loss) for the period before taxes9903€27k€78k▲
Income taxes67/77€11k€21k▲
Profit (loss) for the period9904€16k€57k▲
Profit (loss) for the period to be appropriated9905€16k€57k▲
Appropriation of the result
Profit (loss) to be appropriated9906€296k€337k▲
Profit (loss) brought forward from the previous period14P€280k€280k=
Transfer to equity691/2€16k€57k▲
To other reserves6921€16k€57k▲
Profit to be distributed694/7-€50k
Return on contributions (dividend)694-€50k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 36 days late
2025
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 153 days late
2023
20-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 51 days late
2022
30-09
Financial
Highest result since 2018net €303k ▲439%
Net result €303k, the highest in the series.
30-09
Financial
Equity above €200kEq €364k ▲300%
3 profitable years in a row build equity to €364k.
02-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 2 days late
2021
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Back to profitnet €52k
Net result €52k after 2 loss-making years.
07-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 68 days late
2019
29-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
11-05
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 11 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lierneux · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Les Villettes, Rarmont 694990 Lierneux1 establishment unit
Les Villettes, Rarmont 69, 4990 Lierneux
since 20132.219.953.282
Similar companies · same sector, comparable size
ARCHITECTENBUREAU KAPA
BE 0884.946.737
Lochristi · Eq €444,010
THOMAS COLS ARCHITECTEN
BE 0870.718.322
Antwerpen · Eq €443,994
BUREAU D'ARCHITECTURE JUAN OCHOGAVIA
BE 0477.638.985
Brussel · Eq €443,533
laagland architecten
BE 0770.823.564
Brugge · Eq €444,496
ROGER STERCKX, ARCHITECTENBUREAU
BE 0471.823.143
Sint-Pieters-Leeuw · Eq €444,766
Of 18,255 companies in sector 71111 we hold annual accounts for 6,321. 4,183 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-03-2013
Fiscal year end30-09
Activities, NACEBEL 2025
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filings
Scores and ratios are computed by Checked and are not a credit decision.