TELLIER TOITURES
ActiveSummary
The computed 12-month bankruptcy probability of TELLIER TOITURES is 2.5% (moderate). The 2024 annual accounts show equity of €122k and a net result of €60k. Equity is growing by ~30.7% per year across the filed fiscal years. Its solvency ranks better than 48% of 36375 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability96▲+20
Solvency70▲+23
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 2.73 against 1.35 in 2023; short-term debt: 18.3% and cash: 33.8% of total assets), but 54.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-09-2025, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
60 d late
2023
29 d late
2022
29 d late
2021
30 d late
2020
27 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€122k▲ 90.6%
2023 · €64k
2020: €33k
2021: €67k
2022: €117k
2023: €64k
2020 → 2024
Total assets
€271k▼ 5.0%
2023 · €286k
2020: €91k
2021: €103k
2022: €312k
2023: €286k
2020 → 2024
Net result
€60k▲ 242%
2023 · €18k
2020: €23k
2021: €34k
2022: €51k
2023: €18k
2020 → 2024
Working capital
€86k▲ 114%
2023 · €40k
2020: €19k
2021: €55k
2022: €99k
2023: €40k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€33k-€67k▲ 102%€117k▲ 75.9%€64k▼ 45.2%€122k▲ 90.6%
Operating result€28k-€41k▲ 45.5%€65k▲ 56.7%€26k▼ 60.7%€80k▲ 215%
Net result€23k-€34k▲ 46.2%€51k▲ 50.5%€18k▼ 65.2%€60k▲ 242%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 215% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €271k
Fixed assets
€136k ▲ 4.3%
Current assets
€135k ▼ 12.8%
Equity and liabilities €271k
Equity
€122k ▲ 90.6%
Debt
€149k ▼ 32.7%
Debt's share of the balance-sheet total falls from 77.5% to 54.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€84k▲
2023 · €30k
Cash flow
€64k▲
2023 · €22k
Current ratio
2.73▲
2023 · 1.35
Debt to equity
1.22▼
2023 · 3.45
ROE
49.2%▲
2023 · 27.4%
ROA
22.2%▲
2023 · 6.2%
Interest coverage
14.15▲
2023 · 7.58
Debt ≤ 1 year
€50k▼
2023 · €115k
Debt > 1 year
€99k▼
2023 · €106k
Income taxes
€15k▲
2023 · €5k
Staff costs
€16k▲
2023 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 47 lines
Balance sheet
Code20232024
Assets
Total assets20/58€286k€271k▼
Fixed assets21/28€130k€136k▲
Tangible fixed assets22/27€129k€135k▲
Land and buildings22€125k€125k=
Plant, machinery and equipment23€888€4k▲
Furniture and vehicles24€3k€6k▲
Financial fixed assets28€1k€1k=
Current assets29/58€155k€135k▼
Amounts receivable within one year40/41€76k€28k▼
Trade receivables40€60k€6k▼
Other amounts receivable41€16k€22k▲
Cash at bank and in hand54/58€63k€92k▲
Deferred charges and accrued income490/1€17k€15k▼
Equity and liabilities
Total equity and liabilities10/49€286k€271k▼
Equity10/15€64k€122k▲
Contributions10/11€10k€10k=
Profit (loss) carried forward14€54k€112k▲
Amounts payable17/49€221k€149k▼
Amounts payable after more than one year17€106k€99k▼
Financial debts170/4€106k€99k▼
Amounts payable within one year42/48€115k€50k▼
Current portion of amounts payable after more than one year42€8k€8k▲
Trade debts44€11k€15k▲
Suppliers440/4€11k€15k▲
Taxes, remuneration and social security45€19k€9k▼
Taxes450/3€18k€6k▼
Remuneration and social security454/9€739€3k▲
Other amounts payable47/48€78k€18k▼
Accrued charges and deferred income492/3-€910
Income statement
Code20232024
Remuneration, social security and pensions62€16k€16k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k▼
Other operating charges640/8€560€714▲
Gross operating margin9900€46k€101k▲
Operating profit (loss)9901€26k€80k▲
Financial income75/76B€549€298▼
Recurring financial income75€549€298▼
Financial charges65/66B€4k€6k▲
Recurring financial charges65€4k€6k▲
Profit (loss) for the period before taxes9903€22k€75k▲
Income taxes67/77€5k€15k▲
Profit (loss) for the period9904€18k€60k▲
Profit (loss) for the period to be appropriated9905€18k€60k▲
Appropriation of the result
Profit (loss) to be appropriated9906€125k€114k▼
Profit (loss) brought forward from the previous period14P€107k€54k▼
Profit to be distributed694/7€71k€2k▼
Return on contributions (dividend)694€71k-
Directors or managers695-€2k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
2024
31-12
Financial
Highest result since 2020net €60k ▲242%
Operating result €80k, net result €60k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 2.73
Current ratio from 1.35 to 2.73; short-term debt falls from €115k to €50k.
31-12
Financial
Equity above €100kEq €122k ▲90.6%
5 profitable years in a row build equity to €122k.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial
Weakest financial yearnet €18k ▼65.2%
Net result drops to €18k, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
31-12
Financial
Equity above €100kEq €117k ▲75.9%
3 profitable years in a row build equity to €117k.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ham-sur-Heure-Nalinnes · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Praile(NAL) 486120 Ham-sur-Heure-NalinnesGround area
1,834 m²
Building footprint
141 m²
Volume, LiDAR
606 m³
Parcel 56058C0609/00N000, Wallonia · tallest building 5.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
TELLIER TOITURES
since 20202.304.596.868
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56058C0609/00N000 | Wallonia | 1,834 m² | 1 · 141 m² | 5.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 8,561 companies in sector 43410 we hold annual accounts for 4,357. 3,795 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-06-2020
Fiscal year end31-12
Activities, NACEBEL 2025
43410Roofing work
43421Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:Eliot@telliertoitures.be
Phone:+32470074266