IMPERTOIT
ActiveSummary
IMPERTOIT has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €122k and a net result of €3k. Equity is growing by ~6% per year across the filed fiscal years. Its solvency ranks better than 77% of 27786 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability68▼-6
Solvency97▼-3
Growth52=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 3.28 against 5.16 in 2024; short-term debt: 21.8% and cash: 38.8% of total assets), and 27.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
72.3%
Return on assets
1.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
18 d late
2023
63 d early
2022
61 d early
2021
22 d late
2020
57 d early
2019
19 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€0
2019 · €0
2019: €0
2019 → 2021
Total assets
€169k▲ 8.1%
2024 · €156k
2018: €98k
2019: €89k
2020: €101k
2021: €141k
2022: €145k
2023: €158k
2024: €156k
2018 → 2025
Net result
€3k▼ 60.8%
2024 · €7k
2018: €15k
2019: €-2k
2020: €9k
2021: €35k
2022: €19k
2023: €6k
2024: €7k
2018 → 2025
Working capital
€84k▼ 19.6%
2024 · €104k
2018: €82k
2019: €86k
2020: €66k
2021: €83k
2022: €115k
2023: €117k
2024: €104k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€0-
Equity€124k-€143k▲ 15.4%€134k▼ 6.3%€130k▼ 2.9%€122k▼ 6.3%
Operating result€46k-€29k▼ 37.6%€14k▼ 51.9%€18k▲ 29.2%€10k▼ 45.3%
Net result€35k-€19k▼ 44.7%€6k▼ 68.6%€7k▲ 18.5%€3k▼ 60.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 45% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €169k
Fixed assets
€48k ▲ 80.2%
Current assets
€121k ▼ 6.7%
Equity and liabilities €169k
Equity
€122k ▼ 6.3%
Debt
€47k ▲ 80.7%
Debt's share of the balance-sheet total rises from 16.6% to 27.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€24k▼
2024 · €28k
Cash flow
€17k▼
2024 · €17k
Current ratio
3.28▼
2024 · 5.16
Quick ratio
2.89▼
2024 · 5.07
Debt to equity
0.38▲
2024 · 0.20
ROE
2.3%▼
2024 · 5.5%
ROA
1.7%▼
2024 · 4.6%
Interest coverage
5.64▼
2024 · 6.49
Debt ≤ 1 year
€37k▲
2024 · €25k
Income taxes
€3k▼
2024 · €6k
Staff costs
€162k▲
2024 · €73k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€156k€169k▲
Fixed assets21/28€27k€48k▲
Tangible fixed assets22/27€26k€48k▲
Plant, machinery and equipment23€14k€24k▲
Furniture and vehicles24€12k€24k▲
Financial fixed assets28€334€334=
Current assets29/58€129k€121k▼
Stocks and contracts in progress3€2k€14k▲
Stocks30/36€2k€14k▲
Amounts receivable within one year40/41€61k€39k▼
Trade receivables40€50€3k▲
Other amounts receivable41€61k€36k▼
Cash at bank and in hand54/58€63k€66k▲
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€156k€169k▲
Equity10/15€130k€122k▼
Contributions10/11€8k€8k=
Reserves13€122k€113k▼
Distributable reserves133€122k€113k▼
Profit (loss) carried forward14€670€1k▲
Amounts payable17/49€26k€47k▲
Amounts payable within one year42/48€25k€37k▲
Trade debts44€11k€15k▲
Suppliers440/4€11k€15k▲
Taxes, remuneration and social security45€7k€14k▲
Taxes450/3€4k€7k▲
Remuneration and social security454/9€2k€7k▲
Other amounts payable47/48€8k€8k=
Accrued charges and deferred income492/3€806€10k▲
Income statement
Code20242025
Remuneration, social security and pensions62€73k€162k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€14k▲
Other operating charges640/8€5k€2k▼
Gross operating margin9900€106k€189k▲
Operating profit (loss)9901€18k€10k▼
Financial income75/76B€1€1▲
Recurring financial income75€1€1▲
Financial charges65/66B€4k€4k▼
Recurring financial charges65€4k€4k▼
Profit (loss) for the period before taxes9903€14k€6k▼
Income taxes67/77€6k€3k▼
Profit (loss) for the period9904€7k€3k▼
Profit (loss) for the period to be appropriated9905€7k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€13k€3k▼
Profit (loss) brought forward from the previous period14P€6k€670▼
Transfer from equity791/2€6k€11k▲
Transfer to equity691/2€7k€2k▼
To other reserves6921€7k€2k▼
Profit to be distributed694/7€11k€11k=
Return on contributions (dividend)694€11k€11k=
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
18-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 18 days late
2024
29-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity times 17current ratio 97.79
Current ratio from 5.75 to 97.79; short-term debt falls from €17k to €1k.
22-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 22 days late
2021
31-12
Financial
Highest result since 2018net €35k ▲289%
Operating result €46k, net result €35k, both a record.
31-12
Financial
Equity above €100kEq €124k ▲27.9%
2 profitable years in a row build equity to €124k.
04-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
12-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-2k ▼112%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
Show earlier events
31-12
Financial
Liquidity times 5current ratio 69.21
Current ratio from 14.54 to 69.21; short-term debt falls from €6k to €1k.
22-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
04-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Saint-Georges-sur-Meuse · 2 establishment units since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Warfusée 294470 Saint-Georges-sur-MeuseGround area
1,620 m²
Building footprint
219 m²
Volume, LiDAR
1,358 m³
2 parcels, Wallonia · tallest building 9.3 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
Rue Warfusée 29, 4470 Saint-Georges-sur-Meuse
since 20002.096.527.316
Les Toqués
since 20252.377.179.988
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 64065C0690/00D002 | Wallonia | 1,147 m² | 1 · 131 m² | 6.6 m · 2 fl. |
| 64065B1738/00B000 | Wallonia | 473 m² | 1 · 89 m² | 9.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteSaint-Georges-sur-Meuse2.377.179.988
Similar companies · same sector, comparable size
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TELLIER TOITURES
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SIMON & Cie
BE 0807.388.210
Manage · Eq €121,708
Dakwerken De Peuter
BE 0768.710.944
Herselt · Eq €121,536
Of 8,561 companies in sector 43410 we hold annual accounts for 4,357. 3,797 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-04-2000
Fiscal year end31-12
Activities, NACEBEL 2025
43410Roofing work
43421Specialised construction activities
43990Other specialised construction activities
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.