T-Cube
ActiveT-Cube has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €160k and a net result of €53k. Equity is growing by ~23% per year across the filed fiscal years. Its solvency ranks better than 16% of 37972 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability100▲+42
Solvency11▼-2
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity short (current ratio 0.62 against 0.74 in 2023), and 87.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 37972 sector peers (2024).
NBB · sector comparisonPosition among 37972 sector peers
Solvency
better than 16%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-07-2025, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
on the day
2023
29 d late
2022
20 d early
2021
19 d early
2020
29 d early
2019
29 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€160k▲ 27.6%
2023 · €126k
2018: €45k
2019: €63k
2020: €89k
2021: €83k
2022: €111k
2023: €126k
2018 → 2024
Total assets
€1.30M▲ 15.6%
2023 · €1.12M
2018: €443k
2019: €566k
2020: €577k
2021: €833k
2022: €609k
2023: €1.12M
2018 → 2024
Net result
€53k▲ 265%
2023 · €14k
2018: €18k
2019: €18k
2020: €26k
2021: €-6k
2022: €28k
2023: €14k
2018 → 2024
Working capital
€-78k▼ 88.8%
2023 · €-42k
2018: €100k
2019: €95k
2020: €109k
2021: €104k
2022: €49k
2023: €-42k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€89k-€83k▼ 6.4%€111k▲ 34.3%€126k▲ 13.0%€160k▲ 27.6%
Operating result€41k-€-248€49k€46k▼ 5.6%€108k▲ 135%
Net result€26k-€-6k€28k€14k▼ 49.1%€53k▲ 265%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 135% above 2023 and is the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.30M
Fixed assets
€1.17M▲ 16.4%
Current assets
€130k▲ 8.6%
Equity and liabilities €1.30M
Equity
€160k▲ 27.6%
Debt
€1.14M▲ 14.0%
The debt ratio falls from 88.8% to 87.6%: equity grows faster than debt.
Key figures and ratios
EBITDA
€144k▲
2023 · €79k
Cash flow
€89k▲
2023 · €47k
Solvency
12.4%▲
2023 · 11.2%
Current ratio
0.62▼
2023 · 0.74
Quick ratio
0.62▼
2023 · 0.74
Debt / equity
7.07▼
2023 · 7.91
ROE
32.9%▲
2023 · 11.5%
ROA
4.1%▲
2023 · 1.3%
Interest coverage
4.77▲
2023 · 2.95
Debt
€1.14M▲
2023 · €995k
Debt ≤ 1 year
€208k▲
2023 · €161k
Debt > 1 year
€927k▲
2023 · €834k
Income taxes
€27k▲
2023 · €7k
Staff costs
€41k▲
2023 · €40k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€1.12M€1.30M▲
Fixed assets21/28€1.00M€1.17M▲
Tangible fixed assets22/27€1.00M€966k▼
Land and buildings22€991k€957k▼
Plant, machinery and equipment23€10k€8k▼
Furniture and vehicles24€958€586▼
Financial fixed assets28-€200k
Current assets29/58€120k€130k▲
Amounts receivable after more than one year29€75k€75k=
Other amounts receivable291€75k€75k=
Amounts receivable within one year40/41€22k€4k▼
Trade receivables40€0€850▲
Other amounts receivable41€22k€3k▼
Cash at bank and in hand54/58€22k€50k▲
Deferred charges and accrued income490/1€1k€824▼
Equity and liabilities
Total equity and liabilities10/49€1.12M€1.30M▲
Equity10/15€126k€160k▲
Contributions10/11€6k€6k=
Reserves13€120k€154k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€118k€152k▲
Profit (loss) carried forward14-€0
Amounts payable17/49€995k€1.14M▲
Amounts payable after more than one year17€834k€927k▲
Financial debts170/4€834k€927k▲
Amounts payable within one year42/48€161k€208k▲
Current portion of amounts payable after more than one year42€53k€84k▲
Trade debts44€588€2k▲
Suppliers440/4€588€2k▲
Advances received on contracts in progress46-€1k
Taxes, remuneration and social security45€60k€76k▲
Taxes450/3€54k€67k▲
Remuneration and social security454/9€6k€8k▲
Other amounts payable47/48€48k€46k▼
Accrued charges and deferred income492/3€0-
Income statement
Code20232024
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€40k€41k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€33k€36k▲
Other operating charges640/8€4k€2k▼
Gross operating margin9900€122k€187k▲
Operating profit (loss)9901€46k€108k▲
Financial income75/76B€3k€2k▼
Recurring financial income75€3k€2k▼
Financial charges65/66B€27k€30k▲
Recurring financial charges65€27k€30k▲
Profit (loss) for the period before taxes9903€22k€80k▲
Income taxes67/77€7k€27k▲
Profit (loss) for the period9904€14k€53k▲
Profit (loss) for the period to be appropriated9905€14k€53k▲
Appropriation of the result
Profit (loss) to be appropriated9906€14k€53k▲
Transfer from equity791/2-€18k
Transfer to equity691/2€14k€53k▲
To other reserves6921€14k€53k▲
Profit to be distributed694/7-€18k
Return on contributions (dividend)694-€18k
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €53k ▲265%
Operating result €108k, net result €53k, both a record.
31-12
Financial
Equity above €150kEq €160k ▲27.6%
3 profitable years in a row build equity to €160k.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
11-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €28k
Net result €28k after one loss-making year.
31-12
Financial
Equity above €100kEq €111k ▲34.3%
Equity rises from €83k to €111k.
12-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-6k ▼122%
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
02-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
02-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
04-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
27-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lokeren · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heyerstraat 279160 LokerenGround area
2,298 m²
Building footprint
127 m²
Parcel 46383D1272/00N000, Flanders. Linked by address, not a title deed.
1 establishment unit
T-CUBE
since 20132.218.862.429
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46383D1272/00N000 | Flanders | 2,298 m² | 1 · 126 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 2 entries · 1,920 EUR awarded| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,620 EUR | 0 EUR |
| 2022 | 1 | 300 EUR | 0 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
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DONT
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GIDO
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CRIFINI
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Of 5,672 companies in sector 70100 we hold annual accounts for 3,480. 2,354 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-04-2013
Fiscal year end31-12
Activities, NACEBEL
70100Activities of head offices
74103Other professional, scientific and technical activities
74120Graphic design and visual communication
64210Activities of holding companies
82300Organisation of conventions and trade shows
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.