CRIFINI
ActiveCRIFINI has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €160k and a net result of €12k. Equity is growing by ~11.7% per year across the filed fiscal years. Its solvency ranks better than 40% of 31642 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability45▲+1
Solvency69▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity short (current ratio 0.01 against 0.03 in 2024; short-term debt: 52.4% and cash: 0.7% of total assets), and 56.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
43.9%
Return on assets
3.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-06-2026, 57 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
57 d early
2024
58 d early
2023
44 d early
2022
48 d early
2021
25 d early
2020
45 d early
2019
24 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€160k▲ 7.8%
2024 · €148k
2018: €66k
2019: €77k
2020: €94k
2021: €110k
2022: €128k
2023: €139k
2024: €148k
2018 → 2025
Total assets
€364k▼ 0.9%
2024 · €367k
2018: €440k
2019: €393k
2020: €369k
2021: €366k
2022: €364k
2023: €362k
2024: €367k
2018 → 2025
Net result
€12k▲ 28.8%
2024 · €9k
2018: €-63k
2019: €11k
2020: €17k
2021: €16k
2022: €18k
2023: €11k
2024: €9k
2018 → 2025
Working capital
€-188k▲ 4.6%
2024 · €-197k
2018: €-196k
2019: €-214k
2020: €-227k
2021: €-241k
2022: €-233k
2023: €-210k
2024: €-197k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€110k-€128k▲ 16.7%€139k▲ 8.5%€148k▲ 6.5%€160k▲ 7.8%
Operating result€22k-€25k▲ 16.2%€27k▲ 6.6%€28k▲ 4.3%€29k▲ 4.0%
Net result€16k-€18k▲ 17.7%€11k▼ 40.8%€9k▼ 17.4%€12k▲ 28.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 4% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €364k
Fixed assets
€361k=
Current assets
€3k▼ 56.2%
Equity and liabilities €364k
Equity
€160k▲ 7.8%
Debt
€204k▼ 6.8%
The debt ratio falls from 59.6% to 56.1%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
43.9%▲
2024 · 40.4%
Current ratio
0.01▼
2024 · 0.03
Quick ratio
0.01▼
2024 · 0.03
Debt / equity
1.28▼
2024 · 1.48
ROE
7.2%▲
2024 · 6.1%
ROA
3.2%▲
2024 · 2.4%
Debt
€204k▼
2024 · €219k
Debt ≤ 1 year
€190k▼
2024 · €203k
Income taxes
€4k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€367k€364k▼
Fixed assets21/28€361k€361k=
Tangible fixed assets22/27€361k€361k=
Land and buildings22€361k€361k=
Current assets29/58€6k€3k▼
Cash at bank and in hand54/58€6k€3k▼
Equity and liabilities
Total equity and liabilities10/49€367k€364k▼
Equity10/15€148k€160k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€77k€86k▲
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€71k€80k▲
Profit (loss) carried forward14€9k€12k▲
Amounts payable17/49€219k€204k▼
Amounts payable within one year42/48€203k€190k▼
Trade debts44€2k€1k▼
Suppliers440/4€2k€1k▼
Taxes, remuneration and social security45€6k€4k▼
Taxes450/3€6k€4k▼
Other amounts payable47/48€195k€185k▼
Accrued charges and deferred income492/3€16k€13k▼
Income statement
Code20242025
Other operating charges640/8€2k€2k▲
Gross operating margin9900€30k€32k▲
Operating profit (loss)9901€28k€29k▲
Financial charges65/66B€16k€14k▼
Recurring financial charges65€16k€14k▼
Profit (loss) for the period before taxes9903€12k€16k▲
Income taxes67/77€3k€4k▲
Profit (loss) for the period9904€9k€12k▲
Profit (loss) for the period to be appropriated9905€9k€12k▲
Appropriation of the result
Profit (loss) to be appropriated9906€20k€21k▲
Profit (loss) brought forward from the previous period14P€11k€9k▼
Transfer to equity691/2€11k€9k▼
To other reserves6921€11k€9k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €150kEq €160k ▲7.8%
7 profitable years in a row build equity to €160k.
03-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
17-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
13-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €18k ▲17.7%
Net result €18k, the highest in the series.
06-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €100kEq €110k ▲16.5%
3 profitable years in a row build equity to €110k.
16-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
07-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
12-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
19-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
29-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schoten · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lariksdreef 372900 SchotenGround area
1,434 m²
Building footprint
126 m²
Volume, LiDAR
664 m³
Parcel 11040D0243/00N014, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CRIFINI
since 20052.145.641.681
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11040D0243/00N014 | Flanders | 1,434 m² | 1 · 125 m² | 9.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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MANUEL
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DERT13N
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DONT
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TENCES
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Of 5,700 companies in sector 70100 we hold annual accounts for 3,492. 2,360 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded02-11-2004
Fiscal year end31-12
Activities, NACEBEL
70100Activities of head offices
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.