SWEET HOME DS
ActiveSWEET HOME DS has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €39k and a net result of €5k. Equity is growing by ~90.8% per year across the filed fiscal years. Its solvency ranks better than 18% of 4533 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
47
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability37▼-40
Solvency29▼-4
Growth80=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity short (current ratio 0.93 against 0.99 in 2024; short-term debt: 95.5% and cash: 20.9% of total assets), and 95.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 4533 sector peers (2025).
NBB · sector comparisonPosition among 4533 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 29-11-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
29 d late
2024
2 d early
2023
29 d late
2022
29 d late
2021
26 d late
2020
28 d late
2019
29 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close21-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, full schema
Turnover
€9k▲ 15.4%
2019 · €8k
2019: €8k
2019 → 2020
EBIT margin
3.6%▲ 221.7pp
2019 · -218.1%
2019: -218.1%
2019 → 2020
Net result
€5k▼ 83.9%
2024 · €29k
2019: €-18k
2020: €183
2021: €6k
2022: €-1k
2023: €-1k
2024: €29k
2019 → 2025
Working capital
€-59k▼ 1,525%
2024 · €-4k
2019: €816
2020: €998
2021: €7k
2022: €6k
2023: €5k
2024: €-4k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€7k-€6k▼ 17.8%€5k▼ 16.5%€35k▲ 574%€39k▲ 13.7%
Operating result€7k-€-1k€-1k▲ 22.1%€46k€27k▼ 41.1%
Net result€6k-€-1k€-1k▲ 23.6%€29k€5k▼ 83.9%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 41% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €878k
Fixed assets
€98k▲ 157%
Current assets
€780k▲ 86.0%
Equity and liabilities €878k
Equity
€39k▲ 13.7%
Debt
€839k▲ 98.3%
The debt ratio rises from 92.4% to 95.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€40k▼
2024 · €52k
Cash flow
€17k▼
2024 · €35k
Solvency
4.5%▼
2024 · 7.6%
Current ratio
0.93▼
2024 · 0.99
Quick ratio
0.82▼
2024 · 0.88
Debt / equity
21.33▲
2024 · 12.23
ROE
12.0%▼
2024 · 85.2%
ROA
0.5%▼
2024 · 6.4%
Interest coverage
2.11▼
2024 · 7.74
Debt
€839k▲
2024 · €423k
Debt ≤ 1 year
€839k▲
2024 · €423k
Income taxes
€4k▼
2024 · €10k
Staff costs
€236k▲
2024 · €69k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€458k€878k▲
Fixed assets21/28€38k€98k▲
Tangible fixed assets22/27€30k€26k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€27k€24k▼
Financial fixed assets28€8k€72k▲
Current assets29/58€420k€780k▲
Stocks and contracts in progress3€45k€91k▲
Stocks30/36€45k€91k▲
Amounts receivable within one year40/41€231k€506k▲
Trade receivables40€231k€506k▲
Current investments50/53€1€1=
Cash at bank and in hand54/58€144k€183k▲
Equity and liabilities
Total equity and liabilities10/49€458k€878k▲
Equity10/15€35k€39k▲
Contributions10/11€19k€19k=
Outside capital11€19k-
Other1109/19€19k-
Profit (loss) carried forward14€16k€21k▲
Amounts payable17/49€423k€839k▲
Amounts payable within one year42/48€423k€839k▲
Trade debts44€204k€558k▲
Suppliers440/4€204k€558k▲
Bills of exchange payable441€0-
Advances received on contracts in progress46€46k€103k▲
Taxes, remuneration and social security45€54k€65k▲
Taxes450/3€30k€15k▼
Remuneration and social security454/9€25k€50k▲
Other amounts payable47/48€119k€114k▼
Accrued charges and deferred income492/3-€40
Income statement
Code20242025
Remuneration, social security and pensions62€69k€236k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€13k▲
Other operating charges640/8€1k€2k▲
Gross operating margin9900€123k€278k▲
Operating profit (loss)9901€46k€27k▼
Financial income75/76B€174€43▼
Recurring financial income75€174€43▼
Financial charges65/66B€7k€19k▲
Recurring financial charges65€7k€19k▲
Profit (loss) for the period before taxes9903€40k€8k▼
Income taxes67/77€10k€4k▼
Profit (loss) for the period9904€29k€5k▼
Profit (loss) for the period to be appropriated9905€29k€5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€16k€21k▲
Profit (loss) brought forward from the previous period14P€-13k€16k▲
Social balance
Average headcount (FTE)9087-8.0
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
29-11
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 29 days late
2024
29-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Back to profitnet €29k
Net result €29k after 2 loss-making years.
2023
29-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2022
29-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2021
26-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
31-03
Financial
Liquidity triplescurrent ratio 4.63
Current ratio from 1.34 to 4.63; short-term debt falls from €3k to €2k.
2020
28-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 28 days late
31-03
Financial
Back to profitnet €183
Net result €183 after one loss-making year.
2019
29-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
01-10-2025
ANTONY D'ANGELO: Resigned as Director
01-12-2021
Melissa Scardino: Resigned as Director
Location & real-estate footprint
Registered office, Leuze-en-Hainaut · 3 establishment units since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée de Péruwelz(WS) 97904 Leuze-en-HainautGround area
5,649 m²
Building footprint
454 m²
Volume, LiDAR
1,742 m³
3 parcels, Wallonia · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
3 establishment units
SWEET HOME DS
since 20182.272.173.530
SWEET HOME DS
since 20232.353.174.963
SWEET HOME DS
since 20232.356.118.914
3 parcels
Wallonia
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53028A0286/00E002 | Wallonia | 4,601 m² | - | - |
| 57091A0427/00N000 | Wallonia | 868 m² | 1 · 221 m² | - |
| 53045C1146/00M002 | Wallonia | 180 m² | 1 · 232 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,750 companies in sector 68310 we hold annual accounts for 6,907. 4,652 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-01-2018
Fiscal year end31-03
Activities, NACEBEL
47521Retail sale of hardware, building materials, paint and glass (general range)
68310Real estate agency activities
68311Real estate activities
68121Development of residential building projects
68122Development of non-residential building projects
46190Agents in non-specialised wholesale trade
47781Retail sale of solid, liquid and gaseous fuels, excluding motor fuels
70200Business and other management consultancy
70220Business consulting
82100Office administrative and support services
82110Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.